tag:blogger.com,1999:blog-83320453589840814432011-11-27T15:43:56.313-08:00Mautnoreply@blogger.comBlogger26641100tag:blogger.com,1999:blog-8332045358984081443.post-27083567278231505012009-07-13T06:27:00.000-07:002009-07-13T06:30:19.791-07:00<p>The idea is so simple. You pay a premium and the insurance company protects you. Yeh, right! When you go out shopping, you read the labels before you buy, don't you. Well, the same should be your habit when you're buying a <a href="http://www.myhomeinsuranceplace.com/">homeowners insurance</a> policy. Never just use a site like this to get <a href="http://www.myhomeinsuranceplace.com/">online quotes</a> and then buy a policy because it's low cost or affordable. You should read it before you buy.</p><div class="fullpost"><br /><p>So what are you looking for? Well, let's get technical. The insurance company protects you against "perils" except where there are "exclusions" telling you that there may be limitations on that cover. Often, those exclusions are the smaller print coming near the end of the policy when the insurer hopes you're attention is wandering. Check out exactly what is covered. If it's not clear, ask someone before you buy. The first part of the <a href="http://www.myhomeinsuranceplace.com/">home insurance</a> policy usually deals with "property protection". So that covers the structure of the place you call home together with everything permanently attached like the plumbing, the electrical wiring and all the other "stuff" (sorry another technical term including your air-conditioning, heating system, and so on). All the other buildings and structures on the land will be included so long as they're all used for domestic purposes. That covers the garage, shed, patio and fences/walls. Pay special attention to any "loss of use" provisions - that should cover your out-of-pocket expenses if you cannot live in your home while it's being repaired.</p><br /><p>Then we get into the everyday personal property (usually called the "contents") owned by you and the family who live with you on a permanent basis. Depending on the wording, you may be covered for the cash value or replacement cost. But watch out. If you have anything unusual that's more expensive or difficult to replace, that's got to be specially endorsed on the policy. Some things may be excluded like a firearm, the car covered under your <a href="http://www.allstatescarinsurance.com/">auto insurance</a> policy, and so on. Other things may be included like the charges the local fire department may claim if it is called out, the cost of removing fallen trees or other debris after a storm, and so on. Everything else will have to be separately negotiated and added on to the policy as an endorsement.</p><br /><p><strong>Summary</strong></p><br /><p>The article advises that before you buy any homeowners insurance policy, you read through to see exactly what is included and what is excluded. If something is missing, you should negotiate a separate endorsement to get the cover you need.</p><br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-2708356727823150501?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-53959462979241406052009-07-13T06:16:00.000-07:002009-07-13T06:17:59.072-07:00<p>We're into murky waters with questions about losing or switching employment. No-one wants to think about times of uncertainty, but if the economy continues its current problems, you have to plan round the jobs you have and can get. The Health Insurance Portability and Accountability Act of 1996 (HIPAA), which took effect in April, 2003, was designed to give you some protection for <a href="http://www.healthinsurancebible.com/">health insurance</a> coverage when you are switching between jobs.</p><br /><div class="fullpost"><br /><p>To get HIPAA coverage, your most recent cover must have been through a health plan. In total, you must have had at least eighteen months of continuous coverage. There must be no entitlement under Medicaid or Medicare and you must have used up all your entitlement under COBRA. If you give notice under HIPAA within 63 days of losing your health plan coverage, you have the right to buy cover. The health insurers cannot refuse you a health policy based on your medical history or pre-existing condition, nor can they change you a higher premium to deter you. In fact, many states have laws to limit what health insurers can charge in this situation. Thus, you have a right to get health insurance for you and your family and the premiums may be controlled. This is something you should investigate. Here health insurance <a href="http://www.healthinsurancebible.com/quotes">online quotes</a> may be of great use for you.</p><br /><p>There are also privacy provisions to help keep your personal medical history confidential while making it available to the "right" people to give you <a href="http://www.healthinsurancebible.com/">health insurance</a> and handle claims for treatment. HIPAA sets out national standards for handling health data to reduce the risks that your data is lost or stolen. There are also penalties if your data is sent to an unauthorized person. In theory, this is supposed to make doctors, healthcare providers and hospitals more accountable if something goes wrong. As a first step, you have the right to a copy of your health records. Most data processors make a handling charge for preparing the copy, but it is usually small. You also have the right to know who has seen your data and you can lay down limits on access. It's in your interests to take an active interest. You should maintain the accuracy of your records and ensure that only authorized individuals are allowed to access it in appropriate circumstances.</p><br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-5395946297924140605?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-26115648457194768252009-07-13T06:09:00.000-07:002009-07-13T06:12:16.794-07:00<p>The magic letters stand for a Health Savings Account and this represents a different way of solving the health plan problem. In effect, the HSA is self-insurance with tax advantages, allowing you to pay immediate medical bills, save for the future and provide protection for when you retire. You start off with a High Deductible Health Plan (HDHP). Because of the high deductible, the premiums are usually significantly less than for a more conventional policy. The idea is you pay the money saved into the HSA. Why should you do this? Well, the supposed advantages are that you control the account. You decide how the money is to be spent. If you have a standard plan, you're always waiting for the insurer to rule on whether to pay out on your claim. With an HSA, you no longer have to wait, you can authorize immediate payment. You also control how the money is invested. With a standard policy, you rely on the insurer to invest everyone's premiums to make them grow.</p><div class="fullpost"><br /><p>An HSA is not a product you buy. It's a savings account run by individuals (not couples). All you need to be able to open an account is cover from an HDHP meeting the current rules. The plan does not have to be in your name so long as you have cover, say, as a spouse. Note you can have other policies to pay some of your health costs for disability, long-term care and specific diseases. But you are ineligible if you have already signed up to Medicare or, as a member of the armed forces, you have Tricare. It's up to you to check what you are allowed to have. Your employer can set up a savings plan (although you cannot have both an HSA and a general HRA at the same time) or you can go to a bank, credit union, insurance company or one of the other bodies able to act as a trustee or custodian. A minimum deposit is usually required. You don't have to be employed to run an HSA although, if you don't file for Federal taxes, you cannot get the tax relief.</p><br /><p>Put simply, this is a reasonable flexible and tax-efficient way of providing <a href="http://www.healthinsurancebible.com/whats-an-hsa-and-how-does-it-help.html">health insurance</a> for yourself. But it has one key advantage. Although you cannot borrow against the money saved, you can make a one-time transfer from an IRA into an HSA, and the money from the account passes like a cash inheritance when you die. So unlike the usual <a href="http://www.healthinsurancebible.com/">health insurance</a> premiums which are "lost", savings remain savings. The big question everyone who is eligible must ask is whether they want to self-insure. Obviously, if the savings are inadequate, the HDHP will potentially pay out. That policy is safety net but the coverage is limited. So you have to judge which works better for your family's circumstances. If you feel confident that there will always be enough available to pay for treatment during your life, this is tax free savings with you in control of the investment. But if you don't want to take the risk, a comprehensive health plan for the family may give you better peace of mind.</p><br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-2611564845719476825?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-73139979433268858462009-07-09T11:35:00.000-07:002009-07-09T11:36:09.899-07:00Most economists in the Wall Street Journal's latest forecasting survey said<br />the U.S. doesn't need another round of stimulus now, despite expectations of<br />more severe job losses.<br /><br /> Just eight of 51 economists surveyed said more stimulus is necessary,<br />suggesting an average of about $600 billion in additional spending.<br /><div class="fullpost"><br /> On average, the economists forecast an unemployment rate of at least 10%<br />through June 2010, with a decline to 9.5% by December next year.<br /><br /> "The mother of all jobless recoveries is coming down the pike," said Allen<br />Sinai of Decision Economics. But he doesn't favor more stimulus now, saying<br />"lags in monetary and fiscal policy actions" should be allowed to "work through<br />the system."<br /><br /> Like most respondents, Sinai said the bulk of the stimulus wouldn't be felt<br />until 2010. When asked how much the stimulus has helped the economy, 53% of<br />respondents said it has provided somewhat of a boost, but the larger effect is<br />still to come.<br /><br /> That sentiment echoes what the Obama administration has said about the<br />stimulus. While some top Democrats, such as Rep. Steny Hoyer of Maryland, have<br />said they are open to another round of stimulus, Rob Nabors, deputy director of<br />the Office of Management and Budget, said Wednesday that the administration<br />isn't discussing a new package.<br /><br /> Nicholas Perna of Perna Associates, one of the economists calling for more<br />stimulus, said more government aid is warranted. "The most obvious reason is<br />the need to offset the large fiscal drag just getting under way as state and<br />local governments raise taxes and cut spending as they attempt to balance their<br />budgets," he said.<br /><br /> Perna also noted that extended jobless benefits and medical-insurance<br />subsidies will be expiring in a few months.<br /><br /> Most economists appear content to take the wait-and-see approach, as on<br />average they are expecting the just-ended second quarter to be the last in<br />which gross domestic product contracts. They forecast growth rising more than<br />2% on a seasonally adjusted annualized basis in the first half of 2010.<br /><br /> Meanwhile, the median forecast sees the end of the recession next month.<br /><br /> Some economists had other reasons for opposing the stimulus. More than a<br />third of respondents said the government package will have only a small effect<br />on the economy, while 6% said the stimulus has hurt the economy.<br /><br /> "There's no easy solution," said Ram Bhagavatula of Combinatorics Capital,<br />who says the first stimulus will provide only a modest boost. "Every time the<br />government gives money to consumers, it goes right into the bank. The consumer<br />needs to rebuild savings, and that's a long, slow process."<br /><br /> Most economists were generally supportive of the Obama administration's plan<br />to overhaul financial regulations. Some 44% said the proposal was acceptable<br />given political realities, while 15% said it would make the financial system<br />safer. Still, 23% said the plan will stifle innovation and hurt growth, and 19%<br />said it is a feeble attempt at addressing vulnerabilities exposed during the<br />crisis.<br /><br /> On average, the economists said there is a 65% chance a regulatory overhaul<br />in some form would be signed into law by this time next year. That compares<br />with the 50% chance they placed on climate-change or health-care legislation<br />passing in the next 12 months.<br /><br /> "After being dragged into TARP, the administration will want to be seen as<br />extracting a return for taxpayer," Bhagavatula said, referring to the Troubled<br />Asset Relief Program, in which the government moved to recapitalize banks. The<br />White House is "fully incentivized," Bhagavatula added.<br /><br /> The program, started under the Bush administration, has fueled populist anger<br />over government bailouts.<br /><br /> The administration's performance continues to divide economists. President<br />Barack Obama and Treasury Secretary Timothy Geithner both got median grades of<br />70 out of 100 for their handling of the financial crisis. That is better,<br />however, than the failing median grades of 50 and 60 for former President<br />George W. Bush and ex-Treasury chief Henry Paulson, respectively.<br /><br /> By contrast, Federal Reserve Chairman Ben Bernanke remains at the head of the<br />class with a median grade of 85; 93% of respondents said he should be<br />reappointed by Obama in 2010.<br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-7313997943326885846?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-55221536563902458652009-07-09T11:22:00.001-07:002009-07-09T11:24:58.114-07:00Accelerated productivity rates, and not irrational<br />expectations, were the main force behind the rapid appreciation in housing<br />prices in the U.S.<br /><br /> That's the argument of a paper published Thursday by the Federal Reserve Bank<br />of New York, by economist James Kahn. The research tilts against the commonly<br />held view that the sharp run up in home prices seen into 2007 was a bubble that<br />never should have happened.<br /><div class="fullpost"><br /> "Changing economic fundamentals - specifically, swings in labor productivity,<br />or output per hour of work - played a significant role in the movements of<br />housing prices," he wrote. "These productivity swings helped determine the<br />price of housing through their effects on income growth and long-term income<br />expectations - factors that directly influence what consumers are ready to pay<br />for housing and what mortgage providers are willing to lend."<br /><br /> Kahn argues that rising productivity rates boosted incomes, growth and<br />expectations of future activity, but also helped create "a sense of optimism"<br />that caused people to be willing to pay more for housing. It also influenced<br />what sort of financing banks were willing to offer homeowners.<br /><br /> When productivity rates began to slow in 2007, a lot of the optimism rightly<br />wilted, and thus, housing prices began their descent.<br /><br /> Much of what Kahn argues stands against the prevailing assessment of what's<br />happened to housing markets over recent years. Most economists believe, in a<br />view shared by most Fed officials, that housing prices were indeed a bubble:<br /><br /> Home buyers had unreasonable expectations of how much their homes would<br />appreciate, and a sea change in the way Wall Street created and financed<br />mortgages created a game of musical chairs that allowed prices to rise for a<br />number of years.<br /><br /> But as soon as trouble brewed - it started in mortgages for subprime<br />borrowers - the game was over. House prices in many parts of the economy<br />crashed, foreclosures shot higher, chaos and pain reverberated through the<br />financial system, and the economy fell into its deepest recession since the<br />Great Depression.<br /><br /> With an end to the recession coming into view, it's still an open question<br />whether the housing market has stabilized, both in terms of prices and selling<br />activity. Some say yes, but without much conviction.<br /><br /> Kahn doesn't disagree that other factors had an impact on housing. But he<br />argues his model shows a pretty strong correlation between productivity rates<br />and housing prices over the last 45 years.<br /><br /> "The current housing crisis stemmed in large measure from a change in<br />economic fundamentals and was only exacerbated by credit market conditions,"<br />Kahn wrote. Moreover, what some believe were declines in credit standards may<br />in fact be justifiable given what was known then about the economy.<br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-5522153656390245865?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-63562972540099053952009-07-09T11:22:00.000-07:002009-07-09T11:23:49.969-07:00Accelerated productivity rates, and not irrational<br />expectations, were the main force behind the rapid appreciation in housing<br />prices in the U.S.<br /><br /> That's the argument of a paper published Thursday by the Federal Reserve Bank<br />of New York, by economist James Kahn. The research tilts against the commonly<br />held view that the sharp run up in home prices seen into 2007 was a bubble that<br />never should have happened.<br /><div class="fullpost"><br /> "Changing economic fundamentals - specifically, swings in labor productivity,<br />or output per hour of work - played a significant role in the movements of<br />housing prices," he wrote. "These productivity swings helped determine the<br />price of housing through their effects on income growth and long-term income<br />expectations - factors that directly influence what consumers are ready to pay<br />for housing and what mortgage providers are willing to lend."<br /><br /> Kahn argues that rising productivity rates boosted incomes, growth and<br />expectations of future activity, but also helped create "a sense of optimism"<br />that caused people to be willing to pay more for housing. It also influenced<br />what sort of financing banks were willing to offer homeowners.<br /><br /> When productivity rates began to slow in 2007, a lot of the optimism rightly<br />wilted, and thus, housing prices began their descent.<br /><br /> Much of what Kahn argues stands against the prevailing assessment of what's<br />happened to housing markets over recent years. Most economists believe, in a<br />view shared by most Fed officials, that housing prices were indeed a bubble:<br /><br /> Home buyers had unreasonable expectations of how much their homes would<br />appreciate, and a sea change in the way Wall Street created and financed<br />mortgages created a game of musical chairs that allowed prices to rise for a<br />number of years.<br /><br /> But as soon as trouble brewed - it started in mortgages for subprime<br />borrowers - the game was over. House prices in many parts of the economy<br />crashed, foreclosures shot higher, chaos and pain reverberated through the<br />financial system, and the economy fell into its deepest recession since the<br />Great Depression.<br /><br /> With an end to the recession coming into view, it's still an open question<br />whether the housing market has stabilized, both in terms of prices and selling<br />activity. Some say yes, but without much conviction.<br /><br /> Kahn doesn't disagree that other factors had an impact on housing. But he<br />argues his model shows a pretty strong correlation between productivity rates<br />and housing prices over the last 45 years.<br /><br /> "The current housing crisis stemmed in large measure from a change in<br />economic fundamentals and was only exacerbated by credit market conditions,"<br />Kahn wrote. Moreover, what some believe were declines in credit standards may<br />in fact be justifiable given what was known then about the economy.<br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-6356297254009905395?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-7207368853867286542009-07-09T11:16:00.000-07:002009-07-09T11:22:11.047-07:00The Bank of England said Thursday that it is reducing the<br />size of its U.K. government bond purchases to GBP4.5 billion next week, from<br />GBP6.5 billion per week recently, to ensure it can afford to keep buying<br />private-sector securities under its quantitative-easing policy.<br /><br /> The BOE will conduct a GBP2.25 billion reverse auction of eligible gilts<br />maturing in the 2022 to 2030 range Monday, with another GBP2.25 billion<br />operation covering 2015 to 2019 maturities scheduled for Wednesday.<br /><br /><div class="fullpost"><br /> It also said it will exclude the 4.75% 2020 gilt from its buyback auctions<br />"until further notice," citing the fact that it now owns 70% of the free float,<br />or the total amount of that gilt in issue, excluding government holdings.<br /><br /> Earlier Thursday, the BOE's Monetary Policy Committee surprised investors<br />when it decided not to increase the GBP125 billion of public and private<br />securities that it is buying with freshly created central bank money - a policy<br />known as quantitative easing.<br /><br /> "In order to ensure that purchases of private-sector assets can continue to<br />be financed through the creation of central bank reserves over the next month,<br />the bank is reducing the size of the individual gilt purchase auctions," the<br />BOE said in a statement.<br /><br /> As a result, gilt purchase operations are expected to continue until July 29,<br />one week before the MPC's next meeting, it said.<br /><br /> "The bank will continue to keep the identity of gilts eligible for purchases<br />under the APF [Asset Purchase Facility] under review, in light of the<br />proportion of the 'free float' that it holds and their relative richness to the<br />curve," it added.<br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-720736885386728654?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-23958564829560973082009-07-09T11:15:00.000-07:002009-07-09T11:16:16.715-07:00The world's richest and its largest developing<br />economies made a little progress in bridging the gaps that divide them<br />Thursday, agreeing on the ultimate goal for climate change negotiations, and a<br />relaunch of stop-start trade talks that have dragged on for eight years.<br /><br /> But new gaps are opening up, not least a brewing disagreement over the role<br />that the U.S. dollar and other currencies should play in the international<br />monetary system. That may prove just as thorny and insoluble as trade and<br />climate change have been over the past decade.<br /><div class="fullpost"><br /> Meeting close to this mountainous Italian city surrounded by green hills,<br />leaders from the Group of Eight rich economies and the Group of Five large<br />developing economies agreed that the global climate shouldn't be allowed to<br />warm by more than 2 degrees Celsius from pre-industrial temperatures.<br /><br /> And they tasked their trade ministers with reinvigorating the Doha round of<br />trade talks at a meeting that will precede their next rendezvous, when they<br />join other leaders of the G20 in Pittsburgh in September.<br /><br /> But those were the easier steps to take. They did not agree on specific<br />targets for cutting their own carbon emissions in the near-term, nor did they<br />explain what concessions would be made to seal a deal on Doha by 2010.<br /><br /> And lurking in the wings is an issue that may prove just as difficult to deal<br />with. Speaking to the leaders, Chinese State Councilor Dai Bingguo said that<br />the international currency system must become more diversified.<br /><br /> Dai told the leaders that "there's a need to improve the international<br />monetary system, enhance the reserve currency and regulating regime, maintain a<br />relative stability of the exchange rates of the main international reserve<br />currencies and promote a more diversified and reasonable international currency<br />system."<br /><br /> The Chinese government has made similar statements before, but not directly<br />to G8 leaders, including U.S. President Barack Obama. The issue of how nations<br />should store their wealth and conduct trade is now on the agenda, and can't be<br />ignored for long.<br /><br /> Developing economies, notably China, keep most of their reserves in U.S.<br />dollar securities, largely Treasury bonds. But they have no influence over the<br />policies that affect the value of those reserves. Much of their international<br />trade - even among themselves - is also conducted in dollars.<br /><br /> U.K. Prime Minister Gordon Brown said there had been no "real" discussion<br />about the U.S. dollar's role.<br /><br /> "There was not a serious discussion about this and it was not on the agenda<br />for discussion", Brown said.<br /><br /> However, he conceded that discussing the dollar's role is "something the<br />world has got to do."<br /><br /> "But the suggestion that there's something that's going to happen in the next<br />few weeks and months is just not realistic and therefore I don't think we can<br />give people the impression that there's some big change about to happen," he<br />said.<br /><br /> The White House said Thursday that it doesn't see any threat to the U.S.<br />dollar's status as a reserve currency, downplaying recent calls for a more<br />diverse set of global reserves.<br /><br /> "I think that despite whatever talk you might hear, I don't see that there's<br />any movement away from the notion of the dollar being that currency," White<br />House spokesman Robert Gibbs said Thursday.<br /><br /> Given the history of climate change and trade talks, Brown is right to doubt<br />that any big changes are likely to happen soon.<br /><br /> U.S. President Barack Obama said there's a long way to go before a deal on<br />climate change can be struck at a summit to be held in Copenhagen in December.<br /><br /> "We've made a good start but I'm the first one to acknowledge that progress<br />on this issue will not be easy," Obama said. "It is no small task for 17<br />leaders to bridge their differences on an issue like climate change."<br /><br /> Developing countries are unwilling to set targets to cut their emissions<br />until they see developed countries taking a lead. The G8 leaders Wednesday<br />pledged to cut their emissions by 80% by 2050, but that's a long way off, and<br />well beyond the political lifetimes of the G8 leaders.<br /><br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-2395856482956097308?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-73498528660167514832009-07-09T11:13:00.000-07:002009-07-09T11:14:38.395-07:00The dollar this week has extended this year's downtrend<br />against the yen, and charts suggest that traders have to give the dollar more<br />room on the downside.<br /><br /> The dollar Wednesday fell to Y91.79, which is the current low for the<br />downtrend from the April high of Y101.49. It's technically weak in Thursday<br />trading below Y93.04, but the practical difficulty for traders is the fact that<br />the dollar now is also crowding a potential interim bottom at Y92.46.<br /><br /> Finally, if trades are stopped above Y93.04 then the dollar would be on the<br />up to Y95-area targets.<div class="fullpost"><br /><br /> More alluring for the dollar bears perhaps is the possibility that decisive<br />trading below Y92.46 might point the dollar down to Y87.31.<br /><br /> The point is that a long-term downtrend is effective now. See chart at this<br />Web address:<br /><br /> http://www.dowjoneswebservices.com/chart/view/2402<br /><br /> The dollar's immediate technical context is the downtrend from the 1998 high<br />of Y147.71. The downtrend low, recorded late last year is Y87.09. It's<br />remarkable that the dollar finished 2008 trading at Y90.75 and that 2009<br />trading began at Y90.74, so traders can anticipate an important long-term<br />interim bottom if and when Y90.75 is tested.<br /><br /> Euro Pushes The Yen Back<br /><br /><br /> The euro, near Y130, is technically strong on the daily chart above Y125.66<br />and it's going for Y132-area resistance. But a convincing move below Y125.66<br />would be the signal for a dip to Y123.35. In that case extended lower trading<br />would be targeting Y115.06.<br /><br /><br /><br /><br /><br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-7349852866016751483?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-88409833586644173332009-07-09T11:08:00.000-07:002009-07-09T11:10:09.503-07:00US JOBLESS CLAIMS SLIDE, BUT MAY PROVE TEMPORARY<br /><br /><br /> New U.S. claims for state unemployment benefits unexpectedly plunge by 52,000<br />last week to their lowest level. And the Commerce Department reports that U.S.<br />wholesalers cut inventories again in May, by 0.8%.<br /><br />REPEAT BORROWERS DRIVE DEMAND FOR PAYDAY LOANS<br /><br /><br /> Repeat borrowers account for the bulk of payday loan volume, a new study<br />concludes, giving fresh fodder to critics who charge the industry traps people<br />in a cycle of debt.<br /><br />FREDDIE SAYS 30-YEAR MORTGAGE STILL ABOVE 5%<br /><br /><br /> Mortgage rates are down again, with the 15-year fixed rate dipping to 4.69%<br />from 4.77% last week, according to Freddie Mac, but the average rate on 30-year<br />fixed-rate mortgages remained above 5%.<br /><br />IMF SAYS NEW WORRIES MOUNT AS CRISIS EASES<br /><br /><br /> Avoiding the worst of the global economic crisis has created new problems<br />that world leaders need to address swiftly, International Monetary Fund<br />Managing Director Dominique Strauss-Kahn says.<br /><br />US STOCKS STICK TO NARROW RANGE<br /><br /><br /> U.S. stocks make only small moves as investors welcome upbeat earnings news.<br />Consumer stocks lag the broader market, while raw-materials names post the<br />strongest gains.<br /><br />LAWMAKERS SOUND ALARM ON COMMERCIAL REAL ESTATE<br /><br /><br /> U.S. lawmakers ring alarm bells about the troubled commercial real estate<br />industry, which has been walloped by the credit crunch and an implosion of<br />property values.<br /><br />BOE CUTS NEXT WEEK'S GILT BUYING<br /><br /><br /> The Bank of England says it is reducing the size of its U.K. government bond,<br />or gilt, purchases to £4.5 billion next week from £6.5 billion this<br />week, to ensure it is able to keep buying private-sector securities with<br />freshly created central bank money.<br /><br />MOODY'S CUTS RATINGS ON $925M JUMBO RMBS<br /><br /><br /> Moody's Investors Service cut its ratings on $925 million of jumbo<br />mortgage-backed securities issued by Thornburg Mortgage from 2002 to 2004,<br />adding to the total of $7.4 billion in jumbo deals earlier this week.<br /><br />SEC TO ISSUE GUIDANCE ON CALIFORNIA IOUS<br /><br /><br /> The Securities and Exchange Commission will issue "guidance" on the IOUs, or<br />registered warrants, that California started issuing last week to conserve<br />about $3 billion in cash, says a person familiar with the matter.<br /><br />NEW MEXICO BANK MUST BOOST FINANCIAL HEALTH<br /><br /><br /> First State Bancorporation of Albuquerque, N.M., must take certain steps to<br />improve its assets and manage credit risk under an agreement it entered into<br />with the Federal Reserve.<br /><div class="fullpost"><br /><br /><br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-8840983358664417333?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-47991067967692177722009-07-09T11:05:00.000-07:002009-07-09T11:07:10.555-07:00The reorganized General Motors Corp. (GMGMQ), which could exit bankruptcy<br />protection as early as Thursday, will have an enterprise value between $63.1<br />billion and $73.1 billion, according to the bankruptcy judge overseeing the<br />auto maker's Chapter 11 case.<br /><br /> Judge Robert Gerber of the U.S. Bankruptcy Court in Manhattan pegged the<br />"new" GM's value in a Wednesday order rejecting appeals attempting to block the<br />sale of the Detroit auto maker's assets to a government-controlled entity.<br /><br /> That new entity, to be called General Motors Co., could exit from Chapter 11<br />protection any time after 12:00 p.m. EDT, when a window to consider protests to<br />the sale approved Sunday closes. But the company isn't expected to make an<br />announcement about its exit from bankruptcy until Friday.<br /><br /> The "new" GM will assume $48.4 billion in obligations from the old company,<br />Gerber noted in his order.<br /><br /> The judge also said that the new automaker will provide the old company's<br />unsecured creditors equity and warrants worth between $7.4 billion and $9.8<br />billion - more than creditors would likely have received if GM liquidated.<br /><br /> Gerber gave the financial sketch of the reorganized GM in explaining why the<br />transaction he approved Sunday was the best possible outcome for creditors,<br />including asbestos and personal injury claimants who protested the deal.<br /><br /> The claimants can take their complaints to the U.S. District Court, but<br />Gerber said he would not allow the appeals to prevent the sale from closing<br />this week.<br /><br /> GM is now poised to complete a transaction that would split off its good<br />assets to a new company owned largely by the U.S. government while leaving the<br />rest to be wound down in bankruptcy.<br /><br /> The U.S. will own 60.8% of the new company. The United Auto Workers health<br />care fund will get a 17.5% stake, with 11.7% going to Canada. The GM left in<br />bankruptcy will get a 10% stake plus warrants to acquire more to pay off<br />unsecured creditors.<br /><br /> Under GM's sale, asbestos claimants and accident victims would be blocked<br />from going after the new, restructured GM for compensation, although those in<br />accidents that occur after the sale closes can sue the new GM. Opponents say<br />the restriction violates bankruptcy law.<br /><br /> But in his opinion rejecting the appeals, Gerber said the transaction was not<br />only in the best interest of GM creditors, but for the society as a whole.<br /><br /> "If GM were to have to liquidate, the injury to the public would be<br />staggering," Gerber said.<br /><br /> He referenced the potential losses of jobs and healthcare coverage for GM's<br />225,000 employees worldwide and 500,000 retirees, the staggering impact that<br />would have on local tax bases, and the fallout throughout the auto industry. If<br />GM were allowed to fail, Gerber said the number of supplier bankruptcies would<br />"multiply exponentially."<br /><br /> "Under these circumstances, I find it hardly surprising that the U.S.,<br />Canadian, and Ontario governments would not stand idly by and allow those<br />consequences to happen," Gerber said in court papers.<br /><div class="fullpost"><br /><br /><br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-4799106796769217772?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-41242878889178250922009-07-06T15:33:00.000-07:002009-07-06T15:35:16.645-07:00<table cols="2" cellpadding="0" cellspacing="0" bgcolor="#FFFFFF" border="0" style="width:760px;"> <tr> <td colspan="2" valign="top" bgcolor="#FF0000" style="line-height:7px;"> <img src="http://im.morningstar.com/im/dot_clear.gif" height="7px" border="0" /> </td> </tr> <tr> <td width="565px" valign="top" style="padding-bottom:8px;"> <a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=APCQG8AW"> <img src="http://im.morningstar.com/im/email/e_newsletter_Mlogo.gif" alt="Morningstar Logo" height="53" width="160" border="0" /> </a> </td> <td width="195px" valign="top"> <table cols="2" cellpadding="0" cellspacing="0" style="font-family:Verdana, Arial, Helvetica, sans-serif; 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background-color:#FFFFFF;" /> </td> </tr> </table> </td> </tr> </table> <table width="760px" height="700px" cols="3" cellpadding="0" cellspacing="0" border="0" bgcolor="#FFFFFF"> <tr> <td width="565" valign="top" style="background-color:#FFFFFF;"> <table cellpadding="0" cellspacing="0" style="width:565px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:12px; color:#333333; line-height:18px;"> <tr> <td valign="top" style="background-color:#FFFFFF; padding-bottom:25px;"> <div style="font-size:14px; padding-top:30px;">Stock Strategist</div> <div style="font-size:20px; line-height:24px; color:#336699; padding-top:1px;">The Looming Threat of Municipal Bond Defaults</div> <div style="font-size:12px; color:#336699; line-height:20px;">Can insurers take another hit?</div> <div style="height:30px;"> <img src="http://im.morningstar.com/im/dot_clear.gif" alt="tab_bar" width="565px" height="30px" /> </div> <div style="color:#999999; border-top: solid 1px #DDDDDD;">by Jim Ryan | 7/6/2009 6:00:00 AM</div> </td> </tr> <tr height="320px"> <td style="background-color:#FFFFFF; padding-bottom:20px;" valign="top"> <table width="336" height="280" align="right" cellpadding="0" cellspacing="0" xmlns=""> <tr height="280"> <td width="15">&nbsp;</td> <td width="336"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=E5C3B1A9" target="_blank"><img style="border:1px solid #000000;"src="http://im.morningstar.com/ads/Morningstar/OPP-ad2_0109.gif" border=0 height=280 width=336 alt=""></A></td> </tr> </table> <div style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 18px; color: #333333" xmlns=""><P>The arsenal of stimulus programs seemingly has stemmed the tide of capital market disasters and some think "green shoots" are taking root. But a new problem, perhaps even more daunting, is popping up: Municipalities across the U.S. have deep budgetary problems and the chance of default on their bonds grows every day. Recent estimates put the State of California budget deficit in excess of $24 billion, about a quarter of the size of the total budget, a shortfall that must be addressed in the next 30 days. What's more, while California has become the poster child for the problem, many other state and local governments are in the same fix. Some estimates put the total shortfall for all state budgets at almost $170 billion.</P> <P>To be fair, some municipal bond holders are somewhat better protected than others. As pointed out in an article by Charles Schwab & Company, state general obligation bondholders in California are second in line for payment after mandatory education benefits are paid. Furthermore, because the bonds are backed by the full faith and credit of the state, alternatives such as raising state taxes to pay bond creditors is still possible and allowable under the California state constitution. However, payments from the state to local municipalities could be cut, endangering the ability of those bond issuers to meet their payments. Not all municipal bonds are state-backed general obligation bonds, and the spill-over effects from defaults at the state level to local government, especially those backed by only specific revenue districts, can be equally dramatic. Even if default never occurs, the credit rating of the bond could be cut, reducing the value of the bond in the near term.</ P> <P><A href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=GPBRF4F8"><STRONG>To read more, click here</STRONG></A>.</P></div> </td> </tr> <tr> <td style="background-color:#FFFFFF;"> <div style="width: 565px; border: solid 2px #cccccc;"> <table border="0" cellpadding="0" cellspacing="0" width="565"> <tbody> <tr> <td rowspan="30" bgcolor="#cccccc"> <img src="http://im.morningstar.com/im/dot_clear.gif" height="1" width="1" /> </td> <td colspan="4" style="font-family:Verdana, Arial, Helvetica, sans-serif; text-align: center; font-size:11px; color:#333333; padding-left: 10px;" bgcolor="#d4eaff" height="19"> <img src="http://im.morningstar.com/im/dot_clear.gif" height="5" width="5" /> <strong>Sponsored Links</strong> </td> <td rowspan="30" bgcolor="#cccccc"> <img src="http://im.morningstar.com/im/dot_clear.gif" height="1" width="1" /> </td> </tr> <tr> <td>&nbsp;</td> <td>&nbsp;</td> <td>&nbsp;</td> <td>&nbsp;</td> </tr> <tr> <td colspan="3" height="20"> <map name="ib_img_ad_sid"> <area shape="rect" coords="10,10,503,54" target="_blank" href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=EGDCE2DQ"/> <area shape="rect" coords="10,69,503,113" target="_blank" href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=AMCQA5CM"/> <area shape="rect" coords="10,128,503,172" target="_blank" href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=BBD4GEGO"/> <area shape="rect" coords="10,187,503,231" target="_blank" href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=F2D8DTAT"/> <area shape="rect" coords="10,246,503,290" target="_blank" href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=D9CDA6GI"/> </map> <img align="top" src="http://imglinks.industrybrains.com/imgct?sid=363&ct=MORNINGSTAR_HTML_NEWSLETTERS&layt=1" border="0" useMap="#ib_img_ad_sid"/> </td> </tr> <tr> <td>&nbsp;&nbsp;&nbsp;&nbsp;<a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=FQDDFHB7" style="font-size: 0.6em;">Buy a Link Now</a> </td> </tr> <tr> <td>&nbsp;</td> <td>&nbsp;</td> <td>&nbsp;</td> <td>&nbsp;</td> </tr> </tbody> </table> </div> </td> </tr> </table> </td> <td width="20" height="50px" style="background-color:#FFFFFF;">&nbsp;</td> <td valign="top" style="background-color:#FFFFFF;"> <table width="175" align="left" cellpadding="0" cellspacing="0" style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:12px; color:#333333; line-height:18px; background-color:#FFFFFF; overflow:hidden; border-collapse:collapse;"> <tr> <td valign="top" style="padding-top:25px;"> <div style="border-top:solid 4px #333333; padding-top:4px;" xmlns=""><span style="font-weight:bold; color: #333333;">NEW - ETF Center and ETF Screener</span></div> <div style="padding-top:5px;" xmlns="">Peruse our <A href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=GYGBC6CQ">new ETF center</A>, <A href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=AHBJBNA5">ETF screener</A>, and step-by-step tips for using ETFs in our new <A href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=FRCCDJAT">ETF Solutions Center</A>.</div> </td> </tr> <tr> <td valign="top" style="padding-top:25;"> <div style="border-top:solid 4px #333333; padding-top:4px;" xmlns=""><span style="font-weight:bold; color: #333333;">National Bestseller! 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font-size: 12px; line-height: 18px;border-top:solid 1px #DDDDDD; padding-top:4px; padding-bottom:20px; color:#333333; text-decoration:none; display:block;">Seven High-Conviction Stocks from the Ultimate Stock-Pickers</a></td> </tr> </tr> <tr xmlns=""> <td valign="top" style="padding-top:20px;"> <div style="font-size:12px;border-top:solid 1px #333333; padding-top:4px; padding-bottom:20px;"><span style="font-weight:bold;">Latest Analyst Reports</span></div> </td> </tr> <tr xmlns=""> <td colspan="3" height="5"></td> </tr> <tr xmlns=""> <td></td> <td><tr> <td valign="top" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 18px; padding-top:4px; padding-bottom:20px; color:#333333; text-decoration:none;display:block;border-top:solid 1px #DDDDDD;"> <img src="http://im.morningstar.com/im/premIcon.gif" width="11" height="10"/> <a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=FMESEVD1">Piedmont Natural Gas Company</a></td> </tr> <tr> <td valign="top" style="font-family: Verdana, Arial, Helvetica, sans-serif; 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font-size: 12px; font-weight:bold; line-height: 16px; color: #FF6600;"><p><strong>Case Study: Why we passed on Owens-Illinois, Inc. OI.</strong><br> </p> </td> </tr> <td colspan="2" height="2"></td> </tr> <tr> <td valign="top" colspan="2" height="5" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; line-height: 18px; color: #FF6600;"><img src="http://im.morningstar.com/im/dot_clear.gif" width="1" height="10">Look over our shoulders at our research and analysis process to see if it's right for you. <a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=GEDQBOEF">Start a 30-day trial now.</a></td> </tr> <tr> <td valign="top" colspan="2" height="22"></td> </tr> <tr> <td valign="top" colspan="2" height="3" bgcolor="#CCCCCC"></td> </tr> <tr> <td colspan="2" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; line-height: 18px; color: #666666;"><p>At <em>Morningstar Opportunistic Investor,</em> we pursue a lot of ideas. We'll consider just about anything: no-moat stocks, deep cyclicals, arbitrage opportunities, spin-offs, bankruptcy reorganizations, and so on. </p> <p>Of course, that means our rejection rate is very high--often including stocks that might look good at first glance. Fortunately, we can learn just as much from a reject as a pick, so here's an inside look at one of the stocks that wound up in our "pass" pile, as published in a past article of <em>Opportunistic Investor</em>.</p> <p><strong>The surface looks great. </strong><br> Recently, we dug deep into O-I (formerly Owens-Illinois Glass Company) the world's largest maker of glass bottles. A long list of merits made it appear interesting:</p> <ul> <li>O-I's end sectors looked recession resilient--beer and soda bottles, baby food jars, and wine and spirit bottles comprise the vast majority of the glass bottle market.</li> <li>O-I is the largest of the three key players in the United States' tightly consolidated market. Their two competitors seem to be struggling.</li> <li>Over the last few years, O-I has raised prices, emphasizing margins over volumes. This has borne fruit--operating margins increased from 3% in 2005 to 14% in 2008.</li> <li>O-I has been cutting costs and rationalizing capacity aggressively in the U.S. and is starting to do the same in Europe.</li> <li>The company has pushed into many overseas developing markets, offering faster growth and superior margins than its U.S. operations. In parts of Eastern Europe and many Latin American countries, it's the only player in the country. Given the cheapness, bulk, and fragility of glass bottles, most are consumed within a few hundred miles of the plant.</li> <li>A big asset sale a few years ago allowed the company to clean its balance sheet materially and focus on its core business of glass bottles, although it still carries quite a bit of debt.</li> <li>Free cash flow generation has been strong for a few years, allowing the company to steadily retire debt. At $10, the stock was trading for about 5 times 2008 free cash flows.</li> <li>The company had been clobbered by asbestos litigation, which should gradually wind down, freeing up cash and bolstering margins.</li> </ul> <p>There. We've painted a pretty picture. So why did we take a pass?</p> </td> </tr> <tr> <td height="15" colspan="2">&nbsp;</td> </tr> <tr> <td height="1" colspan="2" bgcolor="#E96610"></td> </tr> <tr> <td height="5" colspan="2"></td> </tr> <tr> <td bgcolor="#F3F3F3" colspan="2" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; line-height: 18px; color: #000000;">Only <em>Morningstar Opportunistic Investor </em>digs deeper. <a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=EZEHBFAP">Click here to start a 30 day trial</a>.</td> </tr> <tr> <td colspan="2"><img src="http://im.morningstar.com/im/email/dash-line-394.gif" width="394" height="15"></td> </tr> <tr> <td colspan="2" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; line-height: 18px; color: #666666;"><p><strong>The deeper story. </strong><br> Upon further analysis, the <em>Morningstar Opportunistic Investor</em>--backed by our field of 100+ equity analysts--felt that many of these positive dynamics were unraveling. The risks are much greater than at first blush. </p> <p>A glass bottle plant is a relatively rigid operation. The furnaces that melt silica into molten glass consume a massive amount of energy, and they are difficult to shut down and restart. There are a lot of fixed costs, and it's difficult to vary production levels without damaging margins. O-I has been rationalizing capacity by shutting down production lines and factories, which is very costly, instead of making its factories more flexible (which might not even be possible). What's more, the U.S. and European segments are heavily unionized, adding to inflexibility. For cash flows to hold up, especially in the short run, neither volume nor price can drop. And with a heavy load of debt the short run can be incredibly important.</p> <p>For the last few years, O-I lost some volume due to price increases. The increased margins far outweighed lost sales, especially as the company shut down high-cost operations. But things fell apart at the end of 2008. Volumes fell more than 10% in North America, and probably in Europe and Asia. Operating profits fell by half. Management blamed inventory destocking and consumers switching from imported bottled beer to domestic canned beer, implying that these are short-term problems. This was partially true, but it was not the whole story.</p> <p>Data from the U.S. Census Bureau showed that glass bottle volumes were weak across the industry, but O-I suffered more than average. It was losing market share.</p> <p>So we dug deeper. By trawling through past conference calls and talking with the company, we identified an interesting trend. Even though the U.S. industry was consolidated, it did not compete rationally. O-I's competitors were taking advantage of O-I's price hikes to raise their own prices--just not as high as O-I. They were stealing volumes but keeping all the profits, and it seems to have accelerated as the economy turned south. </p> <p>This situation is clearly unstable. O-I can't afford to cede share to its competitors. Based on conference calls and our own conversation, management is clearly unhappy. We think management is going to respond by using price as a weapon to regain share. This would almost certainly spark a price war, destroying margins. Yet O-I may have no choice. If it doesn't fight for share, it could be eaten alive by fixed costs, inflexible labor, and interest payments.</p> <p>There are other issues--the troubled European bottled water industry (think Pellegrino); weakening foreign currencies; exposure to increasingly unstable Eastern Europe; weakening demand for craft beers, wines, and spirits; legacy asbestos litigation costs; and competition with aluminum cans--just to name a few. Most of these are short-term or fixable. But the scariest is a potential price war, coupled with heavy debt.</p> <p>This is what made us decide not to go further with O-I. It may still be viable. If margins hold up and volumes recover, the stock is probably worth close to $40. But it's too hard to call. Right now, we think O-I is a high-risk, high-reward proposition, which doesn't make it a good fit for the portfolio at this time.</td> </tr> <tr> <td height="15" colspan="2">&nbsp;</td> </tr> <tr> <td height="1" colspan="2" bgcolor="#E96610"></td> </tr> <tr> <td height="5" colspan="2"></td> </tr> <tr> <td bgcolor="#F3F3F3" colspan="2" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; line-height: 18px; color: #000000;">Sign up for 12 months of unrivaled analysis and insight. <a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=A2END4EX">Click here</a>.</td> </tr> <tr> <td colspan="2"><img src="http://im.morningstar.com/im/email/dash-line-394.gif" width="394" height="15"></td> </tr> <tr> <td colspan="2" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; line-height: 18px; color: #666666;"><p><strong>So, what can we learn?</strong><br> First, at <em>Morningstar Opportunistic Investor</em>, we always seek out disconfirming evidence. It would have been easy to overlook O-I's shortcomings and assume a huge potential upside--if current dynamics don't completely break down. Behavioral psychologists call this confirmation bias--seeking evidence that confirms your preconceptions. </p> <p>Next, be aware of operating and financial leverage. O-I had operated admirably for the past several years, and its financial leverage looks fairly modest given recent profitability (it has about $3 billion of net debt and generated about $1.5 billion of EBITDA in 2008). However, given their high fixed costs, a price war would cause profitability to implode. </p> <p>Third, we steer clear of accelerating competition and price erosion--especially if prices had been stable. It's rare for a company to be able to cut costs in line with significant price erosion. So when it happens, especially unexpectedly, margins are likely to weaken. In some industries, prices go down constantly and firms anticipate deflation. But generally, increasing price competition disrupts long-established industry dynamics.</p> <p><strong>Where can you find out more? </strong><br> This case study illustrates key tenets in the <em>Morningstar Opportunistic Investor</em> strategy--because we look for companies with identifiable catalysts to unlock value, and we seek out potential rewards many times greater than the risk we take, we need to search for the variables that aren't in plain view. </p> <p>If that sounds like the sort of absorbing analysis that interests you, we encourage you to sign up for<em> Morningstar Opportunistic Investor</em>. Your subscription will bring you more in-depth analysis like we've demonstrated for O-I, as well as updates on our six-figure Mosaic Portfolio and more. <a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=F0B8ANCM">Click here for more details and to sign up now</a>. </p> <p>Regards,</p> <p>Mike Tian and Justin Perucki<br> Editors, <em>Morningstar Opportunistic Investor</em> </p></td> </tr> <tr> <td height="15" colspan="2">&nbsp;</td> </tr> <tr> <td height="1" colspan="2" bgcolor="#E96610"></td> </tr> <tr> <td height="5" colspan="2"></td> </tr> <tr> <td bgcolor="#F3F3F3" colspan="2" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; line-height: 18px; color: #000000;">Join <em>Morningstar Opportunistic Investor</em> in finding growth in nontraditional places. <a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=BRC3F0GJ">Click here to sign up</a>.</td> </tr> <tr> <td colspan="2"><img src="http://im.morningstar.com/im/email/dash-line-394.gif" width="394" height="15"></td> </tr> <tr> <td valign="top" colspan="2" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; line-height: 18px; color: #666666;">Best Regards,<br> </td> </tr> <tr> <td colspan="2"><img src="http://im.morningstar.com/im/email/MTSig.gif" alt="Mike Tian" width="140" height="87"><img src="http://im.morningstar.com/im/email/JPSig.gif" alt="Justin Perucki" width="180" height="67"></td> </tr> <tr> <td style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; line-height: 18px; color: #666666;" colspan="2">Mike Tian and Justin Perucki<br> Editors, <em>Morningstar Opportunistic Investor</em></p> <p><strong>The Morningstar Guarantee</strong><br> If you are unhappy with Opportunistic Investor for any reason, cancel within 30 days of your trial start date by calling toll-free <span style="white-space:nowrap;">1-866-910-1145</span>, and your credit card will not be charged. 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Morningstar, Inc. | 22 West Washington Street | Chicago, Illinois 60602<br> </p></td> <td class="copySM">&nbsp;</td> </tr> </table><p> <map name="Map7"><area shape="rect" coords="1,0,149,30" href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=AUBGGPFN" target="_blank"> </map> <map name="Map"><area shape="rect" coords="3,2,161,134" href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=BWC5FCC6"> </map> <map name="Map3"><area shape="rect" coords="2,3,574,99" href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=DGGZBPAS"> </map> <map name="Map2"><area shape="rect" coords="3,1,82,17" href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=GKC4DQFP" target="_blank"> </map><img src="http://tools.morningstar.com/ads/tracker1.html?uidm=PBJHHPM1WXD9&msgid=33944" width="1" height="1"><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-6399031015854612982?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-62271294493722846842009-07-06T09:59:00.001-07:002009-07-06T09:59:42.510-07:00<table width="680" cellspacing="0" cellpadding="0" border="0"> <tbody> <tr> <td style="font-family: arial; font-size: 12pt"><a href="http://marketwatch.com/"><div style="padding:10px; background-color: #012828;"><img src="http://i.mktw.net/mw5/Content/images/mw_logo-200x60.png" width="200" height="60" alt="MarketWatch" border="0"></div></a><div style="padding:10px,0,0,10px; font-weight: bold; color: #808080; padding: 0; font-size: 10pt"> <div style="background-color: #f1f6f3; margin:0; padding: 5px 10px; font-weight: normal; height: 25px;"> <div style="float: left; font-color: #73a2a5; font-size: 20px; ">Personal Finance Daily</div> <div style="float: right; font-color: #73a2a5; font-size: 20px; ">JULY 06, 2009</div> </div> </div> <div style="padding: 10px;"> <h1 style="font-family: arial; font-size:19px">Monday's Personal Finance stories</h1> <div style="font-style: italic; font-size: 10pt; font-family: arial">By MarketWatch</div><br><table align="right" style="margin-left: 10px"> <tbody> <tr> <td><a href="http://ad.doubleclick.net/jump/email.marketwatch.com/email_personalfinance;tile=1;sz=300x250;ord=1228133391"><img width="300" height="250" border="0" src="http://ad.doubleclick.net/ad/email.marketwatch.com/email_personalfinance;tile=1;sz=300x250;ord=1228133391"></a></td> </tr> <tr> <td><br><br><map name="adsonar_map_1431526_13785224"> <area shape="rect" coords="0,12,300,91" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=0&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,91,300,170" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=1&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,170,300,249" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,0,300,12" href="http://dowjones.adsonar.com/admin/advertisers/indexPl.jsp"> </map><img src="http://newsletter.adsonar.com/nwrss/imgs/nwr_1431526_13785224_399054_1365767_4_2.PNG?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid=" width="300" height="250" border="0" alt="" usemap="#adsonar_map_1431526_13785224"></td> </tr> </tbody> </table> <font face="Arial">Don't miss these top stories:</font><br><br><UL> <LI><a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=85d7dd45c2794cec9650f1701d03c3c6&amp;siteid=nwhpf&amp;sguid=v7hwMk_7dkaEIHs3M8jjLQ">Sneaky bank fees bite consumers</a> </LI> <LI><a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=5033c024b5ee46568e839d36f14b2b28&amp;siteid=nwhpf&amp;sguid=v7hwMk_7dkaEIHs3M8jjLQ">Target-date funds still unproven</a> </LI> <LI><a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=381623221a4e4954b7ac0f3cc154047f&amp;siteid=nwhpf&amp;sguid=v7hwMk_7dkaEIHs3M8jjLQ">ETFs that hedge gas prices</a> </LI> <LI><a style="color:#004276" HREF="http://blogs.marketwatch.com/healthmatters/2009/07/02/more-surprises-as-health-reform-efforts-accelerate/?siteid=nwhpf">Surprises in health reform</a> </LI> </UL> <font face="Arial">It was nice of the federal government to bail out the banks and shore up our ailing financial system. And the banks have returned the favor by pumping all those freshly printed dollars back into consumer hands and shoring up family balance sheets. Not.</font><br><br><font face="Arial">In fact, banks and credit-card companies have not only taken our money through the Treasury, they keep taking it directly from our wallets with an increasing number of fees and charges that grow more expensive by the day. With profits hard to come by, financial institutions have become addicted to that fee income and they have moved to lock in as much of it as they can before tougher federal regulations go into effect.</font><br><br><font face="Arial">That's not all bad, since big fees can give consumers an incentive to pay more attention to their finances and to find better ways to save. The problem is that a lot of the charges are not readily apparent -- getting dinged for making a phone inquiry of your bank, for instance -- and can trip you up even when you're trying to be careful.</font><br><br><font face="Arial">You'll need to be extra vigilant about your own bottom line to avoid contributing inordinately to your bank's.</font><br><br><font face="Arial"><i>-- <a style="color:#004276" HREF="mailto:skerch@marketwatch.com">Steve Kerch,</a> assistant managing editor/personal finance</i></font><br><br><font face="Arial"><B>CONSUMER WATCH</B></font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Ten sneaky bank fees that sting unsuspecting consumers</div><br><font face="Arial">Banking and credit-card consumers need to keep their guard up as financial institutions increasingly impose new fees and charges to balance their books in the wake of the continued economic downturn. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=85d7dd45c2794cec9650f1701d03c3c6&amp;siteid=nwhpf&amp;sguid=v7hwMk_7dkaEIHs3M8jjLQ">See Consumer Watch.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Michael Jackson memorabilia buyers are lost in Neverland</div><br><font face="Arial">Michael Jackson had barely been pronounced dead last week when the memorabilia market heated up. Copies of his best-selling album, "Thriller" -- worth $10 by most expert accounts on the morning of June 25 -- were fetching five to 15 times that much by nightfall. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=feca37c96ebc4bb598cc3e0048e281a1&amp;siteid=nwhpf&amp;sguid=v7hwMk_7dkaEIHs3M8jjLQ">See Chuck Jaffe.</a> </font><br><br><font face="Arial"><B>INVESTING</B></font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Target-date funds were roundly criticized after crash -- how are they doing now?</div><br><font face="Arial">Given the dramatic, wealth-killing market crash of 2008, it's not surprising that target-date funds faced a lot of criticism in recent months. Some of these so-called set-it-and-forget-it retirement vehicles lost investors as much as 40% of their savings last year. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=5033c024b5ee46568e839d36f14b2b28&amp;siteid=nwhpf&amp;sguid=v7hwMk_7dkaEIHs3M8jjLQ">See Andrea Coombes' Way's &amp; Means.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Investors jump into high-yield -- but perhaps too late</div><br><font face="Arial">High-yield bond funds are enjoying a bumper year, with returns above 20%. But while investors are pouring billions in of dollars, it's likely they've missed the best returns. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=08cea705ce404b7786194a6eab56533a&amp;siteid=nwhpf&amp;sguid=v7hwMk_7dkaEIHs3M8jjLQ">See Fund Watch.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Exchange-traded fund geared to hedge higher fuel prices</div><br><font face="Arial">Families who pack up the car this Fourth of July weekend will spend much less on gas than last year -- prices are down by more than a third from last summer. But when it comes to fueling your investment portfolio, a specialized exchange-traded fund may hedge against unwelcome oil-price spikes. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=381623221a4e4954b7ac0f3cc154047f&amp;siteid=nwhpf&amp;sguid=v7hwMk_7dkaEIHs3M8jjLQ">See ETF Investing.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">T. Rowe Price fund is one to watch -- but not necessarily buy</div><br><font face="Arial">Mutual-fund firms come up with new ideas all the time. But every now and again, a firm comes out with an old idea, creating a product that overlaps its current line-up. The new fund always sounds promising, but investors should wonder if the new issue is as good an idea for customers as it is for the managers. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=68f42a23a12e4a22989bec55e9566baf&amp;siteid=nwhpf&amp;sguid=v7hwMk_7dkaEIHs3M8jjLQ">See Chuck Jaffe.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Bright investment outlook for 'cleantech' stocks is becoming cloudier </div><br><font face="Arial">The greening of America is sprouting a few weeds. Following President Barack Obama's election and Democratic congressional victories in November, many investors expected strong political action to combat climate change and turned bullish on the green-energy sector. But such optimism has since softened as political realities and the impact of the frozen credit markets hit the sector, also known as cleantech. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=021eb56a8def4f32b5845a645b749769&amp;siteid=nwhpf&amp;sguid=v7hwMk_7dkaEIHs3M8jjLQ">See Weekend Investor.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Getting into income funds now could be attractive</div><br><font face="Arial">The financial crisis seemed to take a bad situation and make it worse for investors owning mutual funds focused on paying out income from stocks or bonds. The good news, however, is these same trends have created opportunities for investors looking to put fresh money to work. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/story/bright-outlook-for-income-investors?siteid=nwhpf">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Wendy's/Arby's get cooking with new management team</div><br><font face="Arial">Shares of Wendy's/Arby's Group have slid more than 30%, to around $4, since April, amid worries about declining sales at Arby's and management's reluctance to reveal how it will use the proceeds from the company's recent $565 million bond offering. But the prospects for greater operating efficiencies and rapid growth in the restaurant chain's cash flow suggest the shares could be worth at least $6 apiece -- and maybe as much as $9 in the next few years. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/story/wendysarbys-get-cooking?siteid=nwhpf">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Ten pricey S&amp;P stocks</div><br><font face="Arial">After the big rally, it's time to pare overpriced stocks. Barron's screened the S&amp;P 500 and came up with a list of richly valued companies, reports Dimitra DeFotis. <br> <img width="19" height="10" src="http://i.mktw.net/MW5/content/Story/Images/icon-video.png">&nbsp;<a style="color:#004276" href="http://www.marketwatch.com/video/asset/marketwatch video/ED6FBCE7-A60B-4631-BBE9-E1845D1EC4A2?siteid=nwhpf">Watch Video Report.</a> </font><br><br><font face="Arial"><B>HEALTH CARE</B></font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">More surprises as health-reform efforts accelerate</div><br><font face="Arial"> There were three major developments this week on the health-reform front, and more action promises to begin next week when Congress reconvenes after the July 4th holiday. The proposed overhaul got more personal as President Obama hugged a tearful cancer patient who described her struggles to find employment and health insurance as part of a town hall meeting at the White House. In a surprise move, the nation's largest employer backed a controversial element that would require employers to extend coverage or pay a penalty, and the Senate's health committee released a new version of its reform bill that brought the estimated cost down substantially, potentially making it more politically palatable. <br> <a style="color:#004276" HREF="http://blogs.marketwatch.com/healthmatters/2009/07/02/more-surprises-as-health-reform-efforts-accelerate/?siteid=nwhpf">See Health Matters Blog.</a> </font><br><br><font face="Arial"><B>AUTOMOBILES</B></font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">2009 GMC Sierra Hybrid: A few jolts, but a lot of volts in this truck</div><br><font face="Arial">Out in the rolling hills of the Potomac Valley, pickup trucks may outnumber the dogs. It's a great place to test the latest truck from GMC. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=aacfdd55379b423a923f0160fa495b31&amp;siteid=nwhpf&amp;sguid=v7hwMk_7dkaEIHs3M8jjLQ">See Auto Review.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Isaac buys a car -- and a whole lot more</div><br><font face="Arial">Well, it's official: There are now two Saabs sitting in front of the Yoder house. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/story/isaac-buys-a-car-ndash-and-a-lot-more?siteid=nwhpf">See Yoder &amp; Son.</a> </font><br><br><font face="Arial"><B>REAL ESTATE</B></font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Madoff penthouse seized by feds</div><br><font face="Arial">U.S. marshals seized Bernard Madoff's luxury penthouse apartment, including jewelry, art and clothing. <br> <img width="19" height="10" src="http://i.mktw.net/MW5/content/Story/Images/icon-video.png">&nbsp;<a style="color:#004276" href="http://www.marketwatch.com/video/asset/marketwatch video/DC77C8F5-F9AF-44C6-9B7D-B0D808B39954?siteid=nwhpf">Watch Video Report.</a> </font><br><br><div style="font-size: 10pt"> Get the latest news on our mobile site: <a style="color:#004276; font-weight: bold" href="http://www.marketwatch.com/m">http://www.marketwatch.com/m</a></div><br><br><hr size="1" noshade color="#cccccc"> <div style="font-size: 10pt"><span style="font-weight: bold">MarketWatch has sent you this newsletter because you signed up to receive it.</span><br>To ensure you receive this newsletter in the future, please add marketwatchmail.com to your list of approved senders.<br>Sent to: andi.fx8888.online@blogger.com <br><br><a style="color:#004276" href="http://www.marketwatch.com/subscriptions/unsubscribe.aspx?email=andi.fx8888.online@blogger.com&amp;prod=406&amp;siteid=nwhpf">Unsubscribe</a> | <a style="color:#004276" href="http://www.marketwatch.com/subscriptions/?siteid=nwhpf">Subscribe</a><br><br></div> <div style="font-size: 8pt"> Copyright 2009 MarketWatch, Inc. 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border-top:solid 3px #999999;">Midday Market Alert</div> <div style="font-size:12px; color:#999999; line-height:20px;">07/06/2009 11:30 AM</div> <!--Clear Space under the Headline--> <div style="height:20px;"><img src="http://im.morningstar.com/im/dot_clear.gif" width="565px" height="20px"> </div> </tr> <tr> <!--Taoday's Market--> <td bgcolor="#ffffff"> <table width="565" bgcolor="#d6e3ed" cols="2" cellpadding="0" cellspacing="0" border="0"> <tr> <td width="229" valign="top" bgcolor="#d6e3ed" style=" width:216px; border-right:3px solid #FFFFFF; padding-top:5px; padding-left:5px; padding-right:5px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color: #333333;"> <div style="font-weight:bold;">Today&rsquo;s Market</div> <div style="padding-top:6px;">The daily summary of market movers and the latest news.</div> </td> <td width="336" valign="top" bgcolor="#FFFFFF"> <!-- Table Containing Stock Listings --> <table width="336" align="right" cols="4" cellpadding="0" border="0" cellspacing="0" style="width:336px; padding-top:0px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px; color: #333333;"> <!--Title Row--> <tr height="20px" style="background-color:#d6e3ed;"> <td width="84" valign="middle" style=" width:79px; border-top:solid 1px #CCC; border-bottom:solid 1px #CCC; padding-right:5px; font-weight:bold; color:#666666; text-indent:2px; height:20px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;">Indexes</td> <td width="81" align="right" valign="middle" style=" width:71px; border-top:solid 1px #CCC; border-bottom:solid 1px #CCC; padding-right:10px; font-weight:bold; color:#666666; height:20px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;">Midday</td> <td width="81" align="right" valign="middle" style=" width:71px; border-top:solid 1px #CCC; border-bottom:solid 1px #CCC; padding-right:10px; font-weight:bold; color:#666666; height:20px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;">Gain/Loss</td> <td width="90" align="right" valign="middle" style=" width:85px; border-top:solid 1px #CCC; border-bottom:solid 1px #CCC; padding-right:5px; font-weight:bold; color:#666666; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;">Day Change %</td> </tr> <!--White Background Data Row--> <tr height="25px" style="background-color:#FFFFFF;"> <td width="84" valign="middle" style=" width:79px; border-bottom:solid 1px #CCC; padding-right:5px; text-indent:2px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"><a href="#" style="text-decoration:underline; color:#336699;">MStar Index</a></td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> 2,190.72</td> <td width="81" align="right" valign="middle" style=" width:71px;border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -18.49</td> <td width="90" align="right" valign="middle" style=" width:85px; border-bottom:solid 1px #CCC; padding-right:5px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -0.84</td> </tr> <!--Light Blue Background Data Row--> <tr height="25px" style="background-color:#f3f7fa;"> <td width="84" valign="middle" style=" width:79px; border-bottom:solid 1px #CCC; padding-right:5px; text-indent:2px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"><a href="#" style="text-decoration:underline; color:#336699;">The Dow</a></td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> 8,252.62</td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -28.12</td> <td width="90" align="right" valign="middle" style=" width:85px; border-bottom:solid 1px #CCC; padding-right:5px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -0.34</td> </tr> <!--White Background Data Row--> <tr height="25px" style="background-color:#FFFFFF;"> <td width="84" valign="middle" style="width:79px; border-bottom:solid 1px #CCC; padding-right:5px; text-indent:2px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"><a href="#" style="text-decoration:underline; color:#336699;">S&amp;P</a></td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> 890.66</td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -5.76</td> <td width="90" align="right" valign="middle" style=" width:85px; border-bottom:solid 1px #CCC; padding-right:5px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -0.64</td> </tr> <!--Light Blue Background Data Row--> <tr height="25px" style="background-color:#f3f7fa; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> <td width="84" valign="middle" style=" width:79px; border-bottom:solid 1px #CCC; padding-right:5px; text-indent:2px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"><a href="#" style="text-decoration:underline; color:#336699;">Nasdaq</a></td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> 1,772.72</td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -23.80</td> <td width="90" align="right" valign="middle" style=" width:85px; border-bottom:solid 1px #CCC; padding-right:5px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -1.32</td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td style="background-color:#FFFFFF; padding-bottom:35px; padding-top:20px;" valign="top"> <!--Content--> <!-- Table containing the AD --> <table width="351" height="280" align="right" cellpadding="0" cellspacing="0"> <tr height="280"> <td width="15">&nbsp;</td> <td width="336" style="background-color:#FFFFFF;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=EQCVAYDP" target="_blank"><img style="border:1px solid #000000;"src="http://im.morningstar.com/ads/Morningstar/ETF-ad2_0109.gif" border=0 height=280 width=336 alt=""></A> </td> </tr> </table> <!--Editorial Content--> <div><span style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; font-weight:bold; color: #333333;">Top Midday Market News</span></div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333; padding-top:12px;">UPDATE</div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=GMBGA4F9" style="color:#336699; text-decoration:underline;"> DATA SNAP: US ISM June Non-Manufacturing Index Rises To 47.0</a></div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333; padding-top:12px;">DATA SNAP</div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=B2GKGRD6" style="color:#336699; text-decoration:underline;"> US ISM Jun Non-Manufacturing Index Rises To 47.0</a></div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333; padding-top:12px;">US Conference Board</div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=AWAOG3GA" style="color:#336699; text-decoration:underline;"> Jun Employment Trends Index -0.8% To 88.4</a></div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333; padding-top:12px;">ECB Trichet</div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=GSF3CSE4" style="color:#336699; text-decoration:underline;"> Extremely Important US Administration Supports Strong Dollar</a></div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333; padding-top:12px;">News</div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=BUB6DLAO" style="color:#336699; text-decoration:underline;">US Clings To Hopes For 2009 Economic Recovery</a></div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333; padding-top:12px;">News</div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=FDCOB7EA" style="color:#336699; 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Past performance is no guarantee of future results.</div> </td> </tr> </table> </td> </tr> </table> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-1980407257708924834?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-61727330142455714322009-07-06T09:01:00.001-07:002009-07-06T09:01:21.486-07:00<table width="680" cellspacing="0" cellpadding="0" border="0"> <tbody> <tr> <td style="font-family: arial; font-size: 12pt"><a href="http://marketwatch.com/"><div style="padding:10px; background-color: #012828;"><img src="http://i.mktw.net/mw5/Content/images/mw_logo-200x60.png" width="200" height="60" alt="MarketWatch" border="0"></div></a><div style="padding:10px,0,0,10px; font-weight: bold; color: #808080; padding: 0; font-size: 10pt"> <div style="background-color: #f1f6f3; margin:0; padding: 5px 10px; font-weight: normal; height: 25px;"> <div style="float: left; font-color: #73a2a5; font-size: 20px; ">Midday Report</div> <div style="float: right; font-color: #73a2a5; font-size: 20px; ">JULY 06, 2009</div> </div> </div> <div style="padding: 10px;"> <h1 style="font-family: arial; font-size:19px">Crude falls 4% to six-week low on economic worries</h1> <div style="font-style: italic; font-size: 10pt; font-family: arial">By MarketWatch</div><br><table align="right" style="margin-left: 10px"> <tbody> <tr> <td><a href="http://ad.doubleclick.net/jump/email.marketwatch.com/email_middayrpt;tile=1;sz=300x250;ord=1552728703"><img width="300" height="250" border="0" src="http://ad.doubleclick.net/ad/email.marketwatch.com/email_middayrpt;tile=1;sz=300x250;ord=1552728703"></a></td> </tr> <tr> <td><br><br><map name="adsonar_map_1431526_13785224"> <area shape="rect" coords="0,12,300,91" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=0&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,91,300,170" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=1&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,170,300,249" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,0,300,12" href="http://dowjones.adsonar.com/admin/advertisers/indexPl.jsp"> </map><img src="http://newsletter.adsonar.com/nwrss/imgs/nwr_1431526_13785224_399054_1365767_4_2.PNG?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid=" width="300" height="250" border="0" alt="" usemap="#adsonar_map_1431526_13785224"></td> </tr> </tbody> </table> <div style="font-family: arial; font-weight:bold; margin-top: 0"><a style="color:#004276" HREF="http://www.marketwatch.com?siteid=nwham">MARKETWATCH FRONT PAGE</a> </div><br><font face="Arial">Crude-oil futures touch asix-week low as investors worry about the global economy. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=9964b89a877444718b635ad2f2049071&amp;siteid=nwham&amp;sguid=pAyfaxcwYUWx4TuCJEOxoQ">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Index investors hike stake in oil as prices rise</div><br><font face="Arial">Big pension and endowment funds that invest in commodities are loading up on crude, regulatory data show. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=83e3260300bf4f6ca3e149a3df8a9604&amp;siteid=nwham&amp;sguid=pAyfaxcwYUWx4TuCJEOxoQ">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">How MarketWatch estimated index investors' holding</div><br><font face="Arial">In order to determine that index investors, such as big pension funds, have increased their holdings in oil this year, MarketWatch used publicly available data on their holdings in other commodities and the make-up of two major commodities indexes that include oil. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=3f2f7b230c21463bb138a09c930be534&amp;siteid=nwham&amp;sguid=pAyfaxcwYUWx4TuCJEOxoQ">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Utilities in play as stock investors turn skittish</div><br><font face="Arial">The utility sector, bashed by stock investors until recently, is getting another look as markets turn increasingly defensive in re-evaluating the economic recovery still ahead. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=379f4e7e46d04c58b25b2721bba973af&amp;siteid=nwham&amp;sguid=pAyfaxcwYUWx4TuCJEOxoQ">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">SocGen sees small profit after $1.8 bln charge</div><br><font face="Arial">French bank Societe Generale on Monday expects to report a small profit in the second quarter as a solid performance in corporate and investment banking was largely offset by around 1.3 billion euros ($1.8 billion) of write-downs and tighter credit spreads. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=622626c19d3f46d989e8e47d2eec0f27&amp;siteid=nwham&amp;sguid=pAyfaxcwYUWx4TuCJEOxoQ">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0"><a style="color:#004276" HREF="http://www.marketwatch.com/commentary/?siteid=nwham">MARKETWATCH COMMENTARY</a> </div><br><font face="Arial">Political columnist Darrell Delamaide looks at hypocrisy and corruption in politics...and says there must be consequences. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=0f2121b3743942b4a1153b2c99462b9c&amp;siteid=nwham&amp;sguid=pAyfaxcwYUWx4TuCJEOxoQ">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0"><a style="color:#004276" HREF="http://www.marketwatch.com/personal-finance/?siteid=nwham">MARKETWATCH PERSONAL FINANCE</a> </div><br><font face="Arial">Think about when you fall in love: You feel great. 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All rights reserved.<br> MarketWatch, the MarketWatch logo, and BigCharts are registered trademarks of MarketWatch, Inc.<br> By using this site, you agree to the <a style="color:#004276" href="http://www.marketwatch.com/support/disclaimer.asp?siteid=nwham">Terms of Service</a> and <a style="color:#004276" href="http://www.marketwatch.com/support/privacy.asp?siteid=nwham">Privacy Policy</a> (updated 6/26/07). <br><br> MarketWatch - Attn: <a style="color:#004276" href="http://www.marketwatch.com/support/feedback.asp?siteid=nwham">Customer Service</a>, 201 California St., San Francisco, CA 94111<br><br></div> </div> </td> </tr> </tbody> </table> <IMG SRC="http://tk.wsjemail.com:80/track?mailingid=6748&messageid=MKTWNEWSLETTER-middayreport-6B9F0CA430174561B1E13B822443B1A1-97142128&databaseid=6748&type=open&serial=1195076418&emailid=andi.fx8888.online@blogger.com&userid=urn:marketwatch-com:ueid,ec04e216-0dc1-448f-8433-756fb129d53f&extra=&&&" WIDTH="1" HEIGHT="1" BORDER="0" /> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-6172733014245571432?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-41403760993362686282009-07-06T05:24:00.001-07:002009-07-06T05:24:05.466-07:00<style type="text/css"> h1 a:hover {background-color:#888;color:#fff ! important;} div#emailbody table#itemcontentlist tr td div ul { list-style-type:square; padding-left:1em; } div#emailbody table#itemcontentlist tr td div blockquote { padding-left:6px; border-left: 6px solid #dadada; margin-left:1em; } div#emailbody table#itemcontentlist tr td div li { margin-bottom:1em; margin-left:1em; } table#itemcontentlist tr td a:link, table#itemcontentlist tr td a:visited, table#itemcontentlist tr td a:active, ul#summarylist li a { color:#000099; font-weight:bold; text-decoration:none; } img {border:none;} </style> <div xmlns="http://www.w3.org/1999/xhtml" id="emailbody" style="margin:0 2em;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"> <table style="border:0;padding:0;margin:0;width:100%" xmlns:atom10="http://www.w3.org/2005/Atom"> <tr> <td width="99%" style="vertical-align:top"> <h1 style="margin:0;padding-bottom:6px;"> <a style="color:#888;font-size:22px;font-family:Arial, Helvetica, sans-serif;font-weight:normal;text-decoration:none;" href="http://jakjobs.com" title="(http://jakjobs.com)">Jakjobs.com Find Job, Career, Opportunity in Indonesia</a> <br> <a href="http://fusion.google.com/add?source=atgs&feedurl=http://feeds.feedburner.com/Jakjobsdotcom"><img src="http://gmodules.com/ig/images/plus_google.gif" border="0" alt="" style="padding-top:6px"></a> </h1> </td><td width="1%"></td> </tr> </table> <hr style="border:1px solid #ccc;padding:0;margin:0"> <table id="itemcontentlist"> <tr> <td style="margin-bottom:0;line-height:1.4em;"> <p xmlns="" style="margin:1em 0 3px 0;"> <a name="1" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="http://jakjobs.com/lowongan-kerja-2/lowongan-jakarta/public-relations-pr-vacancy/">Public Relations - PR Vacancy</a> </p> <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;"> <span>Posted:</span> 05 Jul 2009 09:48 AM PDT</p> <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><p>We have developed Energy Management System Model incorporating methodologies in achieving sustainable energy saving as well as managing risk related to energy source and energy utilization.</p> <p><a href="http://jakjobs.com/tag/lowongan-pr">PUBLIC RELATIONS</a> (position code: PR)<br /> 1. Male/Female with maximum age of 25<br /> 2. Bachelor or Master Degree from reputable university especially from Communication majoring Public Relations.<br /> 3. At least 2 years experience in Public Relations.<br /> 4. Proficiency in written &#038; verbal English is preferred.<br /> 5. Able to make mass communication program.<br /> 6. Able to develop communication concept and strategy.<br /> 7. Computer Literate.<br /> 8. Good communication / excellent negotiation, leadership and multi-tasking skills.<br /> 9. Good interpersonal skill, target oriented, hardworking and professional manner.<br /> 10. Can work under pressure.<br /> 11. Willing to work overtime.<span id="more-13062"></span><br /> 12. Creative and innovative.<br /> 13. Contract based.</p> <p>Send your CV (transcript and recent photograph) to:<br /> <strong>recruitment@energyservices.co.id</strong></p> <p>(Put position code as email subject)</p> <BR/><MAP name="bdv_RSS_Ad_050709044832"><AREA alt="Feed Ads By BidVertiser.com" shape="poly" coords="0,0,467,0,467,45,315,45,315,59,0,59" href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=050709044832&amp;click=1" target="_blank" /><AREA alt="Feed Ads By BidVertiser.com" shape="rect" coords="315,45,467,59" href="http://www.bidvertiser.com/bdv/bidvertiser/bdv_ref.dbm?Ref_PID=117622&amp;Ref_Option=main&amp;source=63859948" target="_blank" /></MAP><P><a href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=050709044832&amp;click=1" target="_blank"><IMG src="http://bdv.bidvertiser.com/BidVertiser.dbm?pid=117622&amp;bid=282567&amp;PHS=050709044832&amp;rssimage=1&amp;rSRC=2" border="0" usemap="#bdv_RSS_Ad_050709044832" /></a></P><div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=S4t90kiI2io:qgKSN9iJVsQ:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=S4t90kiI2io:qgKSN9iJVsQ:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=S4t90kiI2io:qgKSN9iJVsQ:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=S4t90kiI2io:qgKSN9iJVsQ:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=S4t90kiI2io:qgKSN9iJVsQ:V_sGLiPBpWU" border="0"></img></a> </div></div> </td> </tr> <tr> <td style="margin-bottom:0;line-height:1.4em;"> <p style="margin:1em 0 3px 0;"> <a name="2" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="http://jakjobs.com/lowongan-kerja-3/automotive/seeking-for-soft-competency-trainer-staff/">Seeking for Soft Competency Trainer Staff</a> </p> <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;"> <span>Posted:</span> 05 Jul 2009 09:45 AM PDT</p> <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><p>We are one of the largest Automobile manufacturer company, and now we are <strong>seeking for soft competency - trainer staff</strong>.</p> <p><strong>Requirements:</strong><br /> - Male, with age maximum 27 years old<br /> - Bachelor degree from reputable university, majoring any disiplines with minimal GPA 3.00<br /> - Proficient in Ms Office Application (Word, Excell &#038; Powerpoint)<br /> - Fluent in English, good communication &#038; presentation skill<br /> - at least 1 years experience in training<br /> - have a good knowledge in competencies, TNA, and training evaluation.<span id="more-13060"></span></p> <p>Please email your comprehensive resume along with your expected salary, with subject: 'Soft trainer' (maximum 200kb) to:<strong>hrd@hpm.co.id</strong></p> <BR/><MAP name="bdv_RSS_Ad_050709044551"><AREA alt="Feed Ads By BidVertiser.com" shape="poly" coords="0,0,467,0,467,45,315,45,315,59,0,59" href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=050709044551&amp;click=1" target="_blank" /><AREA alt="Feed Ads By BidVertiser.com" shape="rect" coords="315,45,467,59" href="http://www.bidvertiser.com/bdv/bidvertiser/bdv_ref.dbm?Ref_PID=117622&amp;Ref_Option=main&amp;source=63859948" target="_blank" /></MAP><P><a href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=050709044551&amp;click=1" target="_blank"><IMG src="http://bdv.bidvertiser.com/BidVertiser.dbm?pid=117622&amp;bid=282567&amp;PHS=050709044551&amp;rssimage=1&amp;rSRC=2" border="0" usemap="#bdv_RSS_Ad_050709044551" /></a></P><div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=5k9iCPdYf9U:V5IXkgTaxuc:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=5k9iCPdYf9U:V5IXkgTaxuc:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=5k9iCPdYf9U:V5IXkgTaxuc:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=5k9iCPdYf9U:V5IXkgTaxuc:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=5k9iCPdYf9U:V5IXkgTaxuc:V_sGLiPBpWU" border="0"></img></a> </div></div> </td> </tr> </table> <table id="footer" style="border-top:1px solid #999;padding-top:4px;margin-top:1.5em;width:100%" xmlns="http://www.w3.org/1999/xhtml"> <tr> <td style="text-align:left;font-family:Helvetica,Arial,Sans-Serif;font-size:11px;margin:0 6px 1.2em 0;color:#333;">You are subscribed to email updates from <a href="http://jakjobs.com">Info Lowongan Kerja Terbaru 2009</a> <br>To stop receiving these emails, you may <a href="http://feedburner.google.com/fb/a/mailunsubscribe?k=XDmQoechH2O2GviR212FKWijkWo">unsubscribe now</a>.</td><td style="font-family:Helvetica,Arial,Sans-Serif;font-size:11px;margin:0 6px 1.2em 0;color:#333;text-align:right;vertical-align:top">Email delivery powered by Google</td> </tr> <tr> <td style="text-align:left;font-family:Helvetica,Arial,Sans-Serif;font-size:11px;margin:0 6px 1.2em 0;color:#333;" colspan="2">Google Inc., 20 West Kinzie, Chicago IL USA 60610</td> </tr> </table> </div> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-4140376099336268628?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-63126026641553803472009-07-06T02:32:00.000-07:002009-07-06T02:33:18.561-07:00<style type="text/css"> <!-- .featureText { padding: 13px; 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<font color="#ca973e">SPONSORED BY</font> <br> <br> <a href="http://www.crosswalkmail.com/jtddgcpwgv_bnmkvllgccc.html"><img src="http://media.salemwebnetwork.com/creative/clientimages/RMann/Xulon/Xulon_240.jpg" alt="" style="border:0;"/></a> <br> <br> <a href="http://www.crosswalkmail.com/ueqqwmbcwm_bnmkvllgccc.html">Get a Masters in Counseling Online!</a> <br> <br> <a href="http://www.crosswalkmail.com/gbppskjqst_bnmkvllgccc.html">Bible Smart. Ministry Heart.</a> <br> <br> <a href="http://www.crosswalkmail.com/gbppskjqsj_bnmkvllgccc.html"><img src="http://media.salemwebnetwork.com/creative/clientimages/RMann/Jordan/CI/APR09_120x240.jpg" alt="" style="border:0;"/></a> <br> <br> <a href="http://www.crosswalkmail.com/ihccbgdkbb_bnmkvllgccc.html">Advertise with us</a> </td> </tr> </table> <!-- Sponsorship ads end --> </td> <!-- left column end --> <!-- center column --> <td bgcolor="#FFFFFF" width="398"> <!-- Welcome text --> <table border="0" cellpadding="13" cellspacing="0" width="100%"> <tr> <td bgcolor="#f1f4f8"> <font size="+1"><strong>Today God Is First</strong></font><br> Welcome to Today God Is First, a free devotional from Crosswalk, the world's largest Christian website. We honor your privacy and time If this newsletter no longer meets your needs, please use the unsubscribe link at the bottom of this newsletter and you will be removed immediately. </td> </tr> <!-- Welcome text end --> <!-- Features --> <tr> <td class="leftColumnSeparator"> <!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head id="head1"><title> </title></head> <body> <div id="_Article_divContent"> <div id="_Article_divTitle" style="font-weight:bold;"> </div> <div id="_Article_divAuthor" style="font-style:italic;"> </div> <div> <p align=center><a href="http://www.crosswalkmail.com/yhddwmvjwf_bnmkvllgccc.html" target=_blank><img height=75 alt="" src="http://media.salemwebnetwork.com/crosswalk/faith/devotionals/TGIF.jpg" width=400 align=top border=0></a></p> <div align=left><font class=body> <p><strong class=swncms-header>Is Perception Reality?</strong><br>By Os Hillman</p> <p>July 6</p> <p>&nbsp;</p> <p><em>"The Israelites have rejected your covenant, broken down your altars, and put your prophets to death with the sword. I am the only one left, and now they are trying to kill me too" (1 Kings 19:14). </em></p> <p>The CEO walked into his manufacturing plant only to observe an employee standing by idly not working. Angrily, he walked over to him, peeled off a $100 bill and gave it to him: "Here, go spend your time elsewhere!" The man looked at the CEO somewhat puzzled, but left with the $100. "How long has that man worked for us?" said the CEO to the employee standing nearby. "Well sir, that man does not work for us; he is only the delivery man." </p> <p>Perception is not always reality. Elijah was in a crisis. Jezebel wanted to kill him. The nation was falling to Baal worship. From his vantage point - it was all over. He was the only prophet remaining in all the land who had not bent his knee to the idol of Baal. He wanted to die. </p> <p>Then, the Lord sent His angel to correct Elijah's perception: "Yet I reserve seven thousand in Israel - all whose knees have not bowed down to Baal and all whose mouths have not kissed him" (1 Kings 19:18). There were seven thousand Elijah knew nothing about! Elijah's perception was not reality. </p> <p>Whenever things are going poorly, there is a temptation to believe God is not working in the situation. We may even believe our life is over. Everything from our vantage point is dark. We see no future. However, even in these times, God's plan is being orchestrated behind the scenes. He is accomplishing His purposes. But we need a fresh perspective on our situation. </p> <p>Do you need a reality check on your situation? Ask God to show you the truth. It may be very different than your perception. </p> <p>Contact Os Hillman at <a href="http://www.crosswalkmail.com/czppndbtnh_bnmkvllgccc.html" target=_blank>www.marketplaceleaders.org</a>.</p> </font><font size=3> </font></div> <table cellPadding=3 bgColor=#f1f1f1> <tbody> <tr> <td><span style="FONT-SIZE: 10pt; FONT-FAMILY: arial"> <div align=center><img alt="" src="http://www.faithandworkresources.com/images/59656/achievingauthenticsuccessCDs.jpg" width=160 border=0><br><strong><span style="FONT-FAMILY: Verdana">Achieving Authentic Success 6-CD Set</span></strong><br><a href="http://www.crosswalkmail.com/lrkkwhdswy_bnmkvllgccc.html"><img alt="" src="http://www.netministry.com/clientfiles/60892/buynowbutton2.gif" border=0></a></div> </span></td> <td vAlign=top><span style="FONT-SIZE: 10pt; FONT-FAMILY: arial"><strong><span style="FONT-SIZE: 12pt">Achieving Authentic Success</span></strong><br><span style="FONT-SIZE: 10pt">Dr. Ron Jenson, America's Life Coach, shares over six hours of his immensely valuable insights and wisdom in this 6-CD series on <em>Achieving Authentic Success</em>. 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important;} div#emailbody table#itemcontentlist tr td div ul { list-style-type:square; padding-left:1em; } div#emailbody table#itemcontentlist tr td div blockquote { padding-left:6px; border-left: 6px solid #dadada; margin-left:1em; } div#emailbody table#itemcontentlist tr td div li { margin-bottom:1em; margin-left:1em; } table#itemcontentlist tr td a:link, table#itemcontentlist tr td a:visited, table#itemcontentlist tr td a:active, ul#summarylist li a { color:#000099; font-weight:bold; text-decoration:none; } img {border:none;} </style> <div xmlns="http://www.w3.org/1999/xhtml" id="emailbody" style="margin:0 2em;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"> <table style="border:0;padding:0;margin:0;width:100%" xmlns:atom10="http://www.w3.org/2005/Atom"> <tr> <td width="99%" style="vertical-align:top"> <h1 style="margin:0;padding-bottom:6px;"> <a style="color:#888;font-size:22px;font-family:Arial, Helvetica, sans-serif;font-weight:normal;text-decoration:none;" href="http://jakjobs.com" title="(http://jakjobs.com)">Jakjobs.com Find Job, Career, Opportunity in Indonesia</a> <br> <a href="http://fusion.google.com/add?source=atgs&feedurl=http://feeds.feedburner.com/Jakjobsdotcom"><img src="http://gmodules.com/ig/images/plus_google.gif" border="0" alt="" style="padding-top:6px"></a> </h1> </td><td width="1%"></td> </tr> </table> <hr style="border:1px solid #ccc;padding:0;margin:0"> <table id="itemcontentlist"> <tr> <td style="margin-bottom:0;line-height:1.4em;"> <p xmlns="" style="margin:1em 0 3px 0;"> <a name="1" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="http://jakjobs.com/lowongan-kerja-2/lowongan-jakarta/general-manager-gm-vacancy-mobile-entertainment-company/">General Manager (GM) Vacancy @ Mobile Entertainment Company</a> </p> <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;"> <span>Posted:</span> 04 Jul 2009 09:45 AM PDT</p> <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><p>Our client, a mobile entertainment company, is seeking a qualified professional to be :<br /> <a href="http://jakjobs.com/tag/lowongan-gm">Lowongan GENERAL MANAGER (GM)</a><br /> Requirements:<br /> - Male / Female, 35-45 years old<br /> - Preferably having post graduate degree<br /> - Having minimal 3 years experience in managerial level, preferably those who have experience in digital multimedia / entertainment industry<br /> - Posses strong analytical and strategic thinking<br /> - Good leadership, communication and interpersonal skill<br /> - Good knowledge in Marketing Strategy, Project Management &#038; Finance Analysis</p> <p><strong>Accountabilities :</strong><br /> - Generating Business Idea<br /> - Creating Business Strategy<br /> - Developing Business &#038; Products<br /> - Implementing Business Plan<br /> - Feasibility Study<span id="more-13058"></span><br /> - Operational Management</p> <p>Please send your resume to :<br /> <strong>PT TOTAL CAREER INTERNATIONAL<br /> Jl. K.H. Hasyim Ashari, No. 1-J<br /> Jakarta 10130</strong></p> <p>or email to:<br /> <strong>recruitment@total-career.biz</strong></p> <BR/><MAP name="bdv_RSS_Ad_040709044533"><AREA alt="Feed Ads By BidVertiser.com" shape="poly" coords="0,0,467,0,467,45,315,45,315,59,0,59" href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=040709044533&amp;click=1" target="_blank" /><AREA alt="Feed Ads By BidVertiser.com" shape="rect" coords="315,45,467,59" href="http://www.bidvertiser.com/bdv/bidvertiser/bdv_ref.dbm?Ref_PID=117622&amp;Ref_Option=main&amp;source=63859948" target="_blank" /></MAP><P><a href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=040709044533&amp;click=1" target="_blank"><IMG src="http://bdv.bidvertiser.com/BidVertiser.dbm?pid=117622&amp;bid=282567&amp;PHS=040709044533&amp;rssimage=1&amp;rSRC=2" border="0" usemap="#bdv_RSS_Ad_040709044533" /></a></P><div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=WJW03oEskTc:-2gbl4Jd-tM:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=WJW03oEskTc:-2gbl4Jd-tM:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=WJW03oEskTc:-2gbl4Jd-tM:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=WJW03oEskTc:-2gbl4Jd-tM:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=WJW03oEskTc:-2gbl4Jd-tM:V_sGLiPBpWU" border="0"></img></a> </div></div> </td> </tr> <tr> <td style="margin-bottom:0;line-height:1.4em;"> <p style="margin:1em 0 3px 0;"> <a name="2" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="http://jakjobs.com/lowongan-kerja-2/lowongan-jakarta/the-golden-opportunity-2009-from-premium-consulting/">The Golden Opportunity 2009 from PREMIUM CONSULTING</a> </p> <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;"> <span>Posted:</span> 04 Jul 2009 09:39 AM PDT</p> <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><p>The golden opportunity for :<br /> " <strong>CHIEF OPERATING OFFICER ( COO ) </strong>"</p> <p>The others position<br /> 1. <strong>PPIC SUPERINTENDENT</strong><br /> Job Scope &#038; Responsibilities :<br /> - Planning for project and production handling, Control material procurement<br /> - Production capacity management, Inventory and product shipment management</p> <p>Qualification :<br /> - Candidate should possess at least a Bachelor&#8217;s Degree in Engineering (Mechanical), or equivalent.<br /> - Required language(s): English.<br /> - Preferred skill(s): Good knowledge of Heavy Transport Equipment Industry.<br /> - At least 5 year(s) of working experience in the related field is required for this position.<br /> - Candidates should have proven track record of performance based management in relevant position.<br /> - Preferably Superintendents specializing in PPIC/Project - Engineering/Technical.</p> <p>Familiar with operation based on SAP software</p> <p>2.<strong>FABRICATION COMMERCIAL SUPERINTENDENT</strong></p> <p><strong>Qualification :</strong><br /> Good leadership and project management skills<br /> Good experience as an Estimator<br /> Experience with fabrication, service and repair for heavy equipment products.<br /> Familar with undercarriage, frame repair, line boring and machining for heavy equipment component<br /> Welding engineer certified will be highly regarded<br /> Good english skills<br /> Having computer literate skills<br /> Having an engineering degree from relevant study ( Mechanical is Preferable )<br /> Candidate with extensive technical experience combining with<br /> adequate managerial skills is welcome to apply for the above positions.<br /> <span id="more-13055"></span><br /> 3.<strong>SITE SUPERINTENDENT</strong></p> <p>Job Scope &#038; Responsibility:<br /> You will be directly report to Site Manager and responsible to manage site activities meeting customer and company requirements.</p> <p>Requirements:<br /> 1. Age :35 – 40 years old<br /> 2. Formal Education : At least bachelor's degree in engineering<br /> 3. Knowledge :<br /> a. Welding process/fabrication<br /> b. Machining process especially line boring operation.<br /> c. Failure analysis and metallurgy would be an advantage.</p> <p>4. Experience :<br /> a. At least 5 years experience as supervisor on steel Fabrication or repair mobile equipment.<br /> b. Experience estimating job for the repair work of mining mobile equipment would be an advantage.<br /> c. Having experience in machining would be an advantage.<br /> d. CAT repair procedures and CAT system.</p> <p>4.<strong>SITE SUPERVISOR</strong><br /> Job Scope &#038; Responsibility:<br /> You will be directly report to Site Superintendent and responsible to coordinate, supervise workers (welder &#038; Setter) to ensure all projects completed with quality as customer requirement or standard</p> <p><strong>Requirements:</strong><br /> 1. Age :30 – 35 years old<br /> 2. Formal Education : At least Diploma in engineering<br /> 3. Knowledge :<br /> a. Welding process/fabrication in generally<br /> b. Machining especially in line boring operation<br /> c. Failure analysis and metallurgy would be an advantage<br /> 4. Experience :<br /> a. At least 3 year(s) experience in supervisory work<br /> b. At least 3 year(s) experience in repairing mining mobile equipment</p> <p>5. <strong>SENIOR SALES ENGINEER</strong><br /> Requirements:<br /> 1. Formal Education : At least bachelor's / diploma degree in engineering<br /> 2. Knowledge : heavy equipment</p> <p>Please send your resume to :<br /> <strong>widodo@premconst.com </strong></p> <BR/><MAP name="bdv_RSS_Ad_040709043921"><AREA alt="Feed Ads By BidVertiser.com" shape="poly" coords="0,0,467,0,467,45,315,45,315,59,0,59" href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=040709043921&amp;click=1" target="_blank" /><AREA alt="Feed Ads By BidVertiser.com" shape="rect" coords="315,45,467,59" href="http://www.bidvertiser.com/bdv/bidvertiser/bdv_ref.dbm?Ref_PID=117622&amp;Ref_Option=main&amp;source=63859948" target="_blank" /></MAP><P><a href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=040709043921&amp;click=1" target="_blank"><IMG src="http://bdv.bidvertiser.com/BidVertiser.dbm?pid=117622&amp;bid=282567&amp;PHS=040709043921&amp;rssimage=1&amp;rSRC=2" border="0" usemap="#bdv_RSS_Ad_040709043921" /></a></P><div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=bMprFnEPXWs:JJ86QOcqOhs:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=bMprFnEPXWs:JJ86QOcqOhs:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=bMprFnEPXWs:JJ86QOcqOhs:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=bMprFnEPXWs:JJ86QOcqOhs:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=bMprFnEPXWs:JJ86QOcqOhs:V_sGLiPBpWU" border="0"></img></a> </div></div> </td> </tr> </table> <table id="footer" style="border-top:1px solid #999;padding-top:4px;margin-top:1.5em;width:100%" xmlns="http://www.w3.org/1999/xhtml"> <tr> <td style="text-align:left;font-family:Helvetica,Arial,Sans-Serif;font-size:11px;margin:0 6px 1.2em 0;color:#333;">You are subscribed to email updates from <a href="http://jakjobs.com">Info Lowongan Kerja Terbaru 2009</a> <br>To stop receiving these emails, you may <a href="http://feedburner.google.com/fb/a/mailunsubscribe?k=XDmQoechH2O2GviR212FKWijkWo">unsubscribe now</a>.</td><td style="font-family:Helvetica,Arial,Sans-Serif;font-size:11px;margin:0 6px 1.2em 0;color:#333;text-align:right;vertical-align:top">Email delivery powered by Google</td> </tr> <tr> <td style="text-align:left;font-family:Helvetica,Arial,Sans-Serif;font-size:11px;margin:0 6px 1.2em 0;color:#333;" colspan="2">Google Inc., 20 West Kinzie, Chicago IL USA 60610</td> </tr> </table> </div> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-631986644068287067?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-42346616512144789582009-07-05T01:11:00.001-07:002009-07-05T01:11:53.176-07:00<style type="text/css"> <!-- .featureText { padding: 13px; 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We honor your privacy and time If this newsletter no longer meets your needs, please use the unsubscribe link at the bottom of this newsletter and you will be removed immediately. </td> </tr> <!-- Welcome text end --> <!-- Features --> <tr> <td class="leftColumnSeparator"> <!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head id="head1"><title> </title></head> <body> <div id="_Article_divContent"> <div id="_Article_divTitle" style="font-weight:bold;"> </div> <div id="_Article_divAuthor" style="font-style:italic;"> </div> <div> <p align=center><a href="http://www.crosswalkmail.com/rqllzrgrsg_yhvjfzzqddd.html" target=_blank><img height=75 alt="" src="http://media.salemwebnetwork.com/crosswalk/faith/devotionals/TGIF.jpg" width=400 align=top border=0></a></p> <div align=left><font class=body> <p><strong class=swncms-header>One Body</strong><br>By Os Hillman</p> <p>July 5</p> <p>&nbsp;</p> <p><em>"The body is a unit, though it is made up of many parts; and though all its parts are many, they form one body. So it is with Christ" (1 Cor 12:12-13). </em></p> <p>Imagine with me for a moment that you have won a very expensive car. However, in order to receive your prize, you must agree to an unusual requirement. You must agree to remove one major component in that car in order to receive the gift. </p> <p>Which component will you remove? </p> <p>Will it be the steering wheel? Perhaps it will be the left front tire or the front seat or the two headlights. My illustration may seem ridiculous, but you get the point. Unless you have the complete car and have the ability to use all of its components, your ability to benefit from that car is going to be severely limited. The Bible says you and I are part of a larger Body - the Body of Christ. We each have our own body, but we are also made up of a larger Body that has a unique function to play. When you are not functioning as God intended, the entire Body suffers because you are not fulfilling your prescribed function. </p> <p>When you function in a way that is not directly connected to the larger Body, you are only fulfilling a small portion of why the Manufacturer made you. There is a greater mission that you must fulfill. Today, the Body of Christ is fragmented and seeks to do things separated from one another. Our individual church "silos" stand alone - often as monuments to man instead of the greater mission of reaching the city. </p> <p>Jesus knew the key to fulfilling His mission was getting His larger Body to work as one. "I pray also for those who will believe in me through their message, that all of them may be one, Father, just as you are in me and I am in you. May they also be in us so that the world may believe that you have sent me" (John 17:20-21). What is your part in the overall mission? 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With High-Tech-materials, e.g. special glass and innovative ideas they are designing the world of tomorrow – people that appreciate self-responsibility and creative scope. 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padding-left:1em; } div#emailbody table#itemcontentlist tr td div blockquote { padding-left:6px; border-left: 6px solid #dadada; margin-left:1em; } div#emailbody table#itemcontentlist tr td div li { margin-bottom:1em; margin-left:1em; } table#itemcontentlist tr td a:link, table#itemcontentlist tr td a:visited, table#itemcontentlist tr td a:active, ul#summarylist li a { color:#000099; font-weight:bold; text-decoration:none; } img {border:none;} </style> <div xmlns="http://www.w3.org/1999/xhtml" id="emailbody" style="margin:0 2em;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"> <table style="border:0;padding:0;margin:0;width:100%" xmlns:atom10="http://www.w3.org/2005/Atom"> <tr> <td width="99%" style="vertical-align:top"> <h1 style="margin:0;padding-bottom:6px;"> <a style="color:#888;font-size:22px;font-family:Arial, Helvetica, sans-serif;font-weight:normal;text-decoration:none;" href="http://jakjobs.com" title="(http://jakjobs.com)">Jakjobs.com Find Job, Career, Opportunity in Indonesia</a> <br> <a href="http://fusion.google.com/add?source=atgs&feedurl=http://feeds.feedburner.com/Jakjobsdotcom"><img src="http://gmodules.com/ig/images/plus_google.gif" border="0" alt="" style="padding-top:6px"></a> </h1> </td><td width="1%"></td> </tr> </table> <hr style="border:1px solid #ccc;padding:0;margin:0"> <ul style="clear:both;padding:0 0 0 1.2em;width:100%" id="summarylist"> <li> <a href="#1">Finance Junior Staff and Driver Vacancy</a> </li> <li> <a href="#2">TEACHERS (On the Job Training)</a> </li> <li> <a href="#3">DTZ Retail Associate Director, Research &amp; Consulting</a> </li> <li> <a href="#4">Secretary Vacancy and IT Support</a> </li> </ul> <table id="itemcontentlist"> <tr> <td style="margin-bottom:0;line-height:1.4em;"> <p xmlns="" style="margin:1em 0 3px 0;"> <a name="1" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="http://jakjobs.com/lowongan-kerja-2/lowongan-jakarta/finance-junior-staff-and-driver-vacancy/">Finance Junior Staff and Driver Vacancy</a> </p> <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;"> <span>Posted:</span> 03 Jul 2009 10:21 PM PDT</p> <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><p>Join our company as describe bellow;</p> <p>1. <a href="http://jakjobs.com/tag/lowongan-finance">Finance Junior Staff</a><br /> * Female not more then 25 years old<br /> * Having experience as Finance and Admin related matters<br /> * Able to work with computer (Ms. Excel and Ms. Word) and English is Must<br /> * Domicile in South Jakarta is the most preferred<br /> * Ready to work hard and under pressure</p> <p>2. <strong><a href="http://jakjobs.com/tag/lowongan-driver">Lowongan Driver</a></strong><br /> * Male not more then 40 years old<br /> * Holding driving license (SIM A) is a Must<br /> * Understand Passive English is preferred<span id="more-13053"></span></p> <p>Those who are interest please send only your CV with current photograph not more then July 11, 2009 to <strong>hr.ijkt@tcil.com</strong></p> <BR/><MAP name="bdv_RSS_Ad_040709052114"><AREA alt="Feed Ads By BidVertiser.com" shape="poly" coords="0,0,467,0,467,45,315,45,315,59,0,59" href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=040709052114&amp;click=1" target="_blank" /><AREA alt="Feed Ads By BidVertiser.com" shape="rect" coords="315,45,467,59" href="http://www.bidvertiser.com/bdv/bidvertiser/bdv_ref.dbm?Ref_PID=117622&amp;Ref_Option=main&amp;source=63859948" target="_blank" /></MAP><P><a href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=040709052114&amp;click=1" target="_blank"><IMG src="http://bdv.bidvertiser.com/BidVertiser.dbm?pid=117622&amp;bid=282567&amp;PHS=040709052114&amp;rssimage=1&amp;rSRC=2" border="0" usemap="#bdv_RSS_Ad_040709052114" /></a></P><div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=gu-Vgv56w1I:5yXObiXSbFs:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=gu-Vgv56w1I:5yXObiXSbFs:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=gu-Vgv56w1I:5yXObiXSbFs:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=gu-Vgv56w1I:5yXObiXSbFs:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=gu-Vgv56w1I:5yXObiXSbFs:V_sGLiPBpWU" border="0"></img></a> </div></div> </td> </tr> <tr> <td style="margin-bottom:0;line-height:1.4em;"> <p style="margin:1em 0 3px 0;"> <a name="2" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="http://jakjobs.com/lowongan-kerja-3/education-job/teachers-on-the-job-training/">TEACHERS (On the Job Training)</a> </p> <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;"> <span>Posted:</span> 03 Jul 2009 09:43 AM PDT</p> <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><p>A leading School for academically promising students from Kindergarten to year 12<br /> -Curriculum developed from best practices in Singapore, the UK and the U.S<br /> -Cambridge IGCSE and IB Diploma Programme<br /> <strong>TEACHERS (On the Job Training)</strong><br /> Preferred Subject area: Mathematics and Sciences (Physics/Chemistry/Biology) Indonesian overseas graduates with no formal teaching experience but desire to embark on teaching career may apply. Assigned teaching duties , they would receive on the job training and monitoring from experienced teacher mentors.<br /> <strong>TEACHERS</strong><br /> Qualified/Experienced Teachers (Expatriate or Indonesian) are invited to apply for the following positions<br /> Mathematics Teachers (Primary/Secondary)<br /> Biology/Physics/Chemistry Teachers<br /> Geography or Economics Teachers<span id="more-13047"></span></p> <p>Please send CV (no longer than four pages and max 500 kb) for the above positions and a covering letters to <strong>recruitment@acsjakarta.sch.id</strong>.</p> <BR/><MAP name="bdv_RSS_Ad_030709044342"><AREA alt="Feed Ads By BidVertiser.com" shape="poly" coords="0,0,467,0,467,45,315,45,315,59,0,59" href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=030709044342&amp;click=1" target="_blank" /><AREA alt="Feed Ads By BidVertiser.com" shape="rect" coords="315,45,467,59" href="http://www.bidvertiser.com/bdv/bidvertiser/bdv_ref.dbm?Ref_PID=117622&amp;Ref_Option=main&amp;source=63859948" target="_blank" /></MAP><P><a href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=030709044342&amp;click=1" target="_blank"><IMG src="http://bdv.bidvertiser.com/BidVertiser.dbm?pid=117622&amp;bid=282567&amp;PHS=030709044342&amp;rssimage=1&amp;rSRC=2" border="0" usemap="#bdv_RSS_Ad_030709044342" /></a></P><div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=76CTbNBG5Zo:i6ol04Isj4U:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=76CTbNBG5Zo:i6ol04Isj4U:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=76CTbNBG5Zo:i6ol04Isj4U:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=76CTbNBG5Zo:i6ol04Isj4U:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=76CTbNBG5Zo:i6ol04Isj4U:V_sGLiPBpWU" border="0"></img></a> </div></div> </td> </tr> <tr> <td style="margin-bottom:0;line-height:1.4em;"> <p style="margin:1em 0 3px 0;"> <a name="3" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="http://jakjobs.com/lowongan-kerja-3/retailer/dtz-retail-associate-director-research-consulting/">DTZ Retail Associate Director, Research &amp; Consulting</a> </p> <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;"> <span>Posted:</span> 03 Jul 2009 09:41 AM PDT</p> <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><p>DTZ is a fast growing and dynamic organization searching for exceptional individuals .The company offers an open environment with tremendous growth prospect.</p> <p><strong>Senior Manager/Associate Director, Retail</strong><br /> Role<br /> - To assist the country Head to develop, direct and manage the Retail Department.<br /> - To lead the team in retail development consultancy assignments and key accounts servicing.<br /> Requirements<br /> - Tertiary qualification in Real Estate, Building and Estate Management or other related disciplines.<br /> - Detailed knowledge of leasing and sales processes and contract terms.<br /> - Knowledge of market conditions, competitors strategy and fee structure.<br /> - Account management and client relationship management skill.<br /> - Strong negotiation, communication and presentation skill.<br /> - Sound business acumen and commercially oriented approach to solutions.</p> <p><strong>Senior Manager/Associate Director, Research &#038; Consulting</strong><br /> <strong>Role:</strong><br /> - To provide leadership and direction for the team to achieve the business plan.<br /> - To create and develop strategies to achieve team and corporate business target/plan.<br /> - To actively develop new businesses through client relationships, networking and marketing activities.<br /> <strong> Requirements</strong><br /> - Tertiary qualification in Real Estate, Economics, Finance or Geography preferred.<br /> - Meticulous with good analytical &#038; numerical skills.<br /> - Good written and presentation skills.<br /> - Ability to work efficiently and meet tight datelines.<br /> - Self motivated and achievement driven.<br /> - Team oriented with good leadership skills.<br /> - Real estate experience preferred.<span id="more-13045"></span><br /> <strong>Research Job Description</strong><br /> - To analyze property market trends.<br /> - To prepare local, regional and global research reports.<br /> - To conduct market surveys.<br /> - To maintain database.</p> <p><strong>Consulting Job Description</strong><br /> - To conduct market, feasibility and other real estate related studies.<br /> - To conduct any other duties which may be assigned by the HD from time to time.<br /> <strong>Other General Job Functions</strong><br /> - To manage the department/team to achieve profitable results in accordance with business plan.<br /> - To target clients and market sectors that will result in high returns for DTZ.<br /> - Client relationship management at high level.<br /> - To develop and communicate relationship management strategy to the team.<br /> - To manage relationships with other offices and departments to provide seamless service to client.<br /> - To coordinate resources within the team to deliver results surpassing client expectations.<br /> - To review and create department annual business targets and plan.<br /> - To ensure that department adheres to DTZ processes.<br /> - To communicate and manage DTZ quality processes to the department/team.</p> <p>Kindly submit your resume and CV by 21 st July 2009 to the address or email below .submissions will not be entertained<br /> <strong>PT DTZ UTAMA PROPERTINDO</strong><br /> In Association with <strong>DTZ Debenham Tie Leung (SEA) Pte Ltd</strong><br /> H.R Manager<br /> <strong>Menara Rajawali 17 th Floor<br /> Jalan Mega Kuningan Lot 5.1, Kawasan Mega Kuningan<br /> Jakarta 12950, Indonesia</strong><br /> <strong>hrd@dtz.co.id</strong></p> <BR/><MAP name="bdv_RSS_Ad_030709044139"><AREA alt="Feed Ads By BidVertiser.com" shape="poly" coords="0,0,467,0,467,45,315,45,315,59,0,59" href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=030709044139&amp;click=1" target="_blank" /><AREA alt="Feed Ads By BidVertiser.com" shape="rect" coords="315,45,467,59" href="http://www.bidvertiser.com/bdv/bidvertiser/bdv_ref.dbm?Ref_PID=117622&amp;Ref_Option=main&amp;source=63859948" target="_blank" /></MAP><P><a href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=030709044139&amp;click=1" target="_blank"><IMG src="http://bdv.bidvertiser.com/BidVertiser.dbm?pid=117622&amp;bid=282567&amp;PHS=030709044139&amp;rssimage=1&amp;rSRC=2" border="0" usemap="#bdv_RSS_Ad_030709044139" /></a></P><div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=X0-VUw4znx8:_svLYhN0_oA:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=X0-VUw4znx8:_svLYhN0_oA:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=X0-VUw4znx8:_svLYhN0_oA:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=X0-VUw4znx8:_svLYhN0_oA:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=X0-VUw4znx8:_svLYhN0_oA:V_sGLiPBpWU" border="0"></img></a> </div></div> </td> </tr> <tr> <td style="margin-bottom:0;line-height:1.4em;"> <p style="margin:1em 0 3px 0;"> <a name="4" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="http://jakjobs.com/lowongan-kerja-3/lowongan-it/secretary-vacancy-and-it-support/">Secretary Vacancy and IT Support</a> </p> <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;"> <span>Posted:</span> 03 Jul 2009 08:46 AM PDT</p> <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><p>PT. HR PROVIDER is a member of SOS Indonesia , which is known as the most rapid growing Outsourcing company in Indonesia .<br /> Due to our rapid growth, we are inviting highly energetic &#038; dynamic professionals who are able to exhibit excellent interpersonal<br /> Skills and work under pressure to fill in the following positions:</p> <p><strong>Secretary</strong><br /> - Female<br /> - Min. D3 from Secretary / Public Relation<br /> - Good Performance<br /> - Responsible, Communicative<br /> - 3 years working experienced<br /> - Able to speak english both oral and written<br /> - Computer Ability</p> <p><a href="http://jakjobs.com/tag/lowongan-it">IT SUPPORT</a><br /> - D3 Degree in related field, min. 1 year experience in the same position<br /> - Male, max. 26 years old<br /> - Experience in installation, troubleshooting, and maintenance for PC and peripherals, OS Windows (Win 98, W2K, XP, Vista ) and MS Office<br /> - Good understanding in LAN &#038; WAN<br /> - Able to start working immediately<br /> - Willing to be placed in Jakarta area<span id="more-13051"></span></p> <p>If, you have met the above requirements, please send your CV with recent photograph to:<br /> <strong>PT. Shield on Service</strong><br /> <strong>Divisi HR-PRO<br /> Wisma Slipi lt. 7<br /> Jl. Let. Jend. S. Parman Kav. 12<br /> Jakarta Barat 11480</strong></p> <p>Or Email to :<br /> <strong>hrpro-recruitment@sos.co.id</strong></p> <BR/><MAP name="bdv_RSS_Ad_030709034631"><AREA alt="Feed Ads By BidVertiser.com" shape="poly" coords="0,0,467,0,467,45,315,45,315,59,0,59" href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=030709034631&amp;click=1" target="_blank" /><AREA alt="Feed Ads By BidVertiser.com" shape="rect" coords="315,45,467,59" href="http://www.bidvertiser.com/bdv/bidvertiser/bdv_ref.dbm?Ref_PID=117622&amp;Ref_Option=main&amp;source=63859948" target="_blank" /></MAP><P><a href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=030709034631&amp;click=1" target="_blank"><IMG src="http://bdv.bidvertiser.com/BidVertiser.dbm?pid=117622&amp;bid=282567&amp;PHS=030709034631&amp;rssimage=1&amp;rSRC=2" border="0" usemap="#bdv_RSS_Ad_030709034631" /></a></P><div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=hPipKUqhaJE:k79a11fPSEU:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=hPipKUqhaJE:k79a11fPSEU:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=hPipKUqhaJE:k79a11fPSEU:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=hPipKUqhaJE:k79a11fPSEU:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=hPipKUqhaJE:k79a11fPSEU:V_sGLiPBpWU" border="0"></img></a> </div></div> </td> </tr> </table> <table id="footer" style="border-top:1px solid #999;padding-top:4px;margin-top:1.5em;width:100%" xmlns="http://www.w3.org/1999/xhtml"> <tr> <td style="text-align:left;font-family:Helvetica,Arial,Sans-Serif;font-size:11px;margin:0 6px 1.2em 0;color:#333;">You are subscribed to email updates from <a href="http://jakjobs.com">Info Lowongan Kerja Terbaru 2009</a> <br>To stop receiving these emails, you may <a href="http://feedburner.google.com/fb/a/mailunsubscribe?k=XDmQoechH2O2GviR212FKWijkWo">unsubscribe now</a>.</td><td style="font-family:Helvetica,Arial,Sans-Serif;font-size:11px;margin:0 6px 1.2em 0;color:#333;text-align:right;vertical-align:top">Email delivery powered by Google</td> </tr> <tr> <td style="text-align:left;font-family:Helvetica,Arial,Sans-Serif;font-size:11px;margin:0 6px 1.2em 0;color:#333;" colspan="2">Google Inc., 20 West Kinzie, Chicago IL USA 60610</td> </tr> </table> </div> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-6921872575483680890?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-40089154120964592082009-07-04T01:22:00.000-07:002009-07-04T01:23:46.548-07:00<style type="text/css"> <!-- .featureText { padding: 13px; 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We honor your privacy and time If this newsletter no longer meets your needs, please use the unsubscribe link at the bottom of this newsletter and you will be removed immediately. </td> </tr> <!-- Welcome text end --> <!-- Features --> <tr> <td class="leftColumnSeparator"> <!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head id="head1"><title> </title></head> <body> <div id="_Article_divContent"> <div id="_Article_divTitle" style="font-weight:bold;"> </div> <div id="_Article_divAuthor" style="font-style:italic;"> </div> <div> <p align=center><a href="http://www.crosswalkmail.com/bncczcvkll_sfhycffdnnn.html" target=_blank><img height=75 alt="" src="http://media.salemwebnetwork.com/crosswalk/faith/devotionals/TGIF.jpg" width=400 align=top border=0></a></p> <div align=left><font class=body> <p><strong class=swncms-header>Servant Leadership</strong><br>By Os Hillman</p> <p>July 4</p> <p>&nbsp;</p> <p><em>"Instead, whoever wants to become great among you must be your servant, and whoever wants to be first must be your slave - just as the Son of Man did not come to be served, but to serve, and to give his life as a ransom for many" (Matt 20:26-28). </em></p> <p>A rider on horseback, many years ago, came upon a squad of soldiers who were trying to move a heavy piece of timber. A corporal stood by, giving lordly orders to "heave." But the piece of timber was a trifle too heavy for the squad. </p> <p>"Why don't you help them?" asked the quiet man on the horse, addressing the important corporal. </p> <p>"Me? Why, I'm a corporal sir!" Dismounting, the stranger carefully took his place with the soldiers. </p> <p>"Now, all together boys - heave!" he said. And the big piece of timber slid into place. The stranger mounted his horse and addressed the corporal. </p> <p>"The next time you have a piece of timber for your men to handle, corporal, send for the commander-in-chief." </p> <p>The horseman was George Washington, the first American president. </p> <p>Whenever someone mentions your name does the word "servant" come to their mind? Jesus modeled servant-hood to twelve young men and changed the world. If you want to see others become servants you must model it yourself. George Washington was a great example of a Christian leader who was a great soldier and servant to those he led. No wonder God used this great servant to establish a new nation. </p> <p>Moses was also a great leader of men. The Bible says that Moses was the most humble man on earth. That is why God could use him to lead hundreds of thousands out of slavery into the Promised Land. </p> <p>Pray that God makes you a great humble servant leader of others. </p> <p>Contact Os Hillman at <a href="http://www.crosswalkmail.com/zrvvwvpvbv_sfhycffdnnn.html" target=_blank>www.marketplaceleaders.org</a>.</p> </font><font size=3> </font></div> <table cellPadding=3 bgColor=#f1f1f1> <tbody> <tr> <td><span style="FONT-SIZE: 10pt; FONT-FAMILY: arial"> <div align=center><img height=130 src="http://www.faithandworkresources.com/images/59656/thirdawakening.jpg"><br><span style="FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: verdana"><strong>The Third Awakening AudioBook</strong></span><br><a href="http://www.crosswalkmail.com/wsrrtrqrgc_sfhycffdnnn.html"><img alt="" src="http://www.netministry.com/clientfiles/60892/buynowbutton2.gif" border=0></a></div> </span></td> <td vAlign=top><span style="FONT-SIZE: 10pt; FONT-FAMILY: arial"><strong>A Fun, Fast-Paced Story With An Eternal Ending</strong><br>Prepare yourself for a fun and fast paced story about how God uses events in the lives of ordinary people to change the course of history for millions. 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font-size: 12pt"><a href="http://marketwatch.com/"><div style="padding:10px; background-color: #012828;"><img src="http://i.mktw.net/mw5/Content/images/mw_logo-200x60.png" width="200" height="60" alt="MarketWatch" border="0"></div></a><div style="padding:10px,0,0,10px; font-weight: bold; color: #808080; padding: 0; font-size: 10pt"> <div style="background-color: #f1f6f3; margin:0; padding: 5px 10px; font-weight: normal; height: 25px;"> <div style="float: left; font-color: #73a2a5; font-size: 20px; ">After the Bell</div> <div style="float: right; font-color: #73a2a5; font-size: 20px; ">JULY 03, 2009</div> </div> </div> <div style="padding: 10px;"> <h1 style="font-family: arial; font-size:19px">Alaska Gov. Sarah Palin stepping down</h1> <div style="font-style: italic; font-size: 10pt; font-family: arial">By MarketWatch</div><br><table align="right" style="margin-left: 10px"> <tbody> <tr> <td><a href="http://ad.doubleclick.net/jump/email.marketwatch.com/email_afterbell;tile=1;sz=300x250;ord=1410813471"><img width="300" height="250" border="0" src="http://ad.doubleclick.net/ad/email.marketwatch.com/email_afterbell;tile=1;sz=300x250;ord=1410813471"></a></td> </tr> <tr> <td><br><br><map name="adsonar_map_1431526_13785224"> <area shape="rect" coords="0,12,300,91" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=0&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,91,300,170" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=1&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,170,300,249" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,0,300,12" href="http://dowjones.adsonar.com/admin/advertisers/indexPl.jsp"> </map><img src="http://newsletter.adsonar.com/nwrss/imgs/nwr_1431526_13785224_399054_1365767_4_2.PNG?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid=" width="300" height="250" border="0" alt="" usemap="#adsonar_map_1431526_13785224"></td> </tr> </tbody> </table> <div style="font-family: arial; font-weight:bold; margin-top: 0"><a style="color:#004276" HREF="http://www.marketwatch.com?siteid=nwhpm">MARKETWATCH FRONT PAGE</a> </div><br><font face="Arial">Little more than halfway into her first term, the governor says she not only wouldn't be seeking re-election, but that she would be handing over the reins of office. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=5ebc06adaa814926b131dd50a1ae20e2&amp;siteid=nwhpm&amp;sguid=WhSLdP1sPEyLeS5_LW_u_Q">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Bleak earnings season shines light on outlooks</div><br><font face="Arial">U.S. stock analysts generally agree the upcoming second-quarter earnings season will be bleak. But they're at odds over whether dreary outlooks will lead to upsets to the upside or whether the market has set itself up for a fall. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=c6156a2ed4254e31853cd879de5b2ac8&amp;siteid=nwhpm&amp;sguid=WhSLdP1sPEyLeS5_LW_u_Q">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Utilities drag Europe lower; British Air climbs</div><br><font face="Arial">European shares edged lower on Friday with U.S. equity markets closed for a holiday, with utilities and metals producers dragging lower. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=8b1fea5373264f09917ccf10ed2b5b0c&amp;siteid=nwhpm&amp;sguid=WhSLdP1sPEyLeS5_LW_u_Q">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">British Airways surges while London closes flat</div><br><font face="Arial">British Airways surged on plans to cut capacity, while the broader London market closed flat Friday. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=3ca215efc85141e1af3c9d8b5a8a158d&amp;siteid=nwhpm&amp;sguid=WhSLdP1sPEyLeS5_LW_u_Q">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Asia slips on U.S. jobs data, but off session lows</div><br><font face="Arial">Most Asian markets close lower Friday after paring early losses. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=d74c8d504d154996953a7f765720a242&amp;siteid=nwhpm&amp;sguid=WhSLdP1sPEyLeS5_LW_u_Q">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0"><a style="color:#004276" HREF="http://www.marketwatch.com/commentary/?siteid=nwhpm">MARKETWATCH COMMENTARY</a> </div><br><font face="Arial">Political columnist Darrell Delamaide looks at hypocrisy and corruption in politics...and says there must be consequences. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=0f2121b3743942b4a1153b2c99462b9c&amp;siteid=nwhpm&amp;sguid=WhSLdP1sPEyLeS5_LW_u_Q">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0"><a style="color:#004276" HREF="http://www.marketwatch.com/personal-finance/?siteid=nwhpm">MARKETWATCH PERSONAL FINANCE</a> </div><br><font face="Arial">Think about when you fall in love: You feel great. 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border-top:solid 3px #999999;">Midday Market Alert</div> <div style="font-size:12px; color:#999999; line-height:20px;">07/03/2009 11:30 AM</div> <!--Clear Space under the Headline--> <div style="height:20px;"><img src="http://im.morningstar.com/im/dot_clear.gif" width="565px" height="20px"> </div> </tr> <tr> <!--Taoday's Market--> <td bgcolor="#ffffff"> <table width="565" bgcolor="#d6e3ed" cols="2" cellpadding="0" cellspacing="0" border="0"> <tr> <td width="229" valign="top" bgcolor="#d6e3ed" style=" width:216px; border-right:3px solid #FFFFFF; padding-top:5px; padding-left:5px; padding-right:5px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color: #333333;"> <div style="font-weight:bold;">Today&rsquo;s Market</div> <div style="padding-top:6px;">The daily summary of market movers and the latest news.</div> </td> <td width="336" valign="top" bgcolor="#FFFFFF"> <!-- Table Containing Stock Listings --> <table width="336" align="right" cols="4" cellpadding="0" border="0" cellspacing="0" style="width:336px; padding-top:0px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px; color: #333333;"> <!--Title Row--> <tr height="20px" style="background-color:#d6e3ed;"> <td width="84" valign="middle" style=" width:79px; border-top:solid 1px #CCC; border-bottom:solid 1px #CCC; padding-right:5px; font-weight:bold; color:#666666; text-indent:2px; height:20px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;">Indexes</td> <td width="81" align="right" valign="middle" style=" width:71px; border-top:solid 1px #CCC; border-bottom:solid 1px #CCC; padding-right:10px; font-weight:bold; color:#666666; height:20px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;">Midday</td> <td width="81" align="right" valign="middle" style=" width:71px; border-top:solid 1px #CCC; border-bottom:solid 1px #CCC; padding-right:10px; font-weight:bold; color:#666666; height:20px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;">Gain/Loss</td> <td width="90" align="right" valign="middle" style=" width:85px; border-top:solid 1px #CCC; border-bottom:solid 1px #CCC; padding-right:5px; font-weight:bold; color:#666666; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;">Day Change %</td> </tr> <!--White Background Data Row--> <tr height="25px" style="background-color:#FFFFFF;"> <td width="84" valign="middle" style=" width:79px; border-bottom:solid 1px #CCC; padding-right:5px; text-indent:2px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"><a href="#" style="text-decoration:underline; color:#336699;">MStar Index</a></td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> 2,209.21</td> <td width="81" align="right" valign="middle" style=" width:71px;border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -67.35</td> <td width="90" align="right" valign="middle" style=" width:85px; border-bottom:solid 1px #CCC; padding-right:5px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -2.96</td> </tr> <!--Light Blue Background Data Row--> <tr height="25px" style="background-color:#f3f7fa;"> <td width="84" valign="middle" style=" width:79px; border-bottom:solid 1px #CCC; padding-right:5px; text-indent:2px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"><a href="#" style="text-decoration:underline; color:#336699;">The Dow</a></td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> 8,280.74</td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -223.32</td> <td width="90" align="right" valign="middle" style=" width:85px; border-bottom:solid 1px #CCC; padding-right:5px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -2.63</td> </tr> <!--White Background Data Row--> <tr height="25px" style="background-color:#FFFFFF;"> <td width="84" valign="middle" style="width:79px; border-bottom:solid 1px #CCC; padding-right:5px; text-indent:2px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"><a href="#" style="text-decoration:underline; color:#336699;">S&amp;P</a></td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> 896.42</td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -26.91</td> <td width="90" align="right" valign="middle" style=" width:85px; border-bottom:solid 1px #CCC; padding-right:5px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -2.91</td> </tr> <!--Light Blue Background Data Row--> <tr height="25px" style="background-color:#f3f7fa; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> <td width="84" valign="middle" style=" width:79px; border-bottom:solid 1px #CCC; padding-right:5px; text-indent:2px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"><a href="#" style="text-decoration:underline; color:#336699;">Nasdaq</a></td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> 1,796.52</td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> 0.00</td> <td width="90" align="right" valign="middle" style=" width:85px; border-bottom:solid 1px #CCC; padding-right:5px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> 0.00</td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td style="background-color:#FFFFFF; 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text-decoration:underline;">US Clings To Hopes For 2009 Economic Recovery</a></div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333; padding-top:12px;">News</div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=E9CNA4E0" style="color:#336699; text-decoration:underline;">US Federal Reserve Cautions California IOU Recipients</a></div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333; padding-top:12px;">3rd UPDATE</div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=BEDQFKGQ" style="color:#336699; text-decoration:underline;">FDIC Seeks Limits On Private Equity Cos' Failed Bank Buys</a></div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333; padding-top:12px;">Obama</div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=GJBNBNGR" style="color:#336699; text-decoration:underline;"> June Jobs Report Is 'Sobering News'</a></div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333; padding-top:12px;">2nd UPDATE</div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=BXGIBHAS" style="color:#336699; text-decoration:underline;">FDIC Seeks Limits On Private Equity Firms' Failed Bank Buys</a></div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333; padding-top:12px;">News</div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=ATFOE4AF" style="color:#336699; 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Past performance is no guarantee of future results.</div> </td> </tr> </table> </td> </tr> </table> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-3068278616666026992?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-14885996626602682952009-07-03T09:07:00.001-07:002009-07-03T09:07:38.026-07:00<table width="680" cellspacing="0" cellpadding="0" border="0"> <tbody> <tr> <td style="font-family: arial; font-size: 12pt"><a href="http://marketwatch.com/"><div style="padding:10px; background-color: #012828;"><img src="http://i.mktw.net/mw5/Content/images/mw_logo-200x60.png" width="200" height="60" alt="MarketWatch" border="0"></div></a><div style="padding:10px,0,0,10px; font-weight: bold; color: #808080; padding: 0; font-size: 10pt"> <div style="background-color: #f1f6f3; margin:0; padding: 5px 10px; font-weight: normal; height: 25px;"> <div style="float: left; font-color: #73a2a5; font-size: 20px; ">Personal Finance Daily</div> <div style="float: right; font-color: #73a2a5; font-size: 20px; ">JULY 03, 2009</div> </div> </div> <div style="padding: 10px;"> <h1 style="font-family: arial; font-size:19px">The week's top Personal Finance stories</h1> <div style="font-style: italic; font-size: 10pt; font-family: arial">By MarketWatch</div><br><table align="right" style="margin-left: 10px"> <tbody> <tr> <td><a href="http://ad.doubleclick.net/jump/email.marketwatch.com/email_personalfinance;tile=1;sz=300x250;ord=509594836"><img width="300" height="250" border="0" src="http://ad.doubleclick.net/ad/email.marketwatch.com/email_personalfinance;tile=1;sz=300x250;ord=509594836"></a></td> </tr> <tr> <td><br><br><map name="adsonar_map_1431526_13785224"> <area shape="rect" coords="0,12,300,91" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=0&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,91,300,170" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=1&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,170,300,249" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,0,300,12" href="http://dowjones.adsonar.com/admin/advertisers/indexPl.jsp"> </map><img src="http://newsletter.adsonar.com/nwrss/imgs/nwr_1431526_13785224_399054_1365767_4_2.PNG?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid=" width="300" height="250" border="0" alt="" usemap="#adsonar_map_1431526_13785224"></td> </tr> </tbody> </table> <font face="Arial">In case you missed them, here are the top 10 Personal Finance stories from MarketWatch for the week of June 29-July 3:</font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">How to make your best case for Social Security disability benefits</div><br><font face="Arial">Workers who contribute part of their earnings to Social Security often underestimate what it takes to tap the benefits if they become permanently disabled. The process can be tricky and more time-consuming than people expect, and the weak economy appears to be contributing to a surge in applications, experts say. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=e8f53a2adaad4a508d654601de2cfe03&amp;siteid=nwhpf&amp;sguid=foF9ebmEW0CttXbGERhmqg">See Vital Signs.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">How our 10 investment ideas for 2009 are doing, and what's changed</div><br><font face="Arial">The world didn't come to an end, after all. Six months ago it seemed the very foundation of modern financial markets was crumbling. Everything you knew about investing was wrong. Diversification was dead, defensive strategies were decimated and the mattress was looking like the safest place for your money. Accordingly, the 10 investment ideas for 2009 that MarketWatch highlighted in December were cautious and careful. In hindsight, maybe too cautious. Both U.S. and global markets have rebounded sharply, as economic "green shoots" poked through the frozen economic landscape. Stocks across the board are higher, as are certain parts of the bond market. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=cfd8d708092b444cb34ef896b696d6e6&amp;siteid=nwhpf&amp;sguid=foF9ebmEW0CttXbGERhmqg">See Weekend Investor.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">U.S. home prices down in April, but improvement hints at stabilization</div><br><font face="Arial">U.S. home prices fell in April, but overall annual declines are slowing, according to the national Case-Shiller home price index released Tuesday. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=d406e74b57ca44da81472dc0954620dc&amp;siteid=nwhpf&amp;sguid=foF9ebmEW0CttXbGERhmqg">See Economic Report.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Barack 'Yogi Berra' Obama at the bat</div><br><font face="Arial">Here's what Barack "Yogi Berra" Obama might say to defuse the tension, turn things around and win the game, maybe, the pennant and the Series, or at least give us a few chuckles along the way with these "Yogiisms" from the "Zennist Master of All:" <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=92e1ab616a5e4596b82e616747f788ed&amp;siteid=nwhpf&amp;sguid=foF9ebmEW0CttXbGERhmqg">See Paul B. Farrell.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Obama pushes for more consumer financial safety</div><br><font face="Arial">The Obama administration is pushing to create an agency charged with protecting consumers from unsafe and confusing financial products and services, and sent proposed legislation to Congress on Tuesday. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=6f25b608b592407e9992be9e0f1f123f&amp;siteid=nwhpf&amp;sguid=foF9ebmEW0CttXbGERhmqg">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Focus on paying off credit-card debt, not credit scores</div><br><font face="Arial">With the government changing its rules about credit cards, the card issuers are changing the terms of their agreements with consumers. But consumers aren't changing a thing. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=8f43da6b0adc4f7ebde02697a055085f&amp;siteid=nwhpf&amp;sguid=foF9ebmEW0CttXbGERhmqg">See Chuck Jaffe.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Lower-quality stocks bring high-quality gains to parched investors</div><br><font face="Arial">Given the surge that U.S. stocks have enjoyed, maybe mutual-fund investors should just call it a year. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=97cfd803d97544cdbdd5e480cd50b5e7&amp;siteid=nwhpf&amp;sguid=foF9ebmEW0CttXbGERhmqg">See Mutual Fund/ETF Review &amp; Outlook.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">A tax on health benefits may be coming your way</div><br><font face="Arial">A tax break that many workers don't even realize they have -- the exclusion from taxable income of their employer-provided health benefits -- has become a pawn in the health-care reform chess game as lawmakers look for ways to pay for an overhaul that would reduce costs, boost quality and extend coverage to more Americans. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=085dde48982942f9b2aef3cbfb69db8a&amp;siteid=nwhpf&amp;sguid=foF9ebmEW0CttXbGERhmqg">See Vital Signs.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Why this recession is hitting men harder</div><br><font face="Arial">The current recession is hitting workers in just about every industry, but men are taking a much bigger hit than women. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=ce3a5d0867f44023bd22693060fa3c45&amp;siteid=nwhpf&amp;sguid=foF9ebmEW0CttXbGERhmqg">See Gender Gap.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Five happiness habits that may bring you higher pay, greater success</div><br><font face="Arial">Think about when you fall in love: You feel great. You look at the world differently. You're ready to take on any challenge. Wouldn't you love to stay in that state forever? <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=1fb3f36aeb9b4e19a10bb1ed0456d789&amp;siteid=nwhpf&amp;sguid=foF9ebmEW0CttXbGERhmqg">See Jennifer Openshaw.</a> </font><br><br><font face="Arial"><a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=5c43074b6d264829b6fc33fa08539893&amp;siteid=nwhpf&amp;sguid=foF9ebmEW0CttXbGERhmqg">See the week's Top 10 news and analysis stories.</a> </font><br><br><div style="font-size: 10pt"> Get the latest news on our mobile site: <a style="color:#004276; font-weight: bold" href="http://www.marketwatch.com/m">http://www.marketwatch.com/m</a></div><br><br><hr size="1" noshade color="#cccccc"> <div style="font-size: 10pt"><span style="font-weight: bold">MarketWatch has sent you this newsletter because you signed up to receive it.</span><br>To ensure you receive this newsletter in the future, please add marketwatchmail.com to your list of approved senders.<br>Sent to: andi.fx8888.online@blogger.com <br><br><a style="color:#004276" href="http://www.marketwatch.com/subscriptions/unsubscribe.aspx?email=andi.fx8888.online@blogger.com&amp;prod=406&amp;siteid=nwhpf">Unsubscribe</a> | <a style="color:#004276" href="http://www.marketwatch.com/subscriptions/?siteid=nwhpf">Subscribe</a><br><br></div> <div style="font-size: 8pt"> Copyright 2009 MarketWatch, Inc. All rights reserved.<br> MarketWatch, the MarketWatch logo, and BigCharts are registered trademarks of MarketWatch, Inc.<br> By using this site, you agree to the <a style="color:#004276" href="http://www.marketwatch.com/support/disclaimer.asp?siteid=nwhpf">Terms of Service</a> and <a style="color:#004276" href="http://www.marketwatch.com/support/privacy.asp?siteid=nwhpf">Privacy Policy</a> (updated 6/26/07). <br><br> MarketWatch - Attn: <a style="color:#004276" href="http://www.marketwatch.com/support/feedback.asp?siteid=nwhpf">Customer Service</a>, 201 California St., San Francisco, CA 94111<br><br></div> </div> </td> </tr> </tbody> </table> <IMG SRC="http://tk.wsjemail.com:80/track?mailingid=6706&messageid=MKTWNEWSLETTER-personalfinancedaily-797D817E84B9405BADB576C6111866AA-97063333&databaseid=6706&type=open&serial=1195076408&emailid=andi.fx8888.online@blogger.com&userid=urn:marketwatch-com:ueid,ec04e216-0dc1-448f-8433-756fb129d53f&extra=&&&" WIDTH="1" HEIGHT="1" BORDER="0" /> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-1488599662660268295?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-63575061778806828552009-07-03T09:01:00.001-07:002009-07-03T09:01:09.307-07:00<table width="680" cellspacing="0" cellpadding="0" border="0"> <tbody> <tr> <td style="font-family: arial; font-size: 12pt"><a href="http://marketwatch.com/"><div style="padding:10px; background-color: #012828;"><img src="http://i.mktw.net/mw5/Content/images/mw_logo-200x60.png" width="200" height="60" alt="MarketWatch" border="0"></div></a><div style="padding:10px,0,0,10px; font-weight: bold; color: #808080; padding: 0; font-size: 10pt"> <div style="background-color: #f1f6f3; margin:0; padding: 5px 10px; font-weight: normal; height: 25px;"> <div style="float: left; font-color: #73a2a5; font-size: 20px; ">Midday Report</div> <div style="float: right; font-color: #73a2a5; font-size: 20px; ">JULY 03, 2009</div> </div> </div> <div style="padding: 10px;"> <h1 style="font-family: arial; font-size:19px">Bleak earnings season shines light on outlooks</h1> <div style="font-style: italic; font-size: 10pt; font-family: arial">By MarketWatch</div><br><table align="right" style="margin-left: 10px"> <tbody> <tr> <td><a href="http://ad.doubleclick.net/jump/email.marketwatch.com/email_middayrpt;tile=1;sz=300x250;ord=1188507558"><img width="300" height="250" border="0" src="http://ad.doubleclick.net/ad/email.marketwatch.com/email_middayrpt;tile=1;sz=300x250;ord=1188507558"></a></td> </tr> <tr> <td><br><br><map name="adsonar_map_1431526_13785224"> <area shape="rect" coords="0,12,300,91" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=0&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,91,300,170" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=1&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,170,300,249" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,0,300,12" href="http://dowjones.adsonar.com/admin/advertisers/indexPl.jsp"> </map><img src="http://newsletter.adsonar.com/nwrss/imgs/nwr_1431526_13785224_399054_1365767_4_2.PNG?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid=" width="300" height="250" border="0" alt="" usemap="#adsonar_map_1431526_13785224"></td> </tr> </tbody> </table> <div style="font-family: arial; font-weight:bold; margin-top: 0"><a style="color:#004276" HREF="http://www.marketwatch.com?siteid=nwham">MARKETWATCH FRONT PAGE</a> </div><br><font face="Arial">U.S. stock analysts generally agree the upcoming second-quarter earnings season will be bleak. But they're at odds over whether dreary outlooks will lead to upsets to the upside or whether the market has set itself up for a fall. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=c6156a2ed4254e31853cd879de5b2ac8&amp;siteid=nwham&amp;sguid=VjM5BqJSv0qAfnJo7jst_Q">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Utilities drag Europe lower; British Air climbs</div><br><font face="Arial">European shares edged lower on Friday with U.S. equity markets closed for a holiday, with utilities and metals producers dragging lower. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=8b1fea5373264f09917ccf10ed2b5b0c&amp;siteid=nwham&amp;sguid=VjM5BqJSv0qAfnJo7jst_Q">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Reed Elsevier stars in quiet London trade</div><br><font face="Arial">Reed Elsevier on Friday stood out in a drab London market on Friday after Credit Suisse upgraded the European media sector and said the Anglo-Dutch company was one of its top picks. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=3ca215efc85141e1af3c9d8b5a8a158d&amp;siteid=nwham&amp;sguid=VjM5BqJSv0qAfnJo7jst_Q">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Asia slips on U.S. jobs data, but off session lows</div><br><font face="Arial">Most Asian markets close lower Friday after paring early losses. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=d74c8d504d154996953a7f765720a242&amp;siteid=nwham&amp;sguid=VjM5BqJSv0qAfnJo7jst_Q">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Dollar edges higher in thin trade ahead of holiday</div><br><font face="Arial">Dollar edges higher against its major counterparts Friday. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=0361f3aeb071438f8a5fcf530ab20896&amp;siteid=nwham&amp;sguid=VjM5BqJSv0qAfnJo7jst_Q">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0"><a style="color:#004276" HREF="http://www.marketwatch.com/commentary/?siteid=nwham">MARKETWATCH COMMENTARY</a> </div><br><font face="Arial">Political columnist Darrell Delamaide looks at hypocrisy and corruption in politics...and says there must be consequences. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=0f2121b3743942b4a1153b2c99462b9c&amp;siteid=nwham&amp;sguid=VjM5BqJSv0qAfnJo7jst_Q">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0"><a style="color:#004276" HREF="http://www.marketwatch.com/personal-finance/?siteid=nwham">MARKETWATCH PERSONAL FINANCE</a> </div><br><font face="Arial">Think about when you fall in love: You feel great. You look at the world differently. You're ready to take on any challenge. Wouldn't you love to stay in that state forever? <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=1fb3f36aeb9b4e19a10bb1ed0456d789&amp;siteid=nwham&amp;sguid=VjM5BqJSv0qAfnJo7jst_Q">See full story.</a> </font><br><br><div style="font-size: 10pt"> Get the latest news on our mobile site: <a style="color:#004276; font-weight: bold" href="http://www.marketwatch.com/m">http://www.marketwatch.com/m</a></div><br><br><hr size="1" noshade color="#cccccc"> <div style="font-size: 10pt"><span style="font-weight: bold">MarketWatch has sent you this newsletter because you signed up to receive it.</span><br>To ensure you receive this newsletter in the future, please add marketwatchmail.com to your list of approved senders.<br>Sent to: andi.fx8888.online@blogger.com <br><br><a style="color:#004276" href="http://www.marketwatch.com/subscriptions/unsubscribe.aspx?email=andi.fx8888.online@blogger.com&amp;prod=401&amp;siteid=nwham">Unsubscribe</a> | <a style="color:#004276" href="http://www.marketwatch.com/subscriptions/?siteid=nwham">Subscribe</a><br><br></div> <div style="font-size: 8pt"> Copyright 2009 MarketWatch, Inc. All rights reserved.<br> MarketWatch, the MarketWatch logo, and BigCharts are registered trademarks of MarketWatch, Inc.<br> By using this site, you agree to the <a style="color:#004276" href="http://www.marketwatch.com/support/disclaimer.asp?siteid=nwham">Terms of Service</a> and <a style="color:#004276" href="http://www.marketwatch.com/support/privacy.asp?siteid=nwham">Privacy Policy</a> (updated 6/26/07). <br><br> MarketWatch - Attn: <a style="color:#004276" href="http://www.marketwatch.com/support/feedback.asp?siteid=nwham">Customer Service</a>, 201 California St., San Francisco, CA 94111<br><br></div> </div> </td> </tr> </tbody> </table> <IMG SRC="http://tk.wsjemail.com:80/track?mailingid=6705&messageid=MKTWNEWSLETTER-middayreport-0639335652A24ABF807E7268EE3B2DFD-97063189&databaseid=6705&type=open&serial=1195076407&emailid=andi.fx8888.online@blogger.com&userid=urn:marketwatch-com:ueid,ec04e216-0dc1-448f-8433-756fb129d53f&extra=&&&" WIDTH="1" HEIGHT="1" BORDER="0" /> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-6357506177880682855?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-22839904594569380182009-07-03T07:44:00.000-07:002009-07-03T16:49:49.054-07:00<P align=center><A href="http://www.treplehouse.com/index.php?module=catalog&amp;action=detail&amp;id_catalog=21&amp;id_item=10"><IMG alt="" src="cid:image_0000" border=0></A></P><br>This message was delivered by MDaemon - http://www.altn.com/MDaemon/<br> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-2283990459456938018?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-69065286153321080442009-07-03T05:14:00.001-07:002009-07-03T05:14:07.154-07:00<style type="text/css"> h1 a:hover {background-color:#888;color:#fff ! important;} div#emailbody table#itemcontentlist tr td div ul { list-style-type:square; padding-left:1em; } div#emailbody table#itemcontentlist tr td div blockquote { padding-left:6px; border-left: 6px solid #dadada; margin-left:1em; } div#emailbody table#itemcontentlist tr td div li { margin-bottom:1em; margin-left:1em; } table#itemcontentlist tr td a:link, table#itemcontentlist tr td a:visited, table#itemcontentlist tr td a:active, ul#summarylist li a { color:#000099; font-weight:bold; text-decoration:none; } img {border:none;} </style> <div xmlns="http://www.w3.org/1999/xhtml" id="emailbody" style="margin:0 2em;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"> <table style="border:0;padding:0;margin:0;width:100%" xmlns:atom10="http://www.w3.org/2005/Atom"> <tr> <td width="99%" style="vertical-align:top"> <h1 style="margin:0;padding-bottom:6px;"> <a style="color:#888;font-size:22px;font-family:Arial, Helvetica, sans-serif;font-weight:normal;text-decoration:none;" href="http://jakjobs.com" title="(http://jakjobs.com)">Jakjobs.com Find Job, Career, Opportunity in Indonesia</a> <br> <a href="http://fusion.google.com/add?source=atgs&feedurl=http://feeds.feedburner.com/Jakjobsdotcom"><img src="http://gmodules.com/ig/images/plus_google.gif" border="0" alt="" style="padding-top:6px"></a> </h1> </td><td width="1%"></td> </tr> </table> <hr style="border:1px solid #ccc;padding:0;margin:0"> <ul style="clear:both;padding:0 0 0 1.2em;width:100%" id="summarylist"> <li> <a href="#1">Slickbar Indonesia Oil Spill Combat Operator</a> </li> <li> <a href="#2">Kupu Kupu Barong Villas &amp; Tree Spa Vacancies in Ubud Bali</a> </li> <li> <a href="#3">Hotel Ibis Rajawali Surabaya Jobs Vacancies</a> </li> <li> <a href="#4">Logistics Coordinator Vacancy</a> </li> <li> <a href="#5">Account Executive and Account Manager Vacancies</a> </li> </ul> <table id="itemcontentlist"> <tr> <td style="margin-bottom:0;line-height:1.4em;"> <p xmlns="" style="margin:1em 0 3px 0;"> <a name="1" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="http://jakjobs.com/lowongan-kerja-3/lowongan-oil-gas/slickbar-indonesia-oil-spill-combat-operator/">Slickbar Indonesia Oil Spill Combat Operator</a> </p> <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;"> <span>Posted:</span> 02 Jul 2009 10:46 PM PDT</p> <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><p>Manufacturer of Oil Spill Response Equipment, under US license, has been operating in Indonesia for 25 years with the Oil and Gas industry as one of our main customers, is urgently seeking fast learning and hard working persons to fill the following positions<br /> <strong>OIL SPILL COMBAT OPERATOR</strong><br /> Will be traveling around Indonesia and around the world combating Oil Spills using more than 100 oil spill response equipments combined wit the latest technology.<br /> D3/S1 graduate of Engineering, Machinery or similar faculties<br /> Female, single 19-30 years old<br /> Willing to travel to offshore-platforms and remote locations around Indonesia and aboard<br /> NO experience Is required as training will be provided by the company at no charge<br /> Hard working, open minded ,independent, team player<br /> Height above 160 cm preferred<br /> Lumpsum benefits for Combating Oil Spills.<br /> This position requires good command of verbal and written English (TOEFL > 450 ) and active use o computer applications (Word, Excel, Power Point).Transportation is provided from East Jakarta to Lippo Cikarang<span id="more-13049"></span></p> <p>If you meet the above requirements, please send your application letter with Resume/CV signed by hand, 3 x4 cm photo of yourself and relevant supporting documents not later than 9 th July 2009 by post/email<br /> <strong>HRD of PT.SLICKBAR INDOENSIA /hrd@slickbar.co.id</strong><br /> <strong>PT SLICKBAR INDONEISA</strong><br /> <strong>Delta Silicon II Industrial Park, Blok F2 No1<br /> Lippo Cikarang, Bekasi 17550 West Java, Indonesia</strong><br /> Website:www.slickbar.com</p> <BR/><MAP name="bdv_RSS_Ad_030709054620"><AREA alt="Feed Ads By BidVertiser.com" shape="poly" coords="0,0,467,0,467,45,315,45,315,59,0,59" href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=030709054620&amp;click=1" target="_blank" /><AREA alt="Feed Ads By BidVertiser.com" shape="rect" coords="315,45,467,59" href="http://www.bidvertiser.com/bdv/bidvertiser/bdv_ref.dbm?Ref_PID=117622&amp;Ref_Option=main&amp;source=63859948" target="_blank" /></MAP><P><a href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=030709054620&amp;click=1" target="_blank"><IMG src="http://bdv.bidvertiser.com/BidVertiser.dbm?pid=117622&amp;bid=282567&amp;PHS=030709054620&amp;rssimage=1&amp;rSRC=2" border="0" usemap="#bdv_RSS_Ad_030709054620" /></a></P><div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=i0LU-2CLyRU:J0YG0Qrtbr8:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=i0LU-2CLyRU:J0YG0Qrtbr8:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=i0LU-2CLyRU:J0YG0Qrtbr8:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=i0LU-2CLyRU:J0YG0Qrtbr8:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=i0LU-2CLyRU:J0YG0Qrtbr8:V_sGLiPBpWU" border="0"></img></a> </div></div> </td> </tr> <tr> <td style="margin-bottom:0;line-height:1.4em;"> <p style="margin:1em 0 3px 0;"> <a name="2" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="http://jakjobs.com/lowongan-kerja-3/hotel/kupu-kupu-barong-villas-tree-spa-vacancies-in-ubud-bali/">Kupu Kupu Barong Villas &amp; Tree Spa Vacancies in Ubud Bali</a> </p> <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;"> <span>Posted:</span> 02 Jul 2009 09:59 AM PDT</p> <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><p>Kindly be informed that Kupu Kupu Barong Villas &#038; Tree Spa in Kedewatan Ubud is urgently seeking for the qualified of:<br /> 1. <a href="http://jakjobs.com/tag/lowongan-chef">EXECUTIVE CHEF</a><br /> 2. <strong>CORPORATE CONTROLLER</strong></p> <p>With Qualification Requirements:<br /> 1. Minimum 3 years experience in the same position<br /> 2. Good comments in English both oral and written<br /> 3. Strongth leadershif and managerial skill<br /> 4. High motivation and ready to work under presure.<br /> 5. Tax educational background (2)<br /> 6. Good comments of Hotel and Project Management knowledge(2)<span id="more-13029"></span></p> <p>Please send your application letter and Curriculum Vitae with recent close photograph by email to; <strong>marc@kupubarong.com</strong></p> <p>Thank you</p> <p><strong>I Made Suartika<br /> Human Resources Manager</strong><br /> <strong>Kupu Kupu Barong Villas &#038; Tree Spa</strong><br /> <strong>Jl. Raya Kedewatan Ubud, Gianyar-BALI</strong><br /> Phone: +62 361 975478,<br /> Fax: +62 361 975 079<br /> Email:<strong> hrm@kupubarong.com</strong></p> <BR/><MAP name="bdv_RSS_Ad_020709045908"><AREA alt="Feed Ads By BidVertiser.com" shape="poly" coords="0,0,467,0,467,45,315,45,315,59,0,59" href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=020709045908&amp;click=1" target="_blank" /><AREA alt="Feed Ads By BidVertiser.com" shape="rect" coords="315,45,467,59" href="http://www.bidvertiser.com/bdv/bidvertiser/bdv_ref.dbm?Ref_PID=117622&amp;Ref_Option=main&amp;source=63859948" target="_blank" /></MAP><P><a href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=020709045908&amp;click=1" target="_blank"><IMG src="http://bdv.bidvertiser.com/BidVertiser.dbm?pid=117622&amp;bid=282567&amp;PHS=020709045908&amp;rssimage=1&amp;rSRC=2" border="0" usemap="#bdv_RSS_Ad_020709045908" /></a></P><div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=8gk-awAaY6A:gazWhe_CV18:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=8gk-awAaY6A:gazWhe_CV18:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=8gk-awAaY6A:gazWhe_CV18:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=8gk-awAaY6A:gazWhe_CV18:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=8gk-awAaY6A:gazWhe_CV18:V_sGLiPBpWU" border="0"></img></a> </div></div> </td> </tr> <tr> <td style="margin-bottom:0;line-height:1.4em;"> <p style="margin:1em 0 3px 0;"> <a name="3" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="http://jakjobs.com/lowongan-kerja-3/hotel/hotel-ibis-rajawali-surabaya-jobs-vacancies/">Hotel Ibis Rajawali Surabaya Jobs Vacancies</a> </p> <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;"> <span>Posted:</span> 02 Jul 2009 09:56 AM PDT</p> <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><p>Conveniently located in the historic district of Surabaya and surrounded by a big shopping center, the hotels caters to both and short stay guests. Facilities include a Restaurant and bar, health club and spa as well as meeting and conference facilities. <a href="http://jakjobs.com/tag/lowongan-hotel-ibis">Lowongan Hotel Ibis 2009</a>.<br /> <strong><br /> Restaurant &#038; Bar Manager<br /> Chef<br /> C D P<br /> Housekeeping Manager<br /> Chief Engineer<br /> Sales Manager<br /> Asst. FO Manager<br /> Reservation</strong></p> <p>There are many benefits and advantages in joining an Accor brand:<br /> - Multi cultural work environment<br /> - Dedicated training programs<br /> - Attractive salary and benefits package<br /> - A highly motivated team<br /> - Firm commitment to the development of careers<span id="more-13027"></span></p> <p>Please forward your application (cover letter, update resume) by latest 10 July 2009 to:<br /> Personnel Department<br /> <strong>Ibis Rajawali Surabaya</strong><br /> <strong>Jl. Rajawali 9-11<br /> Surabaya 60175</strong><br /> Phone : 031 - 3539994<br /> E-mail: 031 – 3539995<br /> E-mail : <strong>hrd@ibisrajawali.com</strong><br /> Only short listed candidates will be contacted</p> <BR/><MAP name="bdv_RSS_Ad_020709045614"><AREA alt="Feed Ads By BidVertiser.com" shape="poly" coords="0,0,467,0,467,45,315,45,315,59,0,59" href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=020709045614&amp;click=1" target="_blank" /><AREA alt="Feed Ads By BidVertiser.com" shape="rect" coords="315,45,467,59" href="http://www.bidvertiser.com/bdv/bidvertiser/bdv_ref.dbm?Ref_PID=117622&amp;Ref_Option=main&amp;source=63859948" target="_blank" /></MAP><P><a href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=020709045614&amp;click=1" target="_blank"><IMG src="http://bdv.bidvertiser.com/BidVertiser.dbm?pid=117622&amp;bid=282567&amp;PHS=020709045614&amp;rssimage=1&amp;rSRC=2" border="0" usemap="#bdv_RSS_Ad_020709045614" /></a></P><div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=r-JAHzlUPLI:bWDcWS3e4TY:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=r-JAHzlUPLI:bWDcWS3e4TY:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=r-JAHzlUPLI:bWDcWS3e4TY:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/Jakjobsdotcom?a=r-JAHzlUPLI:bWDcWS3e4TY:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/Jakjobsdotcom?i=r-JAHzlUPLI:bWDcWS3e4TY:V_sGLiPBpWU" border="0"></img></a> </div></div> </td> </tr> <tr> <td style="margin-bottom:0;line-height:1.4em;"> <p style="margin:1em 0 3px 0;"> <a name="4" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="http://jakjobs.com/lowongan-kerja-2/lowongan-jakarta/logistics-coordinator-vacancy/">Logistics Coordinator Vacancy</a> </p> <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;"> <span>Posted:</span> 02 Jul 2009 09:45 AM PDT</p> <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><p>As a response to the expansive business growth in the oil and gas sector, to serve the needs of relevant services in this sector. Especially to provide IPM (Integrated Project Management)/ IDS (Integrated Drilling Services) in the drilling activities. Or, acting as drilling contractor to support oil/ gas/ geothermal business activities.</p> <p>With the full support of all resources and networks from our company Group and experienced engineers, personnel, and Rigs Asset, our company is certain and confident that we can provide fully professional services to the satisfaction of the entire stakeholder. Especially to and from the customers.</p> <p>We are currently seeking a candidate to fill our vacant position as <strong>Logistics Coordinator</strong> with the following roles &#038; responsibilities :<br /> - To coordinate and ensure that all of Logistics functions will run in line with the Rig Operation.<br /> - To analyze an effective and efficient cost logistics.<br /> - Provide regular report of Logistics handling to Operation Manager in daily basis.<br /> - Coordinate the importation administration process to fulfill the time schedule of goods handling.<br /> - Coordinate and arrange the tools, parts and equipment transportation to and from Rig Location.<br /> - Liaise with relevant vendors in arranging the goods transportation to and from location.<br /> - Liaise with all Line Management to achieve the efficient and effective cost of Logistics handling.<br /> <span id="more-13041"></span><br /> <strong>General Skill and Requirement:</strong><br /> - Male/female<br /> - At least 5 (five) years working experience in Logistics and Import Duty Handling.<br /> - Having good knowledge and understanding of Import Duty Handling.<br /> - Good knowledge and understanding of customs clearance administration and cost.<br /> - Certified Customs Clearance handling.<br /> - Having good communication in English both written and verbal.<br /> - Willing to work in team and tight schedule.<br /> - Able to operate computer Microsoft Office and internet<br /> - Good personality, hard worker, independent and honest</p> <p>Please send your detailed resume not later than two weeks after this advertisement and put your recent photograph to: <strong>hrd.recruitmentdrilling@gmail.com</strong> </p> <BR/><MAP name="bdv_RSS_Ad_020709044520"><AREA alt="Feed Ads By BidVertiser.com" shape="poly" coords="0,0,467,0,467,45,315,45,315,59,0,59" href="http://secure.bidvertiser.com/performance/bdv_rss_rd.dbm?pid=117622&amp;bid=282567&amp;PHS=020709044520&amp;click=1" target="_blank" /><AREA 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communications, specialize in corporate identity, branding strategies, print design, digital and to become a one stop<br /> design, print and display solutions provider in Indonesia is now seeking candidates that are pleasant, dedicated and independent to join our company.</p> <p><a href="http://jakjobs.com/tag/lowongan-ae">Account Executive (AE)</a><br /> Key Responsibilities :<br /> - Seeking and identifying opportunities in capturing new clients.<br /> - Using an existing network of industry contacts to generate revenue.<br /> - Maintaining and expanding relationships with existing clients.<br /> - Achieving the sales target.<br /> - Following up on meetings and sales leads, quotations, etc.<br /> - Completing administrative work, as required.<br /> <span id="more-13025"></span><br /> <strong>Account Manager (AM)</strong><br /> - Leading and training other members of account team.<br /> - Managing the work of account executives.<br /> - Leading project management activity.<br /> - Ensuring necessary actions are undertaken by the account team.</p> <p><strong>Requirements</strong><br /> - Male / Female, max 30 years old.<br /> - Customer oriented.<br /> - Fast learner and committed to self-improvement.<br /> - Smart and creative person with good communication &#038; interpersonal skills.<br /> - Posses good selling techniques and presentation skills.<br /> - Have high degree of enthusiasm and vitality.<br /> - Minimal education D3/S1 in advertising, marketing, business administration or design related field.<br /> - 3+ years of experience / design services / promotional material products / printing product / similar products [for AM]<br /> - Hard worker, honest, good looking, good attitude, responsible &#038; committed.<br /> - Preferable have own vehicle.</p> <p>Send your<br /> application letter with resume, along with latest color photograph to e-mail:<br /> <strong>3c.recruitment@gmail.com</strong><br /> or<br /> <strong>sigitbintoro@yahoo.com</strong><br /> 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href="http://marketwatch.com/"><div style="padding:10px; background-color: #012828;"><img src="http://i.mktw.net/mw5/Content/images/mw_logo-200x60.png" width="200" height="60" alt="MarketWatch" border="0"></div></a><div style="padding:10px,0,0,10px; font-weight: bold; color: #808080; padding: 0; font-size: 10pt"> <div style="background-color: #f1f6f3; margin:0; padding: 5px 10px; font-weight: normal; height: 25px;"> <div style="float: left; font-color: #73a2a5; font-size: 20px; ">Real Estate Weekly</div> <div style="float: right; font-color: #73a2a5; font-size: 20px; ">JULY 03, 2009</div> </div> </div> <div style="padding: 10px;"> <h1 style="font-family: arial; font-size:19px">This week's Real Estate stories</h1> <div style="font-style: italic; font-size: 10pt; font-family: arial">By MarketWatch</div><br><table align="right" style="margin-left: 10px"> <tbody> <tr> <td><a href="http://ad.doubleclick.net/jump/email.marketwatch.com/email_realestate;tile=1;sz=300x250;ord=462854347"><img width="300" height="250" border="0" src="http://ad.doubleclick.net/ad/email.marketwatch.com/email_realestate;tile=1;sz=300x250;ord=462854347"></a></td> </tr> <tr> <td><br><br><map name="adsonar_map_1431526_13785224"> <area shape="rect" coords="0,12,300,91" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=0&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,91,300,170" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=1&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,170,300,249" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,0,300,12" href="http://dowjones.adsonar.com/admin/advertisers/indexPl.jsp"> </map><img src="http://newsletter.adsonar.com/nwrss/imgs/nwr_1431526_13785224_399054_1365767_4_2.PNG?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid=" width="300" height="250" border="0" alt="" usemap="#adsonar_map_1431526_13785224"></td> </tr> </tbody> </table> <font face="Arial">New research found that more than 25% of mortgage loan defaults are strategic -- that is, a quarter of homeowners who default on their mortgages are walking away from their homes even if they can afford to make their payments. </font><br><br><font face="Arial">Homeowners are especially motivated to walk away when home values have fallen by more than 15%, according to a new paper, "Moral and Social Restraints to Strategic Default on Mortgages," by researchers at the Kellogg School of Management at Northwestern University, the University of Chicago Booth School of Business and the European University Institute. Data were collected within the last six months as part of the Chicago Booth/Kellogg School Financial Trust Index, a quarterly indicator of the amount of trust Americans have in private institutions in which they can invest their money. </font><br><br><font face="Arial">"Housing policy under the current administration has focused on reducing households' cash flow problems in response to the housing crisis, but no one has addressed the negative equity issue as part of public policy regarding housing," said Paola Sapienza, a co-author of the paper, in a news release. "We're in a completely different economic environment today, where for the first time since the Great Depression millions of Americans have mortgage loans that exceed the value of their home." </font><br><br><font face="Arial">"As defaults become more common, the social stigma attached with defaulting will likely be reduced, especially if there continues to be few repercussions for people who walk away from their loans," Sapienza said. "This has an adverse effect on homeowners who do pay their mortgages, and the after-effects of more defaults and more price collapse could be economic catastrophe."</font><br><br><font face="Arial">The report found that homeowners often won't default as long as negative equity doesn't exceed 10% of the value of the home. However, 17% of households would default -- even if they could afford their mortgage payments -- when their equity shortfall reaches 50% of the value of their home, according to the paper. In numerous housing markets, home prices have suffered declines of more than 30%.<br> <a style="color:#004276" HREF="http://www.financialtrustindex.org/">Read more about the study.</a> </font><br><br><font face="Arial">Read more real estate news in this week's pages, including the latest data on mortgage rates and home prices. </font><br><br><font face="Arial">Aside from their equity situation, researchers said that the local housing market also plays a role in whether a homeowner underwater on a mortgage feels comfortable walking away. And people are more likely to strategically default if they know someone who took the same sort of action. </font><br><br><font face="Arial">"Our research showed there is a 'multiplication effect,' where the social pressure not to default is weakened when homeowners live in areas of high frequency of foreclosures or know others who defaulted strategically," said Luigi Zingales, a co-author of the paper, in the release. "In fact, the predisposition to default increases with the number of foreclosures in the same ZIP code."</font><br><br><font face="Arial"><i>-- </i><a style="color:#004276" HREF="mailto:ahoak@marketwatch.com">Amy Hoak,</a> <i> Real Estate writer</i></font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Using the homestead laws to protect you from creditors</div><br><font face="Arial">A friend of mine asked me about homesteading as a way to keep credit-card companies and other creditors from placing liens against someone's home. He has already defaulted on some of his debt and worked out repayment with a couple creditors, but he has not filed for bankruptcy. He was interested in finding out whether homesteading is a good idea. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=98074453f5ad4637809e251ff6f3678c&amp;siteid=nwhreal&amp;sguid=9hU3-VNKzE-M9GcK-UqpAQ">See Realty Q&amp;A.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">New exchange-traded securities linked to home prices</div><br><font face="Arial">Investors can now bet for or against a recovery in the residential real estate market with new exchange-listed securities designed to mimic the movement of U.S. home prices. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=b9cb61fcf1f946c39626342509df5c32&amp;siteid=nwhreal&amp;sguid=9hU3-VNKzE-M9GcK-UqpAQ">See ETF Focus.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">U.S. home prices down in April, but improvement hints at stabilization</div><br><font face="Arial">U.S. home prices fell in April, but overall annual declines are slowing, according to the national Case-Shiller home price index released Tuesday. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=d406e74b57ca44da81472dc0954620dc&amp;siteid=nwhreal&amp;sguid=9hU3-VNKzE-M9GcK-UqpAQ">See Economic Report.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">British house prices up 0.9% in June: Nationwide</div><br><font face="Arial">British house prices rose 0.9% in June, offering further evidence the nation's beleaguered housing market is beginning to stabilize, mortgage lender Nationwide reported Tuesday. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=9eb8fae79af34e0e96d683852ffa8f90&amp;siteid=nwhreal&amp;sguid=9hU3-VNKzE-M9GcK-UqpAQ">See Economic Report.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Lower rates fail to rouse homeowners to consider refinancing</div><br><font face="Arial">The volume of mortgage applications filed last week dropped a seasonally adjusted 18.9% from the week before, as refinancing activity plunged, the Mortgage Bankers Association reported Wednesday. Applications for mortgages to refinance existing home loans fell 30% for the week ended June 26 -- putting the MBA survey's refinance index at its lowest level since November. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=61b0a21da7f44d39b7d777a3aeed414a&amp;siteid=nwhreal&amp;sguid=9hU3-VNKzE-M9GcK-UqpAQ">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Mortgage rates continue fall from mid-June peak</div><br><font face="Arial">Rates on the 30-year fixed-rate mortgage fell this week, averaging 5.32%, a quarter of a percentage point lower than they averaged at their mid-June peak, Freddie Mac reported on Thursday. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=64def2c757fe4e8ba1e484f5559e1270&amp;siteid=nwhreal&amp;sguid=9hU3-VNKzE-M9GcK-UqpAQ">See Mortgages.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Cracked houses: what the boom built</div><br><font face="Arial">Robert and Kay Lynn lay in bed shortly after closing on their new home in the Blue Oaks subdivision in Rancho Murieta, Calif., abutting an 18-hole golf course. They were listening to the "pop, pop, pop" of what they thought were acorns falling onto the roof. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/story/what-the-boom-built?siteid=nwhreal">See full story.</a> </font><br><br><div style="font-size: 10pt"> Get the latest news on our mobile site: <a style="color:#004276; font-weight: bold" href="http://www.marketwatch.com/m">http://www.marketwatch.com/m</a></div><br><br><hr size="1" noshade color="#cccccc"> <div style="font-size: 10pt"><span style="font-weight: bold">MarketWatch has sent you this newsletter because you signed up to receive it.</span><br>To ensure you receive this newsletter in the future, please add marketwatchmail.com to your list of approved senders.<br>Sent to: andi.fx8888.online@blogger.com <br><br><a style="color:#004276" href="http://www.marketwatch.com/subscriptions/unsubscribe.aspx?email=andi.fx8888.online@blogger.com&amp;prod=415&amp;siteid=nwhreal">Unsubscribe</a> | <a style="color:#004276" href="http://www.marketwatch.com/subscriptions/?siteid=nwhreal">Subscribe</a><br><br></div> <div style="font-size: 8pt"> Copyright 2009 MarketWatch, Inc. All rights reserved.<br> MarketWatch, the MarketWatch logo, and BigCharts are registered trademarks of MarketWatch, Inc.<br> By using this site, you agree to the <a style="color:#004276" href="http://www.marketwatch.com/support/disclaimer.asp?siteid=nwhreal">Terms of Service</a> and <a style="color:#004276" href="http://www.marketwatch.com/support/privacy.asp?siteid=nwhreal">Privacy Policy</a> (updated 6/26/07). <br><br> MarketWatch - Attn: <a style="color:#004276" href="http://www.marketwatch.com/support/feedback.asp?siteid=nwhreal">Customer Service</a>, 201 California St., San Francisco, CA 94111<br><br></div> </div> </td> </tr> </tbody> </table> <IMG SRC="http://tk.wsjemail.com:80/track?mailingid=6704&messageid=MKTWNEWSLETTER-realestateweekly-F93715F64A534FCC8CF4670AF94AA901-97053030&databaseid=6704&type=open&serial=1195076406&emailid=andi.fx8888.online@blogger.com&userid=urn:marketwatch-com:ueid,ec04e216-0dc1-448f-8433-756fb129d53f&extra=&&&" WIDTH="1" HEIGHT="1" BORDER="0" /> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-3974146427363719193?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-54616905082701776262009-07-03T02:17:00.000-07:002009-07-03T02:18:52.706-07:00<style type="text/css"> <!-- .featureText { padding: 13px; 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We honor your privacy and time If this newsletter no longer meets your needs, please use the unsubscribe link at the bottom of this newsletter and you will be removed immediately. </td> </tr> <!-- Welcome text end --> <!-- Features --> <tr> <td class="leftColumnSeparator"> <!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head id="head1"><title> </title></head> <body> <div id="_Article_divContent"> <div id="_Article_divTitle" style="font-weight:bold;"> </div> <div id="_Article_divAuthor" style="font-style:italic;"> </div> <div> <p align=center><a href="http://www.crosswalkmail.com/rqllzmsvvn_njhrqllpzzz.html" target=_blank><img height=75 alt="" src="http://media.salemwebnetwork.com/crosswalk/faith/devotionals/TGIF.jpg" width=400 align=top border=0></a></p> <div align=left><font class=body> <p><strong class=swncms-header>How's Your Joy Quotient?</strong><br>By Os Hillman</p> <p>July 3</p> <p>&nbsp;</p> <p><em>"Do not grieve, for the joy of the LORD is your strength" (Neh 8:10). </em></p> <p>One of the overriding evidences that someone has a genuine relationship with our living Savior is their consistent attitude of joy and outlook on life. A follower of Jesus should not be a person who always looks at life as if the glass is half empty. Instead, we should be the most positive people on earth. We should see opportunity in the midst of challenges. </p> <p>The light that resides in you should be like the beam of a lighthouse to a ship that is seeking direction. Our lives should have the fragrance of Christ. People should be attracted to our lives just as the bee is attracted to the nectar in the colorful flower. </p> <p>The apostle Paul understood this when he said, "But thanks be to God, who always leads us in triumphal procession in Christ and through us spreads everywhere the fragrance of the knowledge of him. For we are to God the aroma of Christ among those who are being saved and those who are perishing. To the one we are the smell of death; to the other, the fragrance of life" (2 Cor 2:14-16). </p> <p>I must admit I've been with some believers whose attitude toward life is more like a porcupine. It's painful to get too close to them because of their negative and poisonous view of life that criticizes the world around them. </p> <p>No matter what circumstance you may find yourself in, the joy of the Lord must be your strength. Paul learned this truth even in the midst of his adversities. "I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want. I can do everything through him who gives me strength (Phil 4:12-13). </p> <p>How would others describe your joy quotient? On a scale of 1 to 10, where would they rank you? Today, make a commitment to greet every circumstance knowing that the joy of the Lord is your strength. </p> <p>Contact Os Hillman at <a href="http://www.crosswalkmail.com/njzzbrhfff_njhrqllpzzz.html" target=_blank>www.marketplaceleaders.org</a>.</p> </font><font size=3> </font></div> <table cellPadding=3 bgColor=#f1f1f1> <tbody> <tr> <td><span style="FONT-SIZE: 10pt; FONT-FAMILY: arial"> <div align=center><img height=130 src="http://www.faithandworkresources.com/images/59656/thirdawakening.jpg"><br><span style="FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: verdana"><strong>The Third Awakening AudioBook</strong></span><br><a href="http://www.crosswalkmail.com/fwvvdmqyyp_njhrqllpzzz.html"><img alt="" src="http://www.netministry.com/clientfiles/60892/buynowbutton2.gif" border=0></a></div> </span></td> <td vAlign=top><span style="FONT-SIZE: 10pt; FONT-FAMILY: arial"><strong>A Fun, Fast-Paced Story With An Eternal Ending</strong><br>Prepare yourself for a fun and fast paced story about how God uses events in the lives of ordinary people to change the course of history for millions. After listening to this audio book, you may never look at yourself, your friends, or the world around you the same way again. <br><strong><a href="http://www.crosswalkmail.com/ihccbkdplk_njhrqllpzzz.html">Learn More | Buy Now</a> </strong></span></td> </tr> </tbody> </table> </div> </div> <img src="http://www.crosswalkmail.com/dbzzqcgygl_njhrqllpzzz.gif&o=1" width="0" height="0"> </body> </html> </td> </tr> <!-- features end --> </table> </td> <!-- center column end --> <!-- right column --> <td bgcolor="#e6e6e6" width="150" style="border-left: solid 1px #CCCCCC;"> <!-- forward/subscribe --> <table border="0" cellpadding="7" cellspacing="0"> <tr valign="top"> <td><a href="http://www.crosswalkmail.com/Forward.do?a=main&m=wspqtptp&r=njhrqllpzzz"><img src="http://media.salemwebnetwork.com/htmlemails/crosswalk/gr/icon_email_friend.gif" border="0"></a></td> <td class="smallText">If you enjoyed this newsletter, <a href="http://www.crosswalkmail.com/Forward.do?a=main&m=wspqtptp&r=njhrqllpzzz">forward it on to a friend</a>.</td> </tr> <tr valign="top"> <td><a href="http://www.crosswalkmail.com/myllqvswzl_njhrqllpzzz.html"><img src="http://media.salemwebnetwork.com/htmlemails/crosswalk/gr/icon_subscribe.gif" border="0"></a></td> <td class="smallText">If this message was forwarded to you from a friend, <a href="http://www.crosswalkmail.com/xdbbwsktfz_njhrqllpzzz.html">signup for your own subscription here</a>.</td> </tr> <!-- forward/subscribe end --> <!-- Ecards --> <tr> <td colspan="2" class="leftColumnSeparator"> <font color="#666666"><strong>FREE ECARDS</strong></font> <br><br> <A HREF="http://www.crosswalkmail.com/zrvvwbsnrm_njhrqllpzzz.html"><img src="http://media.salemwebnetwork.com/ecards/birthdays/gentlebday.80.tn.jpg" alt="" border="0"><BR><a HREF="http://www.crosswalkmail.com/gbppsqjdht_njhrqllpzzz.html" CLASS="boldLink">Send this Card</A> <br><br> <A HREF="http://www.crosswalkmail.com/wsrrtgfwmt_njhrqllpzzz.html"><img src="http://media.salemwebnetwork.com/ECARDS/justforfun/amongtheuniverse.80.tn.jpg" alt="" border="0"><BR><a HREF="http://www.crosswalkmail.com/kwvvsmlwqk_njhrqllpzzz.html" CLASS="boldLink">Send this Card</A> <br><br> <A HREF="http://www.crosswalkmail.com/dbzzqcgwyy_njhrqllpzzz.html"><img src="http://www.crossdaily.com/img/cards/encouragement/encouragement/enc33tn.jpg" alt="" border="0"><BR><a HREF="http://www.crosswalkmail.com/ohnnfvgcnv_njhrqllpzzz.html" CLASS="boldLink">Send this Card</A> </td> </tr> <!-- ecards end --> <!-- text ads --> <tr> <td colspan="2" class="leftColumnSeparator"> <a href="http://www.crosswalkmail.com/aqvvktlzvl_njhrqllpzzz.html">Rescue a child from poverty</a> <br> <br> <a href="http://www.crosswalkmail.com/aqvvktlzvk_njhrqllpzzz.html">Start a Home-Based Business</a> <br> <br> <a href="http://www.crosswalkmail.com/zrvvwbsrvp_njhrqllpzzz.html">Free Publishing Guide</a> <br> <br> <a href="http://www.crosswalkmail.com/tdccjkhdlv_njhrqllpzzz.html">Advertise with us</a> </td> </tr> <!-- text ads end --> <!-- Salem info --> <tr> <td colspan="2" class="leftColumnSeparator"> <a href="http://www.crosswalkmail.com/ueqqwcbgjb_njhrqllpzzz.html"><img src="http://media.salemwebnetwork.com/htmlemails/crosswalk/gr/salem_logo.gif" border="0"></a><br><br> Crosswalk.com is a member of the Salem Web Network of sites including: <br><br> <a href="http://www.crosswalkmail.com/czppntbldn_njhrqllpzzz.html">Oneplace.com</a> <br> <a href="http://www.crosswalkmail.com/vpttjczmvm_njhrqllpzzz.html">Lightsource.com</a> <br> <a href="http://www.crosswalkmail.com/yhddwjvzpm_njhrqllpzzz.html">ChristianJobs.com</a> <br> <a href="http://www.crosswalkmail.com/zrvvwbsrts_njhrqllpzzz.html">CrossCards.com</a> <br> <a href="http://www.crosswalkmail.com/ihccbkdltm_njhrqllpzzz.html">BibleArcade.com</a> <br> <a href="http://www.crosswalkmail.com/qslltrpymw_njhrqllpzzz.html">Christianity.com</a> </td> </tr> <!-- Salem info end --> </table> </td> <!-- right column end --> </tr> </table> </td> </tr> <!-- Body end --> <!-- Footer with 728 x 90 banner --> <tr> <td> <table border="0" cellpadding="0" cellspacing="0" width="728"> <tr><td height="20"></td></tr> <tr><td align="center"><a href="http://www.crosswalkmail.com/vpttjczmzc_njhrqllpzzz.html"><img src="http://media.salemwebnetwork.com/creative/clientimages/masterworks/ccfc_728x90.jpg" alt="" style="border:0;"/></a></td></tr> <tr><td height="20"></td></tr> </table> </td> </tr> <!-- Footer end --> </table> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-5461690508270177626?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-7420707456240082402009-07-02T20:43:00.001-07:002009-07-02T20:43:26.669-07:00<table width="680" cellspacing="0" cellpadding="0" border="0"> <tbody> <tr> <td style="font-family: arial; font-size: 12pt"><a href="http://marketwatch.com/"><div style="padding:10px; background-color: #012828;"><img src="http://i.mktw.net/mw5/Content/images/mw_logo-200x60.png" width="200" height="60" alt="MarketWatch" border="0"></div></a><div style="padding:10px,0,0,10px; font-weight: bold; color: #808080; padding: 0; font-size: 10pt"> <div style="background-color: #f1f6f3; margin:0; padding: 5px 10px; font-weight: normal; height: 25px;"> <div style="float: left; font-color: #73a2a5; font-size: 20px; ">Mutual Funds</div> <div style="float: right; font-color: #73a2a5; font-size: 20px; ">JULY 02, 2009</div> </div> </div> <div style="padding: 10px;"> <h1 style="font-family: arial; font-size:19px">This week's Mutual Funds and ETF stories</h1> <div style="font-style: italic; font-size: 10pt; font-family: arial">By MarketWatch</div><br><table align="right" style="margin-left: 10px"> <tbody> <tr> <td><a href="http://ad.doubleclick.net/jump/email.marketwatch.com/email_mutualfunds;tile=1;sz=300x250;ord=1385892355"><img width="300" height="250" border="0" src="http://ad.doubleclick.net/ad/email.marketwatch.com/email_mutualfunds;tile=1;sz=300x250;ord=1385892355"></a></td> </tr> <tr> <td><br><br><map name="adsonar_map_1431526_13785224"> <area shape="rect" coords="0,12,300,91" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=0&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,91,300,170" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=1&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,170,300,249" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,0,300,12" href="http://dowjones.adsonar.com/admin/advertisers/indexPl.jsp"> </map><img src="http://newsletter.adsonar.com/nwrss/imgs/nwr_1431526_13785224_399054_1365767_4_2.PNG?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid=" width="300" height="250" border="0" alt="" usemap="#adsonar_map_1431526_13785224"></td> </tr> </tbody> </table> <font face="Arial">Don't miss these top money and investing columns:</font><br><br><UL> <LI><a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=97cfd803d97544cdbdd5e480cd50b5e7&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">Funds deliver strong gains in quarter</a> </LI> <LI><a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=30a98a19c349491aa06a1792e734c888&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">REIT ETFs on shaky foundation</a> </LI> <LI><a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=cfd8d708092b444cb34ef896b696d6e6&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">How our 10 investing themes are doing</a> </LI> <LI><a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=021eb56a8def4f32b5845a645b749769&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">Hopes for cleantech sector fade</a> </LI> <LI><a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=c1fcf433e12844b0a84cafd93d1cd1b3&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">Stock funds heat up, but keep cool</a> </LI> </UL> <font face="Arial">A popular song during the Great Depression was a ditty from Irving Berlin called "Let's Have Another Cup of Coffee." On the surface, it's a simple, carefree appeal to look on the bright side.</font><br><br><font face="Arial">Here's how it starts: "Just around the corner/there's a rainbow in the sky/So let's have another cup of coffee/and let's have another piece of pie." </font><br><br><font face="Arial">In truth, the song -- from the 1932 musical "Face the Music" -- was scathing satire. The bitter joke, of course, was that few could afford the coffee, let alone the pie. </font><br><br><font face="Arial">Wall Street really wanted to believe otherwise. The Depression wouldn't end until for almost another decade, but there were occasional bursts of enthusiasm from bargain-hunting investors. Some of the greatest short-term rallies in Wall Street history took place during the dark days of the 1930s.</font><br><br><font face="Arial">Major upswings have also occurred when investors anticipate the end of a recession. That seems to the driver of the recent surge in U.S. stocks. Trading from the low on March 9 through June 30 produced a 36% gain for the benchmark Standard &amp; Poor's 500-stock index (<a style="color:#004276" HREF="http://www.marketwatch.com/tools/quotes/detail.asp?view=detail&amp;symb=SPX&amp;siteid=nwhfunds">SPX</a>) -- a 79-day run not seen since 1982, and rivaling the best days of 1933.</font><br><br><font face="Arial">As in the past, shares of smaller and leveraged companies led the way in the second quarter as some economic indicators improved and investors grew hopeful that the bear market really ended on March 9. In that sense, the rally was a textbook case: Lower-quality stocks and sectors came back from the brink with powerful gains that took sidelined investors by surprise.</font><br><br><font face="Arial">Are happy days here again? Happier days, maybe. Yet as the second half of the year begins, there's still a nasty recession to deal with, and many market observers believe that lower-tier stocks -- and stocks in general -- will soon give back at least 10% to 15% of their recent gains. </font><br><br><font face="Arial">Then investors in marginal companies -- now bitten twice -- might conclude that you actually do get what you pay for. If a rally is to hold, stocks of higher quality -- strong financial shape, little or no debt, solid earnings growth -- must be the rainbows in the sky. </font><br><br><font face="Arial">--<i><a style="color:#004276" HREF="mailto:jburton@marketwatch.com">Jonathan Burton</a> , assistant personal finance editor</i></font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">SPECIAL REPORT: MUTUAL FUNDS QUARTERLY REVIEW &amp; OUTLOOK</div><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Lower-quality stocks bring high-quality gains to parched investors</div><br><font face="Arial">Given the surge that U.S. stocks have enjoyed, maybe mutual-fund investors should just call it a year.<br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=97cfd803d97544cdbdd5e480cd50b5e7&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">See U.S. stock-fund results.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">International funds have a European flair</div><br><font face="Arial">Mutual-fund investors have cheered the U.S. stock market's bounce since the lows of March 9, but the real stars of the show have been international stock funds -- with unloved Europe looking surprisingly strong.<br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=9e1240f3706148429e2ba15c5bb98a26&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">See international stock-fund results.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Riskier bonds stand up to stocks</div><br><font face="Arial">In a tale similar to stocks, a double-digit rebound for riskier high-yield bond funds reflects revived optimism in U.S. companies and improved, if often vexing, economic indicators.<br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=3e882d2376734249a94ab6bd0a9cbefc&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">See bond-fund results.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">FOCUS ON: REAL ESTATE ETFS</div><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Real estate ETFs rest on shaky foundation</div><br><font face="Arial">Investors who purchased exchange-traded funds tracking real estate investment trusts in hopes of diversifying their portfolio against stock-market shocks have been sorely disappointed.<br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=30a98a19c349491aa06a1792e734c888&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">See ETF Investing.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">New exchange-traded securities linked to home prices</div><br><font face="Arial">Investors can now bet for or against a recovery in the residential real estate market with new exchange-listed securities designed to mimic the movement of U.S. home prices.<br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=b9cb61fcf1f946c39626342509df5c32&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">See ETF Focus.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">THIS WEEK'S INVESTING NEWS &amp; TRENDS</div><br><div style="font-family: arial; font-weight:bold; margin-top: 0">How our 10 investment ideas for 2009 are doing, and what's changed</div><br><font face="Arial">The investment ideas for 2009 that MarketWatch highlighted in December were cautious and careful. Maybe too careful.<br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=cfd8d708092b444cb34ef896b696d6e6&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Bright outlook for 'cleantech' stocks is becoming cloudier</div><br><font face="Arial">Many investors expected strong political action to combat climate change and turned bullish on the green-energy sector. But such optimism has since softened as political realities and the impact of the frozen credit markets hit the sector, also known as cleantech.<br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=021eb56a8def4f32b5845a645b749769&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Value managers hit as private equity put disappears</div><br><font face="Arial">Mutual fund managers, especially those with a value approach, say the dramatic drop in easy credit as had such an effect on the market that it has changed the way they look at stocks.<br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=e2a259ea93ac48f5943be6d943eeab6a&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">See FundWatch.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Corporate bonds look like good bet in second half, investors say</div><br><font face="Arial">Investors see room for more gains in corporate bonds through the end of the year if the economic recovery turns out tepid and with U.S. company debt still paying much higher yields than Treasurys.<br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=9df71f1256904eaca09f8b5c15a62707&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Fund manager connects with Liberty Media, MasterCard, Fiserv</div><br><font face="Arial">Todd McCallister isn't impressed by the stock market's recent rebound. In fact, the mutual-fund manager believes the rally is almost out of steam.<br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=197a5d6ac7294f8181eb25b972f3ac76&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">See The Stockpickers.</a> <br> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">COMMENTARY</div><br><div style="font-family: arial; font-weight:bold; margin-top: 0">ETFs are top advisers' top picks</div><br><font face="Arial">If you're not excited about exchange-traded funds, you are missing out on the hottest investments on Wall Street right now.<br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=a8ccf86cda6b40a69cc14a5bc639ac88&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Focus on credit-card debt, not credit scores</div><br><font face="Arial">With the government changing its rules about credit cards, the card issuers are changing the terms of their agreements with consumers. But consumers aren't changing a thing.<br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=8f43da6b0adc4f7ebde02697a055085f&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">See Chuck Jaffe.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Stock funds heat up, but keep your cool</div><br><font face="Arial">With the stock market in rally mode, a lot of mutual-fund investors will eagerly measure performance when they get their midyear paperwork. While the numbers will be improved -- the average stock fund is up more than 6% so far this year -- the emotions they raise will go to extremes. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=c1fcf433e12844b0a84cafd93d1cd1b3&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">See Chuck Jaffe.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Stupid Investment of the Week</div><br><font face="Arial">Every now and again, an investor can look at mutual-fund performance charts and think they see an undiscovered gem, some issue which no one has heard about that appears to have a reasonable strategy, below-average expenses and a place at the top of the charts.<br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=9e4945751b564234ab9d20d52f00994a&amp;siteid=nwhfunds&amp;sguid=FuNEeKUlO0eSSQXQlvHqpw">See full story.</a> <br> </font><br><br><div style="font-size: 10pt"> Get the latest news on our mobile site: <a style="color:#004276; font-weight: bold" href="http://www.marketwatch.com/m">http://www.marketwatch.com/m</a></div><br><br><hr size="1" noshade color="#cccccc"> <div style="font-size: 10pt"><span style="font-weight: bold">MarketWatch has sent you this newsletter because you signed up to receive it.</span><br>To ensure you receive this newsletter in the future, please add marketwatchmail.com to your list of approved senders.<br>Sent to: andi.fx8888.online@blogger.com <br><br><a style="color:#004276" href="http://www.marketwatch.com/subscriptions/unsubscribe.aspx?email=andi.fx8888.online@blogger.com&amp;prod=416&amp;siteid=nwhfunds">Unsubscribe</a> | <a style="color:#004276" href="http://www.marketwatch.com/subscriptions/?siteid=nwhfunds">Subscribe</a><br><br></div> <div style="font-size: 8pt"> Copyright 2009 MarketWatch, Inc. All rights reserved.<br> MarketWatch, the MarketWatch logo, and BigCharts are registered trademarks of MarketWatch, Inc.<br> By using this site, you agree to the <a style="color:#004276" href="http://www.marketwatch.com/support/disclaimer.asp?siteid=nwhfunds">Terms of Service</a> and <a style="color:#004276" href="http://www.marketwatch.com/support/privacy.asp?siteid=nwhfunds">Privacy Policy</a> (updated 6/26/07). <br><br> MarketWatch - Attn: <a style="color:#004276" href="http://www.marketwatch.com/support/feedback.asp?siteid=nwhfunds">Customer Service</a>, 201 California St., San Francisco, CA 94111<br><br></div> </div> </td> </tr> </tbody> </table> <IMG SRC="http://tk.wsjemail.com:80/track?mailingid=6703&messageid=MKTWNEWSLETTER-mutualfunds-7844E31625A5473B924905D096F1EAA7-97034337&databaseid=6703&type=open&serial=1195076405&emailid=andi.fx8888.online@blogger.com&userid=urn:marketwatch-com:ueid,ec04e216-0dc1-448f-8433-756fb129d53f&extra=&&&" WIDTH="1" HEIGHT="1" BORDER="0" /> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-742070745624008240?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-22982423639259565352009-07-02T14:47:00.001-07:002009-07-02T14:47:55.282-07:00<table width="680" cellspacing="0" cellpadding="0" border="0"> <tbody> <tr> <td style="font-family: arial; font-size: 12pt"><a href="http://marketwatch.com/"><div style="padding:10px; background-color: #012828;"><img src="http://i.mktw.net/mw5/Content/images/mw_logo-200x60.png" width="200" height="60" alt="MarketWatch" border="0"></div></a><div style="padding:10px,0,0,10px; font-weight: bold; color: #808080; padding: 0; font-size: 10pt"> <div style="background-color: #f1f6f3; margin:0; padding: 5px 10px; font-weight: normal; height: 25px;"> <div style="float: left; font-color: #73a2a5; font-size: 20px; ">Weekly Roundup</div> <div style="float: right; font-color: #73a2a5; font-size: 20px; ">JULY 02, 2009</div> </div> </div> <div style="padding: 10px;"> <h1 style="font-family: arial; font-size:19px">MarketWatch's top stories of the week</h1> <div style="font-style: italic; font-size: 10pt; font-family: arial">By MarketWatch</div><br><table align="right" style="margin-left: 10px"> <tbody> <tr> <td><a href="http://ad.doubleclick.net/jump/email.marketwatch.com/email_weeklyrecap;tile=1;sz=300x250;ord=780592882"><img width="300" height="250" border="0" src="http://ad.doubleclick.net/ad/email.marketwatch.com/email_weeklyrecap;tile=1;sz=300x250;ord=780592882"></a></td> </tr> <tr> <td><br><br><map name="adsonar_map_1431526_13785224"> <area shape="rect" coords="0,12,300,91" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=0&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,91,300,170" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=1&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,170,300,249" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,0,300,12" href="http://dowjones.adsonar.com/admin/advertisers/indexPl.jsp"> </map><img src="http://newsletter.adsonar.com/nwrss/imgs/nwr_1431526_13785224_399054_1365767_4_2.PNG?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid=" width="300" height="250" border="0" alt="" usemap="#adsonar_map_1431526_13785224"></td> </tr> </tbody> </table> <font face="Arial">Well, after getting our hopes up over the last few months, the economy turned on us this week and sent a depressing but fairly clear message that we are still deep in the recessionary tunnel. In fact, it feels like the light at the end of this tunnel is still so far away we can't yet tell if it's an oncoming train or the sweet sunshine of recovery.</font><br><br><font face="Arial">After briefly turning positive for the year in recent weeks, the Dow Jones Industrial Average (<a style="color:#004276" HREF="http://www.marketwatch.com/tools/quotes/detail.asp?view=detail&amp;symb=.DJI&amp;siteid=nwhwk">.DJI</a>) and the Standard &amp; Poor's 500 Index (<a style="color:#004276" HREF="http://www.marketwatch.com/tools/quotes/detail.asp?view=detail&amp;symb=.SPX&amp;siteid=nwhwk">.SPX</a>) are now back in the red as investors reassess the state of the economy. The indexes have now recorded three weekly losses in a row. </font><br><br><font face="Arial">Friday's unemployment report appeared to catch investors off guard, even though other data during the month should have sent a clear signal the economy is still in a recession. Nevertheless, many in the markets had started to talk openly of a recovery when in fact economic reports showed little more than a slowing in the rate of the decline.</font><br><br><font face="Arial">Maybe those rising bond yields really were triggered by worries that inflation will get out of control because of government stimulus after all, and not a sign that the yield curve is normalizing as the economy rebounds.</font><br><br><font face="Arial">The Dow fell 223.32 points or 2.6% on Friday to close at 8,280.74, a drop of 1.9% for the week. The S&amp;P 500 fell 26.91 points or 2.9% to close at 896.42, for a weekly loss of 2.5%. The Nasdaq Composite (<a style="color:#004276" HREF="http://www.marketwatch.com/tools/quotes/detail.asp?view=detail&amp;symb=.COMP&amp;siteid=nwhwk">.COMP</a>) dropped 49.20 points or 2.7% on the day to close at 1,796.52. For the week, the index was 2.3% lower.</font><br><br><font face="Arial">Stay tuned to MarketWatch.com throughout the long weekend. We'll have coverage of all the news you need plus a package of stories that reviews quarterly mutual fund performance and looks ahead at what the third quarter might bring. We'll also have a look at how to invest in the clean technology sector.</font><br><br><font face="Arial">-- <a style="color:#004276" HREF="mailto:cnoble@marketwatch.com">Christopher Noble</a> , assistant managing editor</font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Time to worry</div><br><font face="Arial">A nasty strain of complacency has settled over Wall Street in the past several weeks, as the stock market has begun its traditional summer lull. At some point, the major stock indexes will break from their range -- possibly as soon as next week, when earnings season kicks off. It's now up to companies -- particularly in the finance, retail and tech arenas -- to either beat the forecasts or wilt in front of them. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=f9d6ec4553fc44e485fc80ee558554bd&amp;siteid=nwhwk&amp;sguid=SwdDXCZtKUi2_DP6CFOYkw">Read David Callaway's column on why it's time to be concerned</a> .</font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Disappointing jobs report</div><br><font face="Arial">The U.S. economy shed jobs at a faster pace in June than in May, suggesting that the turnaround in the economy may take longer than expected. Nonfarm payrolls shrank by 467,000 in June, higher than the 325,000 decline expected by economists surveyed by MarketWatch and the 322,000 jobs lost in May<a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=48d17c02468741ec8414dc99a375d0a9&amp;siteid=nwhwk&amp;sguid=SwdDXCZtKUi2_DP6CFOYkw">. Read more details about the latest employment data</a> .</font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Euro-zone's employment woes</div><br><font face="Arial">The jobless rate across the 16 nations that share the European single currency rose more than expected to 9.5% in May, climbing to a 10-year high as the recession continues to take a toll on the euro zone. Spain's labor market continued to bear the worst of the downturn, with the unemployment rate rising to 18.7%. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=9aa985b47d4d4fafacb5df6af710ad3e&amp;siteid=nwhwk&amp;sguid=SwdDXCZtKUi2_DP6CFOYkw">Read the full report</a> .</font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Bonds: More room to run</div><br><font face="Arial">Many investors see the potential for more gains in corporate bonds through the end of the year, if the economic recovery turns out to be tepid and with U.S. company debt still paying much higher yields than Treasurys. In the first half of the year, the major fixed-income asset classes reversed the dramatic moves of 2008's financial crisis, giving high-yield bonds the best performance by far and leaving Treasurys the biggest loser. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=9df71f1256904eaca09f8b5c15a62707&amp;siteid=nwhwk&amp;sguid=SwdDXCZtKUi2_DP6CFOYkw">Read more about the outlook for bonds</a> .</font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Mexico: Depending on ratings, U.S. revival</div><br><font face="Arial">Gains for Mexico's stock market and its currency in the second half of the year hinge on reforms by the Mexican government to stave off ratings downgrades and on firm signs of a U.S. economic rebound, analysts said. Latin America's second-largest economy has sustained a series of heavy blows this year: falling exports as its largest trading partner, the U.S., fights through recession; an outbreak of a deadly influenza strain; and escalating violence related to drug trafficking. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=34efb241b29445738afc0375ef2bf19d&amp;siteid=nwhwk&amp;sguid=SwdDXCZtKUi2_DP6CFOYkw">Read more about Mexico's forecast</a> . </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">A century-and-a-half sentence</div><br><font face="Arial">A federal judge in Manhattan sentenced admitted multibillion-dollar swindler Bernard Madoff to 150 years in prison, citing the enormity and callousness of his Ponzi scheme's crimes. Lawyers for Madoff had sought a sentence of 12 years for the 71-year-old money manager, who in March pleaded guilty to 11 felony charges -- including securities fraud, money laundering and theft from an employee-benefits plan. His clients have reportedly lost more than $13 billion. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=8b2133f2ae084ba4bb1aecef6cb53b30&amp;siteid=nwhwk&amp;sguid=SwdDXCZtKUi2_DP6CFOYkw">Read more about Madoff</a> .</font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Hailing the Green Dam delay</div><br><font face="Arial">Computer-industry trade groups and representatives reacted positively to China's decision to indefinitely delay a controversial rule requiring the world's leading PC makers to include Web-filtering software in any computers sold in the country. One spokesman for a tech-industry trade group said the move should make it easier for tech companies to do business with China. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=be86515e86094ecfaf709a2f1f418719&amp;siteid=nwhwk&amp;sguid=SwdDXCZtKUi2_DP6CFOYkw">Read more about Green Dam</a> .</font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Hyundai has another winner </div><br><font face="Arial">If this car-selling gig doesn't work out, executives at Hyundai might want to consider careers in psychology. The Korean automaker has played masterfully on the fears of its customers during some of the darkest days the industry has ever seen, and its efforts have paid off big. In its latest effort to drive sales, Hyundai offered new-car buyers a chance to lock in $1.49 per gallon gas for an entire year. It's not a new concept and the savings may not be all that substantial, but the timing is right. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=1a0775520d114b93a7e7848e7b6c4e8c&amp;siteid=nwhwk&amp;sguid=SwdDXCZtKUi2_DP6CFOYkw">Read more about Hyundai's new incentive</a> . </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Another Airbus down</div><br><font face="Arial">A Yemen Airways jet carrying 153 people crashed in the Indian Ocean near the Comoros Islands early Tuesday, marking the second major crash involving an Airbus plane in less than a month. The A310 jet, nearly 20 years old, was on the final leg of a journey from Paris and Marseille to Comoros via Yemen. It was operated by Yemen Airways since 1999, according to Airbus. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=55025694276941ea9e961a705f83b53c&amp;siteid=nwhwk&amp;sguid=SwdDXCZtKUi2_DP6CFOYkw">Read more about the accident</a> .</font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Holiday travel outlook</div><br><font face="Arial">U.S. airlines, along with hotels and resorts, have slashed prices this July 4 holiday to reel in and net today's more budget-conscious traveler. It's helped, leading to a 5% increase in leisure-travel bookings for airlines over the three-day weekend, as recorded by AAA. But the trade-off is sharply lower revenue. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=b0a4b77ae339453ba13f43127b665107&amp;siteid=nwhwk&amp;sguid=SwdDXCZtKUi2_DP6CFOYkw">Read more about Independence Day travel</a> .</font><br><br><div style="font-size: 10pt"> Get the latest news on our mobile site: <a style="color:#004276; font-weight: bold" href="http://www.marketwatch.com/m">http://www.marketwatch.com/m</a></div><br><br><hr size="1" noshade color="#cccccc"> <div style="font-size: 10pt"><span style="font-weight: bold">MarketWatch has sent you this newsletter because you signed up to receive it.</span><br>To ensure you receive this newsletter in the future, please add marketwatchmail.com to your list of approved senders.<br>Sent to: andi.fx8888.online@blogger.com <br><br><a style="color:#004276" href="http://www.marketwatch.com/subscriptions/unsubscribe.aspx?email=andi.fx8888.online@blogger.com&amp;prod=403&amp;siteid=nwhwk">Unsubscribe</a> | <a style="color:#004276" href="http://www.marketwatch.com/subscriptions/?siteid=nwhwk">Subscribe</a><br><br></div> <div style="font-size: 8pt"> Copyright 2009 MarketWatch, Inc. All rights reserved.<br> MarketWatch, the MarketWatch logo, and BigCharts are registered trademarks of MarketWatch, Inc.<br> By using this site, you agree to the <a style="color:#004276" href="http://www.marketwatch.com/support/disclaimer.asp?siteid=nwhwk">Terms of Service</a> and <a style="color:#004276" href="http://www.marketwatch.com/support/privacy.asp?siteid=nwhwk">Privacy Policy</a> (updated 6/26/07). <br><br> MarketWatch - Attn: <a style="color:#004276" href="http://www.marketwatch.com/support/feedback.asp?siteid=nwhwk">Customer Service</a>, 201 California St., San Francisco, CA 94111<br><br></div> </div> </td> </tr> </tbody> </table> <IMG SRC="http://tk.wsjemail.com:80/track?mailingid=6698&messageid=MKTWNEWSLETTER-weeklyroundup-5C43074B6D264829B6FC33FA08539893-97027443&databaseid=6698&type=open&serial=1195076400&emailid=andi.fx8888.online@blogger.com&userid=urn:marketwatch-com:ueid,ec04e216-0dc1-448f-8433-756fb129d53f&extra=&&&" WIDTH="1" HEIGHT="1" BORDER="0" /> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-2298242363925956535?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-53494269410735841602009-07-02T14:02:00.001-07:002009-07-02T14:02:43.395-07:00<table width="680" cellspacing="0" cellpadding="0" border="0"> <tbody> <tr> <td style="font-family: arial; font-size: 12pt"><a href="http://marketwatch.com/"><div style="padding:10px; background-color: #012828;"><img src="http://i.mktw.net/mw5/Content/images/mw_logo-200x60.png" width="200" height="60" alt="MarketWatch" border="0"></div></a><div style="padding:10px,0,0,10px; font-weight: bold; color: #808080; padding: 0; font-size: 10pt"> <div style="background-color: #f1f6f3; margin:0; padding: 5px 10px; font-weight: normal; height: 25px;"> <div style="float: left; font-color: #73a2a5; font-size: 20px; ">After the Bell</div> <div style="float: right; font-color: #73a2a5; font-size: 20px; ">JULY 02, 2009</div> </div> </div> <div style="padding: 10px;"> <h1 style="font-family: arial; font-size:19px">Blue chips lag as recovery favors growth plays</h1> <div style="font-style: italic; font-size: 10pt; font-family: arial">By MarketWatch</div><br><table align="right" style="margin-left: 10px"> <tbody> <tr> <td><a href="http://ad.doubleclick.net/jump/email.marketwatch.com/email_afterbell;tile=1;sz=300x250;ord=1748031712"><img width="300" height="250" border="0" src="http://ad.doubleclick.net/ad/email.marketwatch.com/email_afterbell;tile=1;sz=300x250;ord=1748031712"></a></td> </tr> <tr> <td><br><br><map name="adsonar_map_1431526_13785224"> <area shape="rect" coords="0,12,300,91" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=0&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,91,300,170" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=1&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,170,300,249" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,0,300,12" href="http://dowjones.adsonar.com/admin/advertisers/indexPl.jsp"> </map><img src="http://newsletter.adsonar.com/nwrss/imgs/nwr_1431526_13785224_399054_1365767_4_2.PNG?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid=" width="300" height="250" border="0" alt="" usemap="#adsonar_map_1431526_13785224"></td> </tr> </tbody> </table> <div style="font-family: arial; font-weight:bold; margin-top: 0"><a style="color:#004276" HREF="http://www.marketwatch.com?siteid=nwhpm">MARKETWATCH FRONT PAGE</a> </div><br><font face="Arial">The sudden contraction in U.S. consumer spending and global liquidity that brought some of America's most revered companies to their knees has made the Dow Jones Industrial Average -- meant to represent the country's leading companies -- more a benchmark of laggards. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=81249bb0889b4bfeab0b94ba9b628eee&amp;siteid=nwhpm&amp;sguid=HIbRgY60eEKe28UmEthRpA">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">U.S. dollar up after June jobs data disappoint</div><br><font face="Arial">Disappointing U.S. jobs data spark moves in the foreign-exchange market, with the dollar losing ground against the Japanese yen but trading higher against the euro. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=e19ecfb99338409cbf9f2021c64bd7b5&amp;siteid=nwhpm&amp;sguid=HIbRgY60eEKe28UmEthRpA">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Treasurys head to weekly gain after jobs data</div><br><font face="Arial">Treasury prices rise and 2-year note yields fall to the lowest in nearly a month, as bond traders play off the Labor Department's report that the economy shed 467,000 jobs in June, much more than had been forecast. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=dac90f4ce7a9417bb758a902cd127642&amp;siteid=nwhpm&amp;sguid=HIbRgY60eEKe28UmEthRpA">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Oil touches one-month low on jobs report</div><br><font face="Arial">Oil futures tumble to their lowest level in one month and are on track to post their third weekly loss, as a disappointing jobs report rekindles concerns over the potential recovery. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=8d2efc23ccf44d5ebcf2f3c6e2bffb64&amp;siteid=nwhpm&amp;sguid=HIbRgY60eEKe28UmEthRpA">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Thursday's biggest gaining and declining stocks</div><br><font face="Arial">MarketWatch's latest recap of shares making big moves in the stock market Thursday. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=e821a9482e41419cad38f62162a1bbd0&amp;siteid=nwhpm&amp;sguid=HIbRgY60eEKe28UmEthRpA">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0"><a style="color:#004276" HREF="http://www.marketwatch.com/commentary/?siteid=nwhpm">MARKETWATCH COMMENTARY</a> </div><br><font face="Arial">Political columnist Darrell Delamaide looks at hypocrisy and corruption in politics...and says there must be consequences. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=0f2121b3743942b4a1153b2c99462b9c&amp;siteid=nwhpm&amp;sguid=HIbRgY60eEKe28UmEthRpA">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0"><a style="color:#004276" HREF="http://www.marketwatch.com/personal-finance/?siteid=nwhpm">MARKETWATCH PERSONAL FINANCE</a> </div><br><font face="Arial">Dead is the new retirement. OK, that doesn't sound appealing, but working till you drop is a heck of a lot better than playing crappy golf at the country club, eating chicken salad sandwiches for lunch, and complaining about your gall bladder. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=a5d90ac6d4dc4c01a37ea607fab56b50&amp;siteid=nwhpm&amp;sguid=HIbRgY60eEKe28UmEthRpA">See full story.</a> </font><br><br><div style="font-size: 10pt"> Get the latest news on our mobile site: <a style="color:#004276; font-weight: bold" href="http://www.marketwatch.com/m">http://www.marketwatch.com/m</a></div><br><br><hr size="1" noshade color="#cccccc"> <div style="font-size: 10pt"><span style="font-weight: bold">MarketWatch has sent you this newsletter because you signed up to receive it.</span><br>To ensure you receive this newsletter in the future, please add marketwatchmail.com to your list of approved senders.<br>Sent to: andi.fx8888.online@blogger.com <br><br><a style="color:#004276" href="http://www.marketwatch.com/subscriptions/unsubscribe.aspx?email=andi.fx8888.online@blogger.com&amp;prod=402&amp;siteid=nwhpm">Unsubscribe</a> | <a style="color:#004276" href="http://www.marketwatch.com/subscriptions/?siteid=nwhpm">Subscribe</a><br><br></div> <div style="font-size: 8pt"> Copyright 2009 MarketWatch, Inc. All rights reserved.<br> MarketWatch, the MarketWatch logo, and BigCharts are registered trademarks of MarketWatch, Inc.<br> By using this site, you agree to the <a style="color:#004276" href="http://www.marketwatch.com/support/disclaimer.asp?siteid=nwhpm">Terms of Service</a> and <a style="color:#004276" href="http://www.marketwatch.com/support/privacy.asp?siteid=nwhpm">Privacy Policy</a> (updated 6/26/07). <br><br> MarketWatch - Attn: <a style="color:#004276" href="http://www.marketwatch.com/support/feedback.asp?siteid=nwhpm">Customer Service</a>, 201 California St., San Francisco, CA 94111<br><br></div> </div> </td> </tr> </tbody> </table> <IMG SRC="http://tk.wsjemail.com:80/track?mailingid=6697&messageid=MKTWNEWSLETTER-afterthebell-81D1861CB48E42789EDBC52612D851A4-97025574&databaseid=6697&type=open&serial=1195076399&emailid=andi.fx8888.online@blogger.com&userid=urn:marketwatch-com:ueid,ec04e216-0dc1-448f-8433-756fb129d53f&extra=&&&" WIDTH="1" HEIGHT="1" BORDER="0" /> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-5349426941073584160?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-39033181373944021522009-07-02T13:49:00.001-07:002009-07-02T13:49:58.659-07:00<table width="680" cellspacing="0" cellpadding="0" border="0"> <tbody> <tr> <td style="font-family: arial; font-size: 12pt"><a href="http://marketwatch.com/"><div style="padding:10px; background-color: #012828;"><img src="http://i.mktw.net/mw5/Content/images/mw_logo-200x60.png" width="200" height="60" alt="MarketWatch" border="0"></div></a><div style="padding:10px,0,0,10px; font-weight: bold; color: #808080; padding: 0; font-size: 10pt"> <div style="background-color: #f1f6f3; margin:0; padding: 5px 10px; font-weight: normal; height: 25px;"> <div style="float: left; font-color: #73a2a5; font-size: 20px; ">Personal Finance Daily</div> <div style="float: right; font-color: #73a2a5; font-size: 20px; ">JULY 02, 2009</div> </div> </div> <div style="padding: 10px;"> <h1 style="font-family: arial; font-size:19px">Thursday's Personal Finance stories</h1> <div style="font-style: italic; font-size: 10pt; font-family: arial">By MarketWatch</div><br><table align="right" style="margin-left: 10px"> <tbody> <tr> <td><a href="http://ad.doubleclick.net/jump/email.marketwatch.com/email_personalfinance;tile=1;sz=300x250;ord=1536993692"><img width="300" height="250" border="0" src="http://ad.doubleclick.net/ad/email.marketwatch.com/email_personalfinance;tile=1;sz=300x250;ord=1536993692"></a></td> </tr> <tr> <td><br><br><map name="adsonar_map_1431526_13785224"> <area shape="rect" coords="0,12,300,91" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=0&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,91,300,170" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=1&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,170,300,249" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,0,300,12" href="http://dowjones.adsonar.com/admin/advertisers/indexPl.jsp"> </map><img src="http://newsletter.adsonar.com/nwrss/imgs/nwr_1431526_13785224_399054_1365767_4_2.PNG?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid=" width="300" height="250" border="0" alt="" usemap="#adsonar_map_1431526_13785224"></td> </tr> </tbody> </table> <font face="Arial">Don't miss these top stories:</font><br><br><UL> <LI><a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=97cfd803d97544cdbdd5e480cd50b5e7&amp;siteid=nwhpf&amp;sguid=eIFZkjHIekOuL88CkLkibg">A quarter to like stocks again</a> </LI> <LI><a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=ce3a5d0867f44023bd22693060fa3c45&amp;siteid=nwhpf&amp;sguid=eIFZkjHIekOuL88CkLkibg">This recession hits men harder</a> </LI> <LI><a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=085dde48982942f9b2aef3cbfb69db8a&amp;siteid=nwhpf&amp;sguid=eIFZkjHIekOuL88CkLkibg">Taxing health benefits is on table</a> </LI> </UL> <font face="Arial">If you were to look just at second-quarter numbers in the stock market, you would think investors would be jumping for joy all over the place. Diversified U.S. equities mutual funds had their biggest three-month run-up since back in the days of the dot-com boom in the late 1990s. Ah, the happiness 20% returns can bring.</font><br><br><font face="Arial">Only trouble is, those three months of bliss follow nearly two years of bludgeoning. And lest you think the long-term view is the one to take, consider this: The S&amp;P 500 would have to gain 60% in the next six months in order for this decade to turn out as a breakeven proposition for stocks. Sweet thought, but no way.</font><br><br><font face="Arial">Many market analysts expect the third quarter to be another hard one, with stocks pulling back significantly. But most are calling for a year-end rally that could take us higher than we are today. If you are tempted to make portfolio moves, fund managers say, stick with bigger, dividend-paying companies that can hit earnings consistently.</font><br><br><font face="Arial">The bottom line, though, is that your nest egg, while looking better at the end of this year than it did the end of last, will still be full of cracks.</font><br><br><font face="Arial"><i>-- <a style="color:#004276" HREF="mailto:skerch@marketwatch.com">Steve Kerch,</a> assistant managing editor/personal finance</i></font><br><br><font face="Arial"><B>INVESTING</B></font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Lower-quality stocks bring high-quality gains to parched investors</div><br><font face="Arial">Given the surge that U.S. stocks have enjoyed, maybe mutual-fund investors should just call it a year. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=97cfd803d97544cdbdd5e480cd50b5e7&amp;siteid=nwhpf&amp;sguid=eIFZkjHIekOuL88CkLkibg">See Mutual Fund/ETF Review &amp; Outlook.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Latin America, Asia shine in quarter, while Europe is an investors' holiday</div><br><font face="Arial">Mutual-fund investors have cheered the U.S. stock market's bounce since the lows of March 9, but the real stars of the show have been international stock funds -- with unloved Europe looking surprisingly strong. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=9e1240f3706148429e2ba15c5bb98a26&amp;siteid=nwhpf&amp;sguid=eIFZkjHIekOuL88CkLkibg">See Mutual Fund/ETF Review &amp; Outlook.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">In strong quarter, bond-fund buyers discount specter of higher interest rates </div><br><font face="Arial">In a tale similar to stocks, a double-digit rebound for riskier high-yield bond funds reflects revived optimism in U.S. companies and improved, if often vexing, economic indicators. But sustaining those bond gains is another story. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=3e882d2376734249a94ab6bd0a9cbefc&amp;siteid=nwhpf&amp;sguid=eIFZkjHIekOuL88CkLkibg">See Mutual Fund/ETF Review &amp; Outlook.</a> </font><br><br><font face="Arial"><B>HEALTH CARE</B></font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">A tax on health benefits may be coming your way</div><br><font face="Arial">A tax break that many workers don't even realize they have -- the exclusion from taxable income of their employer-provided health benefits -- has become a pawn in the health-care reform chess game as lawmakers look for ways to pay for an overhaul that would reduce costs, boost quality and extend coverage to more Americans. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=085dde48982942f9b2aef3cbfb69db8a&amp;siteid=nwhpf&amp;sguid=eIFZkjHIekOuL88CkLkibg">See Vital Signs.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Obama's health-care promises</div><br><font face="Arial">WSJ's Laura Meckler speaks about President Obama's approach to health-care before and after winning the presidency, and whether or not President can keep the promises made during his campaign for office about reforming health-care. <br> <img width="19" height="10" src="http://i.mktw.net/MW5/content/Story/Images/icon-video.png">&nbsp;<a style="color:#004276" href="http://www.marketwatch.com/video/asset/marketwatch video/ABFB548D-523D-46F6-B2DD-A1DD52CE4C98?siteid=nwhpf">Watch Video Report.</a> </font><br><br><font face="Arial"><B>MEN, WOMEN &amp; MONEY</B></font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Why this recession is hitting men harder</div><br><font face="Arial">The current recession is hitting workers in just about every industry, but men are taking a much bigger hit than women. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=ce3a5d0867f44023bd22693060fa3c45&amp;siteid=nwhpf&amp;sguid=eIFZkjHIekOuL88CkLkibg">See Gender Gap.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Payrolls fall at faster pace in June</div><br><font face="Arial">The U.S. economy shed jobs at a faster pace in June than in May, suggesting that the turnaround in the economy may take longer than expected. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=48d17c02468741ec8414dc99a375d0a9&amp;siteid=nwhpf&amp;sguid=eIFZkjHIekOuL88CkLkibg">See Economic Report.</a> </font><br><br><font face="Arial"><B>CAREERS</B></font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Five happiness habits that may bring you higher pay, greater success</div><br><font face="Arial">Think about when you fall in love: You feel great. You look at the world differently. You're ready to take on any challenge. Wouldn't you love to stay in that state forever? <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=1fb3f36aeb9b4e19a10bb1ed0456d789&amp;siteid=nwhpf&amp;sguid=eIFZkjHIekOuL88CkLkibg">See Jennifer Openshaw.</a> </font><br><br><font face="Arial"><B>CONSUMER WATCH</B></font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">A town that shreds together</div><br><font face="Arial">On a recent Saturday, Bob Maes scraped a melted chocolate bar off his son's wagon, loaded it with eight years' worth of financial records and set off to join his neighbors for Shredder Day in Brielle, N.J. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/story/a-town-that-shreds-together?siteid=nwhpf">See full story.</a> </font><br><br><font face="Arial"><B>MORTGAGES</B></font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Cracked houses: what the boom built</div><br><font face="Arial">Robert and Kay Lynn lay in bed shortly after closing on their new home in the Blue Oaks subdivision in Rancho Murieta, Calif., abutting an 18-hole golf course. They were listening to the "pop, pop, pop" of what they thought were acorns falling onto the roof. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/story/what-the-boom-built?siteid=nwhpf">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Mortgage rates continue fall from mid-June peak</div><br><font face="Arial">Rates on the 30-year fixed-rate mortgage fell this week, averaging 5.32%, a quarter of a percentage point lower than they averaged at their mid-June peak, Freddie Mac reported on Thursday. <br> <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=64def2c757fe4e8ba1e484f5559e1270&amp;siteid=nwhpf&amp;sguid=eIFZkjHIekOuL88CkLkibg">See Mortgages.</a> </font><br><br><font face="Arial"><B>AUTOMOBILES</B></font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Hyundai makes hay with incentives</div><br><font face="Arial">The Korean automaker is turning the auto industry's depression into a showcase for its affordable models, offering customers the chance to lock in gas at $1.49 a gallon for an entire year. Shawn Langlois reports. <br> <img width="19" height="10" src="http://i.mktw.net/MW5/content/Story/Images/icon-video.png">&nbsp;<a style="color:#004276" href="http://www.marketwatch.com/video/asset/marketwatch video/78BA43D4-3070-4FDF-AC2D-163FB52471E7?siteid=nwhpf">See Video Report.</a> </font><br><br><font face="Arial"><B>TRAVEL</B></font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Traveling through the historic Silk Road</div><br><font face="Arial">Uzbekistan is one of the most-overlooked tourist destinations in the world, attracting scant interest from Western travelers, especially Americans, after decades of isolation under the former Soviet Union. Patrick Barta reports. <br> <img width="19" height="10" src="http://i.mktw.net/MW5/content/Story/Images/icon-video.png">&nbsp;<a style="color:#004276" href="http://www.marketwatch.com/video/asset/marketwatch video/220465CB-689D-43AD-B826-2DE2508CBAD1?siteid=nwhpf">See Video Report.</a> </font><br><br><font face="Arial"><B>ENTERTAINMENT &amp; LEISURE</B></font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">With jug wines, more to enjoy</div><br><font face="Arial">Jug wines used to mean low quality. However, "Tastings" columnists Dorothy Gaiter and John Brecher have found several that break the magnum stigma and come out on top. <br> <img width="19" height="10" src="http://i.mktw.net/MW5/content/Story/Images/icon-video.png">&nbsp;<a style="color:#004276" href="http://www.marketwatch.com/video/asset/marketwatch video/77362246-2BC9-4DC0-A469-DE2142F05056?siteid=nwhpf">See Video Report.</a> </font><br><br><div style="font-size: 10pt"> Get the latest news on our mobile site: <a style="color:#004276; font-weight: bold" href="http://www.marketwatch.com/m">http://www.marketwatch.com/m</a></div><br><br><hr size="1" noshade color="#cccccc"> <div style="font-size: 10pt"><span style="font-weight: bold">MarketWatch has sent you this newsletter because you signed up to receive it.</span><br>To ensure you receive this newsletter in the future, please add marketwatchmail.com to your list of approved senders.<br>Sent to: andi.fx8888.online@blogger.com <br><br><a style="color:#004276" href="http://www.marketwatch.com/subscriptions/unsubscribe.aspx?email=andi.fx8888.online@blogger.com&amp;prod=406&amp;siteid=nwhpf">Unsubscribe</a> | <a style="color:#004276" href="http://www.marketwatch.com/subscriptions/?siteid=nwhpf">Subscribe</a><br><br></div> <div style="font-size: 8pt"> Copyright 2009 MarketWatch, Inc. All rights reserved.<br> MarketWatch, the MarketWatch logo, and BigCharts are registered trademarks of MarketWatch, Inc.<br> By using this site, you agree to the <a style="color:#004276" href="http://www.marketwatch.com/support/disclaimer.asp?siteid=nwhpf">Terms of Service</a> and <a style="color:#004276" href="http://www.marketwatch.com/support/privacy.asp?siteid=nwhpf">Privacy Policy</a> (updated 6/26/07). <br><br> MarketWatch - Attn: <a style="color:#004276" href="http://www.marketwatch.com/support/feedback.asp?siteid=nwhpf">Customer Service</a>, 201 California St., San Francisco, CA 94111<br><br></div> </div> </td> </tr> </tbody> </table> <IMG SRC="http://tk.wsjemail.com:80/track?mailingid=6696&messageid=MKTWNEWSLETTER-personalfinancedaily-92598178C831437AAE2FCF0290B9226E-97025185&databaseid=6696&type=open&serial=1195076398&emailid=andi.fx8888.online@blogger.com&userid=urn:marketwatch-com:ueid,ec04e216-0dc1-448f-8433-756fb129d53f&extra=&&&" WIDTH="1" HEIGHT="1" BORDER="0" /> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-3903318137394402152?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-40274890552355361432009-07-02T11:39:00.001-07:002009-07-02T11:39:17.729-07:00<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%"> <TR> <TD><A HREF="http://www.jobstreet.com"><IMG SRC="http://my.jobstreet.com/pic/js_logo1.gif" ALT="JobStreet.com" BORDER="0"></A></TD> </TR> </TABLE> <TABLE BORDER="0" CELLPADDING="0" CELLSPACING="5" WIDTH="100%"> <TR><TD ALIGN="CENTER"> <FONT FACE="verdana,arial" SIZE="2"><a href="http://linabanner.jobstreet.com/redirect.asp?bid=8121&track=0&uid=&url=http%3A%2F%2Fbook.asiatravel.com%2FPgLand.aspx%3Fp%3Dhttp%3A%2F%2Fwww.asiatravel.com%26sid%3DJSC13170MY"><img src="http://linabanner.jobstreet.com/show_banner.asp?bid=8121" border="0" alt=""></a><br><a href="http://linabanner.jobstreet.com/redirect.asp?bid=8121&track=0&uid=&url=http%3A%2F%2Fbook.asiatravel.com%2FPgLand.aspx%3Fp%3Dhttp%3A%2F%2Fwww.asiatravel.com%26sid%3DJSC13170MY"></a><br></FONT> </TD></TR> <TR> <TD> <FONT FACE="verdana,Arial" SIZE="2"><B>Greetings Arya</B> (MyJobStreet Login ID: andi.fx8888.online@blogger.com)</FONT> </TD> </TR> </TABLE> <TABLE BORDER="0" CELLSPACING="0" CELLPADDING="5" WIDTH="100%"> <TR valign="top"> <TD><br><table border="0" cellspacing="1" cellpadding="0" bgcolor="#3B7793" width="100%" align="center"><tr bgcolor="#ffffff"><td><table border="0" cellpadding="5" cellspacing="0"><tr><td><img src="http://sg.jobstreet.com/myjobstreet/_pic/resumeupload_icon.gif"></td><td><font style="font-family:verdana,arial;font-size:11px;"><b>New Feature : <font style="color:#800000;">UPLOAD RESUME</font></b><img src="http://sg.jobstreet.com/myjobstreet/_pic/new.gif" hspace="5"><br>You can now upload your own resume to JobStreet.com, and apply to jobs with it. Your potential employers can read it just as you want them to! Find it in the new "Attach Resume" page under the "MyResume" section. <a href="http://myjobstreet-id.jobstreet.com/login.asp?login_id=andi.fx8888.online@blogger.com&go=attach">Upload your resume now</a>!</font></td></tr></table></td></tr></table></TD> </TR> <TR valign="top"> <TD> <font face='verdana,arial' size=2><ul><li>Here are your very latest job matches. If the jobs do not fit your profile, please <a href="http://myjobstreet-id.jobstreet.com/login.asp?login_id=andi.fx8888.online@blogger.com&go=lina">modify your "LiNa Job Alert" profile</a>.</ul></font><font color="#800000" face="verdana,arial" size="2"><b>Job Matches from Direct Employers - 3 July 2009</b></font><table width="100%" cellspacing="1" cellpadding="3" bgcolor="#eeeeee" border="0" height="1"> <tr bgcolor="#EEEEEE"> <td width="5%"><font style="font-family:verdana,arial;font-size:11px;"><b>No.</b></font></td> <td width="25%"><font style="font-family:verdana,arial;font-size:11px;"><b>Position</b></font></td> <td width="25%"><font style="font-family:verdana,arial;font-size:11px;"><b>Company</b></font></td> <td width="20%"><font style="font-family:verdana,arial;font-size:11px;"><b>Location</b></font></td> <td width="25%"><font style="font-family:verdana,arial;font-size:11px;"><b>Required Exp / Skills</b></font></td></tr> <tr height='60' valign=top bgcolor=#FFFFFF><td><font face='verdana,arial' size=1>1.</font></td><td><font face='verdana,arial' size=1><a href="http://id.jobstreet.com/jobs/2009/7/default/40/82154.htm?fr=L"><b>Sales Representative</b></a></font><br><font style='font-family:arial,verdana;font-size:9px;'>&gt; </font><font face='verdana,arial' size=1 color='#339900'>Banking/Financial</font><br><font face='verdana,arial' size=1 color='#686868'><b>Job Code</b>: EZGLG</font></td><td><font face='verdana,arial' size=1>Connected Indonesia</font><br><font face='verdana,arial' size=1 color='#339900'>(Business / Mgmt Consulting Industry)</font></td><td><font face='verdana,arial' size=1>Jakarta Raya</font></td><td><font face='verdana,arial' size=1>N/A<br><br><br></font><a href="http://db1.jobstreet.com/why/lc.asp?eccid=2317899779&jid=82152&sid=40&mid=k3&cat=3" style="font-family:arial;font-size:10px;">Why was I matched to this job?</a></td></tr> </table><font style="font-family:verdana,arial;font-size:11px;color:#686868;">To apply via SMS, type <b>JSA APPLY &lt;Job Code&gt;</b> and send to <b>9333</b> (<a href="http://id.jobstreet.com/announcement/2007/s/sms_apply.htm#jobcode">more</a>)</font> </TD> </TR> <TR><TD></TD></TR> </TABLE> <TABLE BORDER="0" CELLSPACING="0" CELLPADDING="5" WIDTH="100%"> <TR> <TD WIDTH="50%" VALIGN="top"> <TABLE BORDER="0" CELLSPACING="0" CELLPADDING="2" STYLE="font-family:verdana,Arial;font-size:12px"> <TR><TD><IMG SRC="http://my.jobstreet.com/pic/help.gif"> <B>Useful Links</B></TD></TR> <TR><TD>&raquo; <A HREF="http://myjobstreet-id.jobstreet.com/misc/linaFeedback.asp?ecid=1627919215&lvl=2"><B>Rate LiNa's matching accuracy</B></A></TD></TR> <TR><TD>&raquo; <A HREF="http://myjobstreet-id.jobstreet.com/login.asp?login_id=andi.fx8888.online@blogger.com">Login to MyJobStreet</A></TD></TR> <TR><TD>&raquo; <A HREF="http://myjobstreet-id.jobstreet.com/password/forgotPassword.asp">Retrieve my password</A></TD></TR> <TR><TD>&raquo; <A HREF="http://myjobstreet-id.jobstreet.com/help/help.asp">Help!</A></TD></TR> </TABLE> </TD> <TD WIDTH="50%" ALIGN="right" VALIGN="top"> </TD> </TR> <TR> <TD><BR><FONT FACE="verdana,Arial" STYLE="font-size:12px">Best Regards,<BR>LiNa, your Personal Career Agent</TD> <TR> </TABLE> <TABLE BORDER="0" CELLSPACING="0" CELLPADDING="5" WIDTH="100%"> <TR> <TD ALIGN="CENTER"><FONT FACE="verdana,Arial" SIZE="1">To contact me, write to <A HREF="http://myjobstreet-id.jobstreet.com/help/feedback.asp?site=ID&intEID=1627919215">lina@jobstreet.com</A>. Do not reply to this computer-generated email. <A HREF="http://myjobstreet-id.jobstreet.com/login.asp?login_id=andi.fx8888.online@blogger.com&go=sub">Click here</A> if you wish to unsubscribe.</FONT> <br><font style="font-family:verdana,Arial;font-size:10px;">PT JobStreet.com Indonesia, Plaza Permata, 7th floor, suite 0706, Jl. M.H. Thamrin No. 57, Jakarta 10350</font> <HR COLOR="#EEEEEE" SIZE="1"> <FONT FACE="verdana,Arial" SIZE="1" COLOR="#7C7C7C"><A HREF="http://sg.jobstreet.com/aboutus/privacy_policy.htm" STYLE="text-decoration: none; color:#7C7C7C">Privacy Policy</A> ~ Copyright &#169; 2007 JobStreet.com</FONT> </TR> <TR> <TD> <FONT FACE="verdana,Arial" SIZE="1" COLOR="#FFFFFF">Ref:ID v3</FONT> <IMG SRC="http://linabanner.jobstreet.com/show_banner.asp?bid=3329&c=2317899779" BORDER="0" WIDTH="0" HEIGHT="0"> </TD> </TR> </TABLE> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-4027489055235536143?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-64551937142399492112009-07-02T09:33:00.000-07:002009-07-02T09:34:04.483-07:00<!-- Main Container 785px width icluding 10px Right/Left Border --> <table width="585" align="center" bgcolor="#FFFFFF" cellpadding="0" cellspacing="0" style= "width:565; border-left:solid 10px #FFFFFF; border-right:solid 10px #FFFFFF;"> <tr> <td> <!--Header--> <table cols="2" width="565" align="center" cellpadding="0" cellspacing="0" bgcolor="#FFFFFF" border="0"> <tr> <td colspan="2" valign="top" bgcolor="#FF0000" style="line-height:7px;"><img src="http://im.morningstar.com/im/dot_clear.gif" height="7px" border="0" /></td> </tr> <tr> <td width="292px" valign="top" style="padding-bottom:8px;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=F6BLFYFE"><img src="http://im.morningstar.com/im/email/e_newsletter_Mlogo.gif" alt="Morningstar Logo" height="53" width="160" border="0"></a></td> <td width="273px" valign="top"> <table cols="2" cellpadding="0" cellspacing="0" style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px; color:#333333;"> <tr valign="bottom" style="background-color:#FFFFFF;"> <td width="165px" valign="bottom" style="border-left: solid 1px #CCCCCC;"><div style="height:26px;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=AMBFFBEF" style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px; text-decoration: none; color:#333333; outline:none; display:block; padding-left:4px; padding-top:11px; padding-bottom:4px; width:161px;">Direct to Morningstar.com</a></div> </td> <td width="108px" valign="bottom" style="border-left: solid 1px #CCCCCC;"><div style="height:26px;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=G4ANFYGH" style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px; text-decoration: none; color:#333333; outline:none; display:block; padding-left:4px; padding-top:11px; padding-bottom:4px; width:104px;">Company News</a></div> </td> </tr> </table> </td> </tr> </table> <!--Main Content table--> <table align="center" cols="2" cellpadding="0" cellspacing="0" style="width:565px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333; line-height:18px;"> <tr> <!--Headline--> <td valign="top" style="background-color:#FFFFFF;"> <div style="font-size:20px; line-height:24px; color:#336699; padding-top:3px; border-top:solid 3px #999999;">Midday Market Alert</div> <div style="font-size:12px; color:#999999; line-height:20px;">07/02/2009 11:30 AM</div> <!--Clear Space under the Headline--> <div style="height:20px;"><img src="http://im.morningstar.com/im/dot_clear.gif" width="565px" height="20px"> </div> </tr> <tr> <!--Taoday's Market--> <td bgcolor="#ffffff"> <table width="565" bgcolor="#d6e3ed" cols="2" cellpadding="0" cellspacing="0" border="0"> <tr> <td width="229" valign="top" bgcolor="#d6e3ed" style=" width:216px; border-right:3px solid #FFFFFF; padding-top:5px; padding-left:5px; padding-right:5px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color: #333333;"> <div style="font-weight:bold;">Today&rsquo;s Market</div> <div style="padding-top:6px;">The daily summary of market movers and the latest news.</div> </td> <td width="336" valign="top" bgcolor="#FFFFFF"> <!-- Table Containing Stock Listings --> <table width="336" align="right" cols="4" cellpadding="0" border="0" cellspacing="0" style="width:336px; padding-top:0px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px; color: #333333;"> <!--Title Row--> <tr height="20px" style="background-color:#d6e3ed;"> <td width="84" valign="middle" style=" width:79px; border-top:solid 1px #CCC; border-bottom:solid 1px #CCC; padding-right:5px; font-weight:bold; color:#666666; text-indent:2px; height:20px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;">Indexes</td> <td width="81" align="right" valign="middle" style=" width:71px; border-top:solid 1px #CCC; border-bottom:solid 1px #CCC; padding-right:10px; font-weight:bold; color:#666666; height:20px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;">Midday</td> <td width="81" align="right" valign="middle" style=" width:71px; border-top:solid 1px #CCC; border-bottom:solid 1px #CCC; padding-right:10px; font-weight:bold; color:#666666; height:20px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;">Gain/Loss</td> <td width="90" align="right" valign="middle" style=" width:85px; border-top:solid 1px #CCC; border-bottom:solid 1px #CCC; padding-right:5px; font-weight:bold; color:#666666; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;">Day Change %</td> </tr> <!--White Background Data Row--> <tr height="25px" style="background-color:#FFFFFF;"> <td width="84" valign="middle" style=" width:79px; border-bottom:solid 1px #CCC; padding-right:5px; text-indent:2px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"><a href="#" style="text-decoration:underline; color:#336699;">MStar Index</a></td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> 2,223.38</td> <td width="81" align="right" valign="middle" style=" width:71px;border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -53.18</td> <td width="90" align="right" valign="middle" style=" width:85px; border-bottom:solid 1px #CCC; padding-right:5px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -2.34</td> </tr> <!--Light Blue Background Data Row--> <tr height="25px" style="background-color:#f3f7fa;"> <td width="84" valign="middle" style=" width:79px; border-bottom:solid 1px #CCC; padding-right:5px; text-indent:2px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"><a href="#" style="text-decoration:underline; color:#336699;">The Dow</a></td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> 8,331.45</td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -172.61</td> <td width="90" align="right" valign="middle" style=" width:85px; border-bottom:solid 1px #CCC; padding-right:5px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -2.03</td> </tr> <!--White Background Data Row--> <tr height="25px" style="background-color:#FFFFFF;"> <td width="84" valign="middle" style="width:79px; border-bottom:solid 1px #CCC; padding-right:5px; text-indent:2px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"><a href="#" style="text-decoration:underline; color:#336699;">S&amp;P</a></td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> 902.24</td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -21.09</td> <td width="90" align="right" valign="middle" style=" width:85px; border-bottom:solid 1px #CCC; padding-right:5px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -2.28</td> </tr> <!--Light Blue Background Data Row--> <tr height="25px" style="background-color:#f3f7fa; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> <td width="84" valign="middle" style=" width:79px; border-bottom:solid 1px #CCC; padding-right:5px; text-indent:2px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"><a href="#" style="text-decoration:underline; color:#336699;">Nasdaq</a></td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> 1,800.71</td> <td width="81" align="right" valign="middle" style=" width:71px; border-bottom:solid 1px #CCC; padding-right:10px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -45.01</td> <td width="90" align="right" valign="middle" style=" width:85px; border-bottom:solid 1px #CCC; padding-right:5px; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px;"> -2.44</td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td style="background-color:#FFFFFF; padding-bottom:35px; padding-top:20px;" valign="top"> <!--Content--> <!-- Table containing the AD --> <table width="351" height="280" align="right" cellpadding="0" cellspacing="0"> <tr height="280"> <td width="15">&nbsp;</td> <td width="336" style="background-color:#FFFFFF;"><A HREF="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=FHB7AJGN" target="_top"><IMG SRC="http://ads.morningstar.com/RealMedia/ads/Creatives/default/empty.gif" WIDTH=1 HEIGHT=1 ALT="" BORDER=0 BORDER="0"></A> </td> </tr> </table> <!--Editorial Content--> <div><span style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; font-weight:bold; color: #333333;">Top Midday Market News</span></div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333; padding-top:12px;">News</div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=DEDOBDGV" style="color:#336699; 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color:#333333; padding-top:12px;">News</div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=FAGBBLDE" style="color:#336699; text-decoration:underline;">DJ-BTMU Barometer Edges Up Slightly In Latest Week</a></div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333; padding-top:12px;">DATA SNAP</div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=EXDIA0G1" style="color:#336699; text-decoration:underline;"> US May Factory Orders Rise As Expected</a></div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333; padding-top:12px;">News</div> <div style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:13px; color:#333333;"><a href="http://www.morningstar.com/go/?uidm=PBJHHPM1WXD9&murl=A5FRCQFK" style="color:#336699; 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Past performance is no guarantee of future results.</div> </td> </tr> </table> </td> </tr> </table> <div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8332045358984081443-6455193714239949211?l=onhightechnology.blogspot.com' alt='' /></div>Mautnoreply@blogger.com0tag:blogger.com,1999:blog-8332045358984081443.post-72189426454466941182009-07-02T09:01:00.000-07:002009-07-02T09:02:02.627-07:00<table width="680" cellspacing="0" cellpadding="0" border="0"> <tbody> <tr> <td style="font-family: arial; font-size: 12pt"><a href="http://marketwatch.com/"><div style="padding:10px; background-color: #012828;"><img src="http://i.mktw.net/mw5/Content/images/mw_logo-200x60.png" width="200" height="60" alt="MarketWatch" border="0"></div></a><div style="padding:10px,0,0,10px; font-weight: bold; color: #808080; padding: 0; font-size: 10pt"> <div style="background-color: #f1f6f3; margin:0; padding: 5px 10px; font-weight: normal; height: 25px;"> <div style="float: left; font-color: #73a2a5; font-size: 20px; ">Midday Report</div> <div style="float: right; font-color: #73a2a5; font-size: 20px; ">JULY 02, 2009</div> </div> </div> <div style="padding: 10px;"> <h1 style="font-family: arial; font-size:19px">Jobs are lost at a faster pace in June</h1> <div style="font-style: italic; font-size: 10pt; font-family: arial">By MarketWatch</div><br><table align="right" style="margin-left: 10px"> <tbody> <tr> <td><a href="http://ad.doubleclick.net/jump/email.marketwatch.com/email_middayrpt;tile=1;sz=300x250;ord=609799263"><img width="300" height="250" border="0" src="http://ad.doubleclick.net/ad/email.marketwatch.com/email_middayrpt;tile=1;sz=300x250;ord=609799263"></a></td> </tr> <tr> <td><br><br><map name="adsonar_map_1431526_13785224"> <area shape="rect" coords="0,12,300,91" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=0&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,91,300,170" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=1&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,170,300,249" href="http://newsletter.adsonar.com/nwrss/iMapRedirector?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;pos=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid="> <area shape="rect" coords="0,0,300,12" href="http://dowjones.adsonar.com/admin/advertisers/indexPl.jsp"> </map><img src="http://newsletter.adsonar.com/nwrss/imgs/nwr_1431526_13785224_399054_1365767_4_2.PNG?placementId=1431526&amp;plid=399054&amp;pid=1365767&amp;ps=13785224&amp;rotation=4&amp;type=2&amp;zw=300&amp;zh=250&amp;v=5&amp;url=NA&amp;uid=" width="300" height="250" border="0" alt="" usemap="#adsonar_map_1431526_13785224"></td> </tr> </tbody> </table> <div style="font-family: arial; font-weight:bold; margin-top: 0"><a style="color:#004276" HREF="http://www.marketwatch.com?siteid=nwham">MARKETWATCH FRONT PAGE</a> </div><br><font face="Arial">The U.S. economy shed jobs at a faster pace in June than in May, suggesting that the turnaround in the economy may take longer than expected. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=48d17c02468741ec8414dc99a375d0a9&amp;siteid=nwham&amp;sguid=yVSgU009wE6-dhGYUw39Fw">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Why this recession is hitting men harder</div><br><font face="Arial">The current recession is hitting workers in just about every industry, but men are taking a much bigger hit than women. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=ce3a5d0867f44023bd22693060fa3c45&amp;siteid=nwham&amp;sguid=yVSgU009wE6-dhGYUw39Fw">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">U.S. stock market faces precarious ride for 2009</div><br><font face="Arial">While U.S. stocks start off a new quarter with solid first-day gains, market analysts point to an uncertain economic climate in couching their predictions for how the market will perform for the remainder of what's already been a tumultuous year. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=b62b902816c44b1c95684bccc384a837&amp;siteid=nwham&amp;sguid=yVSgU009wE6-dhGYUw39Fw">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">Euro-zone unemployment rate hits 10-year high</div><br><font face="Arial">The jobless rate across the 16 nations that share the European single currency rose more than expected to 9.5% in May. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=9aa985b47d4d4fafacb5df6af710ad3e&amp;siteid=nwham&amp;sguid=yVSgU009wE6-dhGYUw39Fw">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0">U.S. May factory orders climb by 1.2%</div><br><font face="Arial">Orders for U.S.-made factory goods rise by the largest amount in close to a year, climbing 1.2% for May on a big jump in orders for transportation equipment. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=b2be22953d364a0fade862a21922f265&amp;siteid=nwham&amp;sguid=yVSgU009wE6-dhGYUw39Fw">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0"><a style="color:#004276" HREF="http://www.marketwatch.com/commentary/?siteid=nwham">MARKETWATCH COMMENTARY</a> </div><br><font face="Arial">Political columnist Darrell Delamaide looks at hypocrisy and corruption in politics...and says there must be consequences. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=0f2121b3743942b4a1153b2c99462b9c&amp;siteid=nwham&amp;sguid=yVSgU009wE6-dhGYUw39Fw">See full story.</a> </font><br><br><div style="font-family: arial; font-weight:bold; margin-top: 0"><a style="color:#004276" HREF="http://www.marketwatch.com/personal-finance/?siteid=nwham">MARKETWATCH PERSONAL FINANCE</a> </div><br><font face="Arial">Dead is the new retirement. OK, that doesn't sound appealing, but working till you drop is a heck of a lot better than playing crappy golf at the country club, eating chicken salad sandwiches for lunch, and complaining about your gall bladder. <a style="color:#004276" HREF="http://www.marketwatch.com/News/Story/Story.aspx?guid=a5d90ac6d4dc4c01a37ea607fab56b50&amp;siteid=nwham&amp;sguid=yVSgU009wE6-dhGYUw39Fw">See full story.</a> </font><br><br><div style="font-size: 10pt"> Get the latest news on our mobile site: <a style="color:#004276; font-weight: bold" href="http://www.marketwatch.com/m">http://www.marketwatch.com/m</a></div><br><br><hr size="1" noshade color="#cccccc"> <div style="font-size: 10pt"><span style="font-weight: bold">MarketWatch has sent you this newsletter because you signed up to receive it.</span><br>To ensure you receive this newsletter in the future, please add marketwatchmail.com to your list of approved senders.<br>Sent to: andi.fx8888.online@blogger.com <br><br><a style="color:#004276" href="http://www.marketwatch.com/subscriptions/unsubscribe.aspx?email=andi.fx8888.online@blogger.com&amp;prod=401&amp;siteid=nwham">Unsubscribe</a> | <a style="color:#004276" href="http://www.marketwatch.com/subscriptions/?siteid=nwham">Subscribe</a><br><br></div> <div style="font-size: 8pt"> Copyright 2009 MarketWatch, Inc. 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