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The year I started working at Morningstar, interest rates were spiking and the NAFTA-inspired Mexican equity bubble became a panic. That was 1994. Since then, we've seen a Russian default mess, an Asian meltdown, the bursting of the Internet bubble, the attacks of 9/11, two wars, the subprime housing collapse, and much more than you care to read here.

In spite of all that, we still managed to experience a huge bull market, and most of the top money managers and investment firms are still standing.

What's the secret? Buy-and-hold investing still works, while trendier strategies have their moments and go bust. This down market is a great time to invest with good managers--provided you're in it for the long term. You just have to know where to put your money.

Written in a straightforward, friendly style, my new book Fund Spy--Morningstar's Inside Secrets to Selecting Mutual Funds that Outperform aims to show you just that. Its step-by-step approach makes fund decisions easier, while sharing key data points and Morningstar's unbiased recommendations on the best funds for your portfolio.

Fund Spy is a collection of my 15 years of experience researching funds and fund managers to help you discover:

	Factors that identify winning funds--both quantitative and qualitative
	The importance of expense ratios and risk, and the most useful way to treat total returns
	How knowing a fund's strategy helps you properly evaluate performance, adopt reasonable expectations, and outperform the average investor by avoiding the common mistakes
	Where to find great fund managers, and what it means when fund managers don't "eat their own cooking"
	And much more

Call toll-free, 24 hours 1-866-910-1145 to get an autographed copy! Mention code: FSPYINS9B

If recent markets have you jaded or you think all mutual funds are the same, take a look through my lens. Fund Spy will show you proven methods to build a portfolio of dependable mutual funds that will prosper over the long term. Don't miss another opportunity. Order your copy today! Call toll-free, 24 hours 1-866-910-1145 and mention code: FSPYINS9B

Sincerely,

Russel Kinnel
Editor, Morningstar FundInvestor
Author, Fund Spy--Morningstar's Inside Secrets to Selecting Mutual Funds That Outperform

About Russel Kinnel Russel Kinnel is Director of Mutual Fund research for Morningstar and Editor of Morningstar® FundInvestor, a monthly print newsletter for individual investors. He also oversees Morningstar's Fund Analyst Picks and Pans and writes the "Fund Spy" column for Morningstar.com. He joined the company in 1994 and holds a bachelor's degree in economics and journalism from the University of Wisconsin-Madison.